UP Fintech
TIGR
4.45
+0.13
+3.01%
UP Fintech
US · TIGR
#3417 by market cap
Listed 2019
4.45
+0.13
+3.01%
Live - 5344 symbols - heartbeat 99s ago
· 2026-10-09 19:30
✦ Quant Financial Health how this is computed
Weak
- Altman Z-Score is 0.41, below the 1.8 "distress zone" threshold.
- Most reliable for industrial/manufacturing companies; less meaningful for banks, insurers and other financials.
Revenue annual, last 8 years
Latest year +56.32% YoY
Margins
- Gross margin
- 69.33%
- Operating margin
- 46.03%
- Net margin
- 27.92%
Key ratios & quality
- Enterprise valuei
- 90.65M
- Altman Z-Scorei
- 0.41
Altman Z-Score below ~1.8 suggests financial distress risk, above ~3.0 suggests low risk; the model is most reliable for industrial/manufacturing companies and less meaningful for banks and other financial firms.
Income statement
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 33.56M | 58.66M | 138.50M | 264.49M | 225.37M | 272.51M | 391.54M | 612.06M |
| Gross profit | -22.35M | 20.36M | 81.87M | 146.18M | 108.01M | 162.67M | 254.52M | 424.36M |
| Selling & admin expenses | 21.92M | 22.86M | 46.00M | 104.09M | 78.59M | 73.48M | 106.70M | 132.13M |
| Research & development | -- | -- | -- | -- | -- | -- | -- | -- |
| Operating profit | -46.89M | -6.07M | 31.14M | 35.96M | 20.40M | 79.80M | 139.27M | 281.74M |
| Pretax profit | -46.17M | -9.31M | 22.03M | 19.05M | 2.03M | 45.99M | 81.76M | 207.44M |
| Tax | -1.87M | -3.36M | 2.85M | 4.36M | 4.29M | 12.99M | 20.41M | 35.96M |
| Net profit | -44.29M | -5.95M | 19.18M | 14.69M | -2.26M | 33.01M | 61.35M | 171.48M |
| Basic EPS | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 |
| Diluted EPS | -0.32 | -0.06 | 0.15 | 0.15 | 0.00 | 0.21 | 0.36 | 0.93 |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Revenue | 122.61M | 138.72M | 175.16M | 175.57M | 154.88M | 182.27M |
| Gross profit | 83.47M | 97.49M | 123.47M | 119.93M | 103.01M | 125.54M |
| Selling & admin expenses | 25.80M | 27.00M | 34.99M | 44.35M | 34.63M | 44.42M |
| Research & development | -- | -- | -- | -- | -- | -- |
| Operating profit | 55.52M | 67.77M | 85.72M | 72.73M | 65.69M | 78.33M |
| Pretax profit | 39.14M | 49.07M | 65.11M | 54.13M | -16.55M | 54.57M |
| Tax | 8.55M | 7.50M | 11.15M | 8.76M | 10.19M | 15.06M |
| Net profit | 30.59M | 41.57M | 53.96M | 45.37M | -26.73M | 39.50M |
| Basic EPS | 0 | 0 | 0 | 0 | 0 | 0 |
| Diluted EPS | 0.17 | 0.30 | 0.29 | 0.24 | -0.15 | 0.15 |
Balance sheet
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Total current assets | 102.91M | 769.75M | 2.15B | 3.27B | 3.74B | 3.69B | 6.33B | 8.15B |
| Cash & ST investments | 70.84M | 139.89M | 98.91M | 276.01M | 441.14M | 751.66M | 470.20M | 878.62M |
| Inventory | -- | -- | -- | -- | -- | -- | -- | -- |
| Total assets | 115.22M | 809.06M | 2.19B | 3.32B | 3.80B | 3.75B | 6.39B | 8.23B |
| Total current liabilities | 16.99M | 587.59M | 1.95B | 2.72B | 3.18B | 3.09B | 5.56B | 7.30B |
| Short-term debt | -- | 2.40M | 3.51M | 2.61M | 5.49M | 4.13M | 4.15M | 117.96M |
| Long-term debt | -- | -- | -- | 148.84M | 154.34M | 156.89M | 159.51M | 51.00M |
| Total liabilities | 141,093,122.00 | 597,118,335.00 | 1,956,630,223.00 | 2,874,792,788.00 | 3,350,373,496.00 | 3,250,624,925.00 | 5,729,188,720.00 | 7,356,352,294.00 |
| Total equity | -25.88M | 211.94M | 235.69M | 446.63M | 446.99M | 495.42M | 662.12M | 870.18M |
| Retained earnings | -66.39M | -73.70M | -59.58M | -45.79M | -50.37M | -19.60M | 37.84M | 208.41M |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Total current assets | 7.24B | 8.49B | 9.22B | 8.15B | 8.79B | 9.67B |
| Cash & ST investments | 582.47M | 805.11M | 686.96M | 878.62M | 800.63M | 670.17M |
| Inventory | -- | -- | -- | -- | -- | -- |
| Total assets | 7.32B | 8.57B | 9.30B | 8.23B | 8.86B | 9.75B |
| Total current liabilities | 6.44B | 7.80B | 8.48B | 7.30B | 7.96B | 8.80B |
| Short-term debt | 4.85M | 167.01M | 167.61M | 117.96M | 10.82M | 6.50M |
| Long-term debt | 160.16M | -- | -- | 51.00M | 52.77M | 53.12M |
| Total liabilities | 6,612,886,234.00 | 7,808,417,597.00 | 8,482,921,758.00 | 7,356,352,294.00 | 8,014,032,395.00 | 8,857,650,916.00 |
| Total equity | 702.63M | 759.42M | 815.54M | 870.18M | 847.67M | 892.22M |
| Retained earnings | 70.71M | 112.27M | 166.22M | 208.41M | 181.67M | 221.14M |
Cash flow
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | -21.17M | 243.31M | 535.28M | 413.20M | 258.06M | -6.57M | 827.98M | 1.32B |
| Depreciation & amortization | 473.73K | 752.17K | 928.41K | 1.34M | 2.75M | 2.84M | 2.62M | 2.89M |
| Free cash flow | -22.86M | 241.99M | 534.30M | 408.24M | 253.17M | -9.33M | 826.42M | 1.31B |
| Dividends paid | -- | -- | -- | -- | -- | -- | -- | -- |
| Stock buybacks / issuance | 179.53K | 114.77M | -2.17M | 175.42M | 0 | 0 | 103.74M | 0 |
| Ending cash balance | 41.10M | 377.32M | 947.60M | 1.70B | 1.96B | 1.94B | 2.86B | 4.19B |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Operating cash flow | -- | -- | -- | -- | -- | -- |
| Depreciation & amortization | -- | -- | -- | -- | -- | -- |
| Free cash flow | -- | -- | -- | -- | -- | -- |
| Dividends paid | -- | -- | -- | -- | -- | -- |
| Stock buybacks / issuance | -- | -- | -- | -- | -- | -- |
| Ending cash balance | -- | -- | -- | -- | -- | -- |
Returns & efficiency
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| ROE %i | -104.54 | -4.26 | 7.18 | 4.31 | -0.55 | 6.96 | 10.61 | 22.48 |
| ROA %i | -57.15 | -1.43 | 1.07 | 0.53 | -0.07 | 0.86 | 1.20 | 2.34 |
| ROIC %i | -104.99 | -2.47 | 10.79 | 7.27 | 1.81 | 10.43 | 14.38 | 24.85 |
| 5-year avg ROE %i | -- | -- | -- | -- | -- | 2.18 | 5.71 | 8.77 |
| EBIT margin %i | -139.73 | -8.87 | 23.20 | 14.15 | 9.19 | 34.11 | 36.41 | 45.88 |
| FCF / sales %i | -- | 412.51 | 385.79 | 154.35 | 112.34 | -- | 211.07 | 214.23 |
| Current ratioi | 6.06 | 1.31 | 1.10 | 1.20 | 1.18 | 1.20 | 1.14 | 1.12 |
| Quick ratioi | 5.39 | 0.76 | 0.66 | 0.67 | 0.65 | 0.67 | 0.69 | 0.65 |
| Debt / assetsi | 0.00 | 0.72 | 0.33 | 4.65 | 4.43 | 4.43 | 2.65 | 2.10 |
| LT debt / equityi | -- | 1.62 | 1.57 | 34.02 | 36.39 | 33.06 | 25.24 | 6.38 |
| Interest coveragei | -- | -1.27 | 3.18 | 2.04 | 1.11 | 1.98 | 2.34 | 3.83 |
| Revenue CAGR (3Y) %i | -- | 120.45 | 101.42 | 99.00 | 56.62 | 25.31 | 13.97 | 39.52 |
| Net income CAGR (3Y) %i | -- | -- | -- | -- | -- | 26.56 | 60.49 | -- |
| FCF CAGR (3Y) %i | -- | -- | -- | -- | 1.52 | -- | 26.50 | 73.02 |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| ROE %i | 13.18 | 18.75 | 22.82 | 22.48 | 14.75 | 13.59 |
| ROA %i | 1.39 | 1.76 | 1.96 | 2.34 | 1.40 | 1.22 |
| ROIC %i | 16.31 | 21.23 | 24.97 | 24.85 | 19.25 | 18.01 |
| 5-year avg ROE %i | -- | -- | -- | -- | -- | -- |
| EBIT margin %i | 37.90 | 43.49 | 46.75 | 45.88 | 35.42 | 34.58 |
| FCF / sales %i | -- | -- | -- | 214.23 | -- | -- |
| Current ratioi | 1.12 | 1.09 | 1.09 | 1.12 | 1.10 | 1.10 |
| Quick ratioi | 0.68 | 0.63 | 0.55 | 0.65 | 0.61 | 0.62 |
| Debt / assetsi | 2.35 | 2.04 | 1.87 | 2.10 | 0.75 | 0.63 |
| LT debt / equityi | 23.97 | 1.00 | 0.72 | 6.38 | 6.57 | 6.18 |
| Interest coveragei | 2.70 | 3.26 | 3.69 | 3.83 | 2.98 | 2.95 |
| Revenue CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
| Net income CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
| FCF CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
Revenue breakdown most recent period
Business
Providing online brokerage services to global customers based on its trading platform100.00%
Region
New Zealand35.88%
Singapore26.68%
United States25.64%
Others11.44%
The Cayman Island0.37%
Quote time 2026-10-09 19:30:05 · For reference only, not investment advice and not tailored to your situation.
UP Fintech discussion 0 comments