Head to head
Upstart vs Visa
Side-by-side on the measures that matter, with a plain-English read. Full detail: UPST · V
UPST
Upstart
24.02+0.67%
1-year price shape — -54% over the period
Quant Rating E · 3/100
vs
V
Visa
372.10+0.39%
1-year price shape — +6% over the period
Quant Rating C · 48/100
1-year performance, rebased to 100
Visa edges it on the scoreable measures. Visa has the highest Quant Rating (48); Visa has done best over the past year (+6%); Visa trades cheapest on trailing earnings.
| UPST | V | |
|---|---|---|
| Snapshot | ||
| Sector | -- | Credit Services |
| Last price | 24.02 | 372.10 |
| Change today | +0.67% | +0.39% |
| 1-year return | -53.6% | +6.4% |
| Market cap | $2.34B | $695.96B |
| 52-week range | 22.56 – 55.22 | 292.74 – 385.57 |
| Valuation | ||
| P/E (TTM) | 46.19 | 31.67 |
| P/E percentile, own 5-yr range | 71st | 49th |
| P/B | 2.93 | 19.78 |
| Dividend yield | 0.00% | 0.70% |
| Profitability & growth | ||
| EPS (TTM) | 0.45 | 10.20 |
| Net profit (TTM) | $43.79M | $19.08B |
| Revenue (TTM) | $1.23B | $44.49B |
| Revenue growth (YoY) | +41.7% | +14.4% |
| Gross margin | -- | 80.2% |
| Operating margin | -- | 65.6% |
| Net margin | 4.9% | 50.3% |
| Free cash flow (TTM) | $-305.13M | $21.01B |
| Ownership & sentiment | ||
| Institutional ownership | 65.5% | 83.0% |
| Insider activity (12mo) | 25 buy / 25 sell | 22 buy / 28 sell |
| Short interest (% of float) | 28.4% | 1.0% |
| Analyst consensus | 55% buy / 45% hold (11) | 96% buy / 4% hold (27) |
| Analyst price target | $42 (+76%) | $429 (+15%) |
| StockVane view | ||
| StockVane Quant Rating | E (3) | C (48) |
| Company | ||
| Employees | 1,405 | 34,100 |
| Founded | 2013 | 1958 |
▲ marks the more favourable stock(s) on measures with a clear direction (lower P/E, higher yield, higher Quant Rating, better 1-year return). Analyst consensus counts each covering institution once, at its most recent rating. Not a recommendation. Quant Rating method: Data & Methodology.