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Upstart

US · UPST #2682 by market cap Listed 2020
24.02 +0.16 +0.67%
Live - 5344 symbols - heartbeat 540s ago · 2026-10-08 06:31
Pre-market 23.71 -1.29%
After-hours 24.09 +0.29%
Overnight 23.74 -1.17%
Market cap
2.34B
P/B
2.93
EPS
0.45
Reader sentiment Are you bullish or bearish on UPST?

Anonymous reader poll. Unscientific, not investment advice.

Shares of Upstart closed at 24.02, up 0.67%. At current prices, the business is worth about 2.34B, the #2682 most valuable US-listed company we track. Across 11 analysts the consensus rating is Buy, with an average price target of 42.20 (+76%). The shares sit 4% of the way up their 52-week range of 22.56 to 55.22.

✦ StockVane Quant Insights how this is computed

Quant Sentiment Neutral
  • Recent price momentum is -40.5% on average (3-month/1-year).
  • Main-fund capital flow has been a net outflow over the last 45 sessions.
  • Short interest has risen to 28.4% of float.
  • Analyst tilt is Buy.
Quant Technical Outlook Bearish
  • Price is below its 20-day average and below its 60-day average.
  • The 20-day average is below the 60-day average, a short-term downtrend.

Computed by a StockVane algorithm from historical price, valuation and analyst data - not a person, not a forecast guarantee, and not investment advice.

Factor grades

Ranked against 977 U.S. stocks StockVane covers.

Overall D
ValuationGrowthProfitMomentumHealthAnalyst
Valuation N/A

How expensive the stock is versus earnings, sales and its own 5-year history.

Not enough data to grade this factor.

Growth B-

How fast revenue, profit and free cash flow are compounding.

Revenue CAGR (3Y) 6.9% Better than 53%
Free cash flow CAGR (3Y) 4.8% Better than 42%
Profitability C-

How much profit the business keeps from each dollar of sales and capital.

Net margin 5.2% Better than 29%
Return on equity 7.5% Better than 28%
Momentum D-

Recent price strength, skipping the latest month to avoid short-term noise.

3-month return -26.3% Better than 5%
6-month return -7.9% Better than 26%
12-month return (ex latest month) -46.7% Better than 3%
Distance below 52-week high 55.9% Better than 4%
Financial Health C-

Balance-sheet strength: leverage, liquidity and interest coverage.

Debt to assets 62.2% Better than 19%
Free cash flow / net income 113.1% Better than 51%
Analyst View B+

What the Street thinks: share of Buy ratings and upside to the average target.

Analysts rating Buy 54.5% Better than 29%
Upside to average target 73.3% Better than 92%

Grades are relative rankings, not forecasts: A+ is the top 5% of the covered stocks on a factor, F the bottom 3%. Valuation is not adjusted for sector, so capital-light software tends to grade lower there than utilities. Recomputed every 6 hours from our market data. Not investment advice, and not tailored to your financial situation, goals, or risk tolerance.

Price chart

35.7422.8124.022026-04-092026-10-07
MA5MA10MA20MA60
— MA5 — MA10 — MA20 — MA60

Performance

1W +4.48%
1M -14.37%
3M -27.34%
6M -9.19%
YTD -45.07%
1Y -53.64%
3Y -12.81%
5Y -92.19%

Key statistics

Price & volume

Prev close
23.86
Open
23.78
Day range
23.47 - 24.08
Avg price
23.83
Volume
3.18M
Turnover
75.68M
Amplitude
2.56%
52-week range
22.56 - 55.22

Valuation

P/E
53.38
P/E (TTM)
46.19
P/B
2.93
EPS
0.45
Net profit
43.79M
Net assets
797.48M

Share structure

Market cap
2.34B
Float cap
2.01B
Shares out
97.31M
Float shares
83.67M

Dividend & listing

Dividend (TTM)
0.00
Listing date
2020-12-16
52-week range 4% of range
22.56 55.22

56.5% below the 52-week high

Trading activity

Net capital flow main funds, last 45 sessions

-63.93M net over the window

Short interest

Shares short
27.65M
As of
2026-09-15

Frequently asked questions

What is the current stock price of Upstart (UPST)?

Upstart last traded at 24.02. The quote on this page refreshes every few seconds while US markets are open.

What is Upstart's market cap?

About 2.34B.

What is the P/E ratio of Upstart?

The trailing twelve-month P/E is 46.19. The Valuation tab shows it against the stock's own five-year range.

Does Upstart pay a dividend?

Upstart does not currently pay a regular dividend.

Is Upstart a buy according to analysts?

The consensus of 11 analysts is a Buy rating, with an average 12-month price target of 42.20, which implies 75.7% upside from the current price. This is not investment advice.

What is Upstart's StockVane Quant Rating?

The StockVane Momentum strategy currently rates Upstart a E (Strong Sell). Below its 200-day average and near the bottom of the universe on momentum. Not investment advice.

Quote time 2026-10-08 06:31:20 · For reference only, not investment advice and not tailored to your situation.