Upstart
UPST
24.02
+0.16
+0.67%
Upstart
US · UPST
#2682 by market cap
Listed 2020
24.02
+0.16
+0.67%
Live - 5344 symbols - heartbeat 28s ago
· 2026-10-08 07:00
Pre-market
23.77
-1.04%
After-hours
24.09
+0.29%
Overnight
23.74
-1.17%
- Market cap
- 2.34B
- P/E (TTM)i
- 46.19
- P/Bi
- 2.93
- EPSi
- 0.45
- Div yieldi
- 0.00%
- 52W posi
- 4%
Reader sentiment
Are you bullish or bearish on UPST?
Anonymous reader poll. Unscientific, not investment advice.
Analyst consensus 11 analysts
Buy
Avg price target
42.20 +75.7%
Price target rangecurrent 24.02
Low34.00
Avg42.20
High61.00
Buy 55%
Hold 45%
Sell 0%
Recent ratings (25)
| Date | Firm | Analyst | Rating | Target |
|---|---|---|---|---|
| 2026-09-21 | BTIG | -- | BUY | 43.00 |
| 2026-09-08 | Loop Capital | -- | HOLD | 34.00 |
| 2026-09-04 | Truist Financial | -- | BUY | -- |
| 2026-09-03 | Goldman Sachs | -- | HOLD | 39.00 |
| 2026-08-21 | BTIG | -- | BUY | 43.00 |
| 2026-08-13 | DBS | -- | HOLD | 35.00 |
| 2026-08-13 | BofA Securities | -- | HOLD | 37.00 |
| 2026-08-06 | Morgan Stanley | -- | HOLD | 35.00 |
| 2026-08-05 | Mizuho Securities | -- | BUY | 45.00 |
| 2026-08-05 | Piper Sandler | -- | BUY | 51.00 |
| 2026-08-05 | BofA Securities | -- | HOLD | 37.00 |
| 2026-08-05 | Morgan Stanley | -- | HOLD | 35.00 |
| 2026-08-05 | Needham | -- | BUY | 42.00 |
| 2026-08-05 | Goldman Sachs | -- | HOLD | 39.00 |
| 2026-08-04 | BTIG | -- | BUY | 43.00 |
| 2026-08-04 | Truist Financial | -- | BUY | -- |
| 2026-08-03 | Goldman Sachs | -- | HOLD | 39.00 |
| 2026-07-27 | BTIG | -- | BUY | 43.00 |
| 2026-07-22 | Citi | -- | BUY | 61.00 |
| 2026-07-12 | BTIG | -- | BUY | 43.00 |
| 2026-07-09 | Goldman Sachs | -- | HOLD | 39.00 |
| 2026-07-07 | Truist Financial | -- | BUY | -- |
| 2026-07-07 | Needham | -- | BUY | 40.00 |
| 2026-07-06 | BTIG | -- | BUY | 43.00 |
| 2026-06-30 | BTIG | -- | BUY | 43.00 |
Quant vs Street three independent views, side by side
StockVane factor grade
D
Momentum strategy signal
Strong Sell
Analyst consensus
Buy
Mostly aligned, one view stands apart.
Not investment advice. The factor grade ranks this stock on fundamentals against StockVane's covered universe; the momentum strategy signal is a rules-based backtest, not a recommendation; analyst consensus reflects sell-side coverage. The three use different methods and can reasonably disagree.
Price target trend monthly average, last 3 years
✦ Quant Analyst Revision Trend how this is computed
Mixed
2 1
■ Upgrades■ Downgrades
- 2 upgrades vs 1 downgrade among tracked analyst rating changes.
- Most recent: BTIG moved from Hold to Buy on 2026-03-23.
Recent rating changes
| Date | Firm | Change | Target |
|---|---|---|---|
| 2026-03-23 | BTIG | HOLD → BUY | 43.00 |
| 2026-02-13 | Citizens JMP | HOLD → SELL | 20.00 |
| 2026-02-11 | Goldman Sachs | SELL → HOLD | 44.00 |
Earnings history price reaction on the day
| Period | Report date | Session | Options expected | Actual move |
|---|---|---|---|---|
| 2026/Q2 | 2026-08-04 | After close | ±12.59% | -0.40% (in line) |
| 2026/Q1 | 2026-05-05 | After close | ±14.18% | -7.92% (in line) |
| 2025/Q4 | 2026-02-10 | After close | ±16.25% | -15.04% (in line) |
| 2025/Q3 | 2025-11-04 | After close | ±16.08% | -9.71% (in line) |
| 2025/Q2 | 2025-08-05 | After close | ±18.40% | -18.74% (beat) |
| 2025/Q1 | 2025-05-06 | After close | ±19.93% | -9.65% (in line) |
| 2024/Q4 | 2025-02-11 | After close | ±21.33% | +31.82% (beat) |
| 2024/Q3 | 2024-11-07 | After close | ±21.59% | +46.02% (beat) |
| 2024/Q2 | 2024-08-06 | After close | ±18.52% | +39.51% (beat) |
| 2024/Q1 | 2024-05-07 | After close | ±21.12% | -5.56% (in line) |
| 2023/Q4 | 2024-02-13 | After close | ±23.08% | -19.62% (in line) |
| 2023/Q3 | 2023-11-07 | After close | ±23.44% | -27.30% (beat) |
"Options expected" is the pre-earnings options market's implied move (a straddle-style estimate), shown next to what actually happened.
Quote time 2026-10-08 07:00:20 · For reference only, not investment advice and not tailored to your situation.