Upstart
UPST
24.02
+0.16
+0.67%
Upstart
US · UPST
#2682 by market cap
Listed 2020
24.02
+0.16
+0.67%
Live - 5344 symbols - heartbeat 47s ago
· 2026-10-08 07:00
Pre-market
23.77
-1.04%
After-hours
24.09
+0.29%
Overnight
23.74
-1.17%
- Market cap
- 2.34B
- P/E (TTM)i
- 46.19
- P/Bi
- 2.93
- EPSi
- 0.45
- Div yieldi
- 0.00%
- 52W posi
- 4%
Reader sentiment
Are you bullish or bearish on UPST?
Anonymous reader poll. Unscientific, not investment advice.
✦ Quant Ownership Signal how this is computed
Mixed / stable
- Total institutional ownership (as a % of shares) was little changed.
Institutional ownership
- Held by institutions
- 65.53% -0.07pp
- Institutions
- 431
- As of
- 2026/Q3 vs. prior period
Ownership vs. money flow
AlignedInstitutions trimmed shares last reporting period, and the stock has seen net outflows in main-fund flow over the last 20 trading sessions - the two line up.
Institutional ownership changes are reported quarterly with a lag; fund-flow data is daily. Treat this as a directional cross-check, not a precise timing signal.
Holder types
Mutual Fund36.22%
Individual/Insider14.02%
Hedge Fund10.16%
Private Company8.85%
Public Company8.81%
Family Office/Trust0.56%
Government Pension Fund0.53%
Insurance Company0.25%
Sovereign Wealth Fund0.10%
Other20.49%
Top holders as of 2026-05-07
David Girouard
12.07% · 11.75M sh
BlackRock
8.10% · 7.88M sh
Citadel Securities LLC
4.63% · 4.50M sh
Vanguard Capital Management, LLC
4.42% · 4.30M sh
Vanguard Portfolio Management, LLC
3.84% · 3.74M sh
Marshall Wace LLP
2.44% · 2.37M sh
Morgan Stanley
2.38% · 2.32M sh
Geode Capital Management, LLC
2.29% · 2.23M sh
State Street Global Advisors
2.18% · 2.12M sh
Clear Street LLC
1.88% · 1.83M sh
Bar length is relative to the largest holder shown here, not to 100% of the company.
Insiders
50 filings tracked · 25 buys · 25 sells
| Name | Role | Stake |
|---|---|---|
| David Girouard | Co-Founder, President, CEO & Chairperson of the Board | 12.07% |
| Paul Gu | Co-Founder & CTO | 1.32% |
| Sanjay Datta | Chief Financial Officer | 0.37% |
| Scott Darling | Chief Legal Officer | 0.06% |
| Ciaran O’Kelly | Independent Director | 0.03% |
| Hilliard Terry | Independent Director | 0.03% |
| Mary Hentges | Independent Director | 0.03% |
| Kerry Cooper | Independent Director | 0.03% |
| Jeffrey Huber | Independent Director | 0.03% |
| Natalia Mirgorodskaya | Officer | 0.03% |
Insider transactions most recent Form 4 filings
| Date | Name | Role | Type | Shares | Price |
|---|---|---|---|---|---|
| 2026-09-09 | Paul Gu | Co-Founder & CTO | Open Market Acquisition | +50,000 | $25.55 |
| 2026-09-07 | Sanjay Datta | Chief Financial Officer | Derivative Exercise and Sale | -116,000 | $1.35–27.29 |
| 2026-09-07 | Sanjay Datta | Chief Financial Officer | Derivative Exercise and Retained | +184,000 | $1.35 |
| 2026-08-24 | Natalia Mirgorodskaya | Officer | Automatic Disposition | -913 | $30.03 |
| 2026-08-19 | Sanjay Datta | Chief Financial Officer | Open Market Disposition | -18,945 | $28.09–31.46 |
| 2026-08-19 | Sanjay Datta | Chief Financial Officer | Intent to Sell (Form 144) | -8,945 | $28.09 |
| 2026-08-19 | Scott Darling | Chief Legal Officer | Open Market Disposition | -7,696 | $28.09 |
| 2026-08-19 | Natalia Mirgorodskaya | Officer | Open Market Disposition | -586 | $28.09 |
| 2026-08-18 | Sanjay Datta | Chief Financial Officer | Intent to Sell (Form 144) | -10,000 | $31.46 |
| 2026-08-18 | Andrea Blankmeyer | Chief Financial Officer | Automatic Disposition | -3,000 | $29.33 |
| 2026-08-16 | Sanjay Datta | Chief Financial Officer | Open Market Disposition | -2,033 | $29.36 |
| 2026-08-16 | Scott Darling | Chief Legal Officer | Open Market Disposition | -814 | $29.36 |
| 2026-08-16 | Andrea Blankmeyer | Chief Financial Officer | Open Market Disposition | -7,175 | $29.36 |
| 2026-06-08 | Sanjay Datta | Chief Financial Officer | Open Market Disposition | -15,000 | $30.41 |
| 2026-05-28 | Peter Bernard | Director | Other Acquisition | +6,476 | -- |
| 2026-05-28 | Hilliard Terry | Independent Director | Other Acquisition | +6,476 | -- |
| 2026-05-28 | Mary Hentges | Independent Director | Other Acquisition | +6,476 | -- |
| 2026-05-28 | Timothy Wennes | Director | Other Acquisition | +6,476 | -- |
| 2026-05-28 | Kerry Cooper | Independent Director | Other Acquisition | +6,476 | -- |
| 2026-05-28 | Ciaran O’Kelly | Independent Director | Other Acquisition | +6,476 | -- |
Form 4 filings, most recent per company. "Other Derivative Acquisition" rows are mostly RSU/option vesting, not open-market buying - the Type column says which.
Quote time 2026-10-08 07:00:20 · For reference only, not investment advice and not tailored to your situation.