Jefferson Capital Inc
JCAP
19.93
-0.02
-0.10%
Jefferson Capital Inc
US · JCAP
#3153 by market cap
Listed 2025
19.93
-0.02
-0.10%
Live - 5344 symbols - heartbeat 90s ago
· 2026-10-09 19:30
✦ Quant Financial Health how this is computed
Fair
- Altman Z-Score is 2.46, in the 1.8-3.0 "grey zone".
- Most reliable for industrial/manufacturing companies; less meaningful for banks, insurers and other financials.
Revenue annual, last 3 years
Latest year +41.53% YoY
Margins
- Gross margin
- 64.94%
- Operating margin
- 44.24%
- Net margin
- 30.65%
Key ratios & quality
- Enterprise valuei
- 2.53B
- Altman Z-Scorei
- 2.46
Altman Z-Score below ~1.8 suggests financial distress risk, above ~3.0 suggests low risk; the model is most reliable for industrial/manufacturing companies and less meaningful for banks and other financial firms.
Income statement
| Line item | 2023 | 2024 | 2025 |
|---|---|---|---|
| Revenue | 323.07M | 433.34M | 613.29M |
| Gross profit | 241.35M | 274.44M | 398.24M |
| Selling & admin expenses | 14.90M | 72.67M | 93.00M |
| Research & development | -- | -- | -- |
| Operating profit | 118.85M | 179.27M | 271.34M |
| Pretax profit | 120.58M | 137.55M | 218.44M |
| Tax | 9.05M | 8.66M | 30.47M |
| Net profit | 111.54M | 128.89M | 187.97M |
| Basic EPS | 2 | 2 | 6 |
| Diluted EPS | 1.91 | 2.21 | 5.64 |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Revenue | 154.94M | 152.71M | 150.84M | 154.80M | 176.44M | 177.54M |
| Gross profit | 104.92M | 109.40M | 89.78M | 94.21M | 113.83M | 111.98M |
| Selling & admin expenses | 22.01M | 26.96M | 21.46M | 22.36M | 25.11M | 26.90M |
| Research & development | -- | -- | -- | -- | -- | -- |
| Operating profit | 74.86M | 74.64M | 60.00M | 61.82M | 68.53M | 74.38M |
| Pretax profit | 66.91M | 61.91M | 45.51M | 44.12M | 51.06M | 53.33M |
| Tax | 2.68M | 14.26M | 7.15M | 6.39M | 13.42M | 12.04M |
| Net profit | 64.23M | 47.65M | 38.36M | 37.73M | 37.63M | 41.30M |
| Basic EPS | 1 | 1 | 1 | 1 | 1 | 1 |
| Diluted EPS | 1.10 | 0.82 | 0.59 | 0.58 | 0.61 | 0.67 |
Balance sheet
| Line item | 2023 | 2024 | 2025 |
|---|---|---|---|
| Total current assets | 1.03B | 1.57B | 2.00B |
| Cash & ST investments | 14.37M | 35.51M | 23.23M |
| Inventory | -- | -- | -- |
| Total assets | 1.12B | 1.65B | 2.09B |
| Total current liabilities | 40.85M | 578.12M | 327.65M |
| Short-term debt | -- | 508.15M | 231.58M |
| Long-term debt | 770.93M | 686.58M | 1.18B |
| Total liabilities | 811,777,000.00 | 1,271,754,000.00 | 1,611,238,000.00 |
| Total equity | 303.59M | 382.53M | 476.14M |
| Retained earnings | -- | 398.12M | 522.63M |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Total current assets | 1.61B | 1.69B | 1.72B | 2.00B | 2.00B | 2.00B |
| Cash & ST investments | 27.00M | 51.65M | 42.27M | 23.23M | 26.25M | 20.41M |
| Inventory | -- | -- | -- | -- | -- | -- |
| Total assets | 1.71B | 1.77B | 1.80B | 2.09B | 2.08B | 2.08B |
| Total current liabilities | 58.70M | 76.43M | 79.52M | 327.65M | 345.06M | 300.30M |
| Short-term debt | -- | -- | -- | 231.58M | 254.22M | 225.94M |
| Long-term debt | 1.21B | 1.18B | 1.18B | 1.18B | 1.18B | 1.18B |
| Total liabilities | 1,340,700,000.00 | 1,356,810,000.00 | 1,365,549,000.00 | 1,611,238,000.00 | 1,641,230,000.00 | 1,607,618,000.00 |
| Total equity | 373.50M | 410.81M | 437.37M | 476.14M | 442.88M | 476.19M |
| Retained earnings | 336.60M | 477.58M | 500.41M | 522.63M | 486.55M | 513.06M |
Cash flow
| Line item | 2023 | 2024 | 2025 |
|---|---|---|---|
| Operating cash flow | 120.22M | 168.21M | 268.81M |
| Depreciation & amortization | 2.37M | 2.61M | 5.25M |
| Free cash flow | 118.99M | 162.00M | 267.73M |
| Dividends paid | -30.56M | -36.00M | -63.46M |
| Stock buybacks / issuance | 0 | 0 | 10.00M |
| Ending cash balance | 20.60M | 38.24M | 47.55M |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Operating cash flow | 51.68M | 78.89M | 63.08M | 75.17M | 39.64M | 43.25M |
| Depreciation & amortization | 1.61M | 1.25M | 1.35M | 1.05M | 872.00K | 844.00K |
| Free cash flow | 51.54M | 78.49M | 62.97M | 74.73M | 39.64M | 42.72M |
| Dividends paid | -16.00M | -16.42M | -15.52M | -15.51M | 0 | -29.59M |
| Stock buybacks / issuance | 0 | 10.00M | 0 | 0 | -58.91M | 0 |
| Ending cash balance | 30.41M | 55.50M | 46.07M | 47.55M | 45.61M | 26.05M |
Returns & efficiency
| Line item | 2023 | 2024 | 2025 |
|---|---|---|---|
| ROE %i | 40.58 | 32.04 | 43.78 |
| ROA %i | 10.00 | 7.60 | 10.05 |
| ROIC %i | 10.66 | 8.03 | 10.18 |
| 5-year avg ROE %i | -- | -- | -- |
| EBIT margin %i | 43.01 | 42.28 | 44.24 |
| FCF / sales %i | 36.83 | 37.39 | 43.65 |
| Current ratioi | 25.09 | 2.72 | 6.12 |
| Quick ratioi | 24.94 | 2.71 | 6.04 |
| Debt / assetsi | 69.12 | 72.22 | 67.50 |
| LT debt / equityi | 280.55 | 179.48 | 247.29 |
| Interest coveragei | -- | -- | -- |
| Revenue CAGR (3Y) %i | -- | -- | -- |
| Net income CAGR (3Y) %i | -- | -- | -- |
| FCF CAGR (3Y) %i | -- | -- | -- |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| ROE %i | 32.96 | 37.03 | 31.72 | 43.78 | 38.59 | 33.16 |
| ROA %i | 7.18 | 8.61 | 7.69 | 10.05 | 8.30 | 7.64 |
| ROIC %i | 7.79 | 9.52 | 8.54 | 10.18 | 8.48 | 7.94 |
| 5-year avg ROE %i | -- | -- | -- | -- | -- | -- |
| EBIT margin %i | 44.38 | 45.62 | 44.30 | 44.24 | 41.75 | 40.15 |
| FCF / sales %i | 36.52 | 38.94 | 45.82 | 43.65 | 40.30 | 33.36 |
| Current ratioi | 27.39 | 22.11 | 21.63 | 6.12 | 5.81 | 6.68 |
| Quick ratioi | 27.34 | 21.98 | 21.59 | 6.04 | 5.75 | 6.66 |
| Debt / assetsi | 70.44 | 67.11 | 65.85 | 67.50 | 68.96 | 67.46 |
| LT debt / equityi | 323.29 | 288.78 | 271.43 | 247.29 | 267.12 | 247.77 |
| Interest coveragei | -- | -- | -- | -- | -- | -- |
| Revenue CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
| Net income CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
| FCF CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
Revenue breakdown most recent period
Business
Single segment100.00%
Quote time 2026-10-09 19:30:04 · For reference only, not investment advice and not tailored to your situation.
Jefferson Capital Inc discussion 0 comments