Upstart
UPST
24.02
+0.16
+0.67%
Upstart
US · UPST
#2682 by market cap
Listed 2020
24.02
+0.16
+0.67%
Live - 5344 symbols - heartbeat 34s ago
· 2026-10-08 07:00
Pre-market
23.77
-1.04%
After-hours
24.09
+0.29%
Overnight
23.74
-1.17%
- Market cap
- 2.34B
- P/E (TTM)i
- 46.19
- P/Bi
- 2.93
- EPSi
- 0.45
- Div yieldi
- 0.00%
- 52W posi
- 4%
Reader sentiment
Are you bullish or bearish on UPST?
Anonymous reader poll. Unscientific, not investment advice.
✦ Today’s options flow
Calls lead
7093 2871
■ Call volume■ Put volume
- Calls are outnumbering puts by more than 2.5 to 1 today — the day's options flow leans bullish.
Options-implied move vs. analyst target
The chain's longest listed expiration (Nov 6, 2026, 29 days out) implies 80.95% annualized vol near the money — a one-standard-deviation move to roughly $18.54–$29.50 by then.
Options-implied (~68% band), 29d
$18.54now $24.02$29.50
Analyst target range, ~12mo
$34.00avg $42.20$61.00
Two different things on the same scale: the purple band is the options market's own near-term volatility pricing (statistical, 29 days out); the blue band is sell-side opinion on a roughly 12-month horizon. Neither is a forecast.
Most active contracts today
| Contract | Type | Last | Volume | Open int. | IV |
|---|---|---|---|---|---|
| Oct 16 $27.00 | Call | $0.10 | 1,038 | 1,163 | 55.78% |
| Nov 6 $24.00 | Call | $2.07 | 760 | 22 | 76.74% |
| Oct 9 $25.00 | Call | $0.09 | 726 | 2,328 | 78.64% |
| Oct 16 $27.50 | Call | $0.08 | 531 | 1,462 | 61.27% |
| Nov 6 $23.00 | Put | $1.62 | 519 | 175 | 77.87% |
| Oct 9 $24.50 | Call | $0.20 | 511 | 1,222 | 70.84% |
| Oct 9 $22.00 | Put | $0.03 | 494 | 461 | 80.81% |
| Oct 16 $25.50 | Call | $0.25 | 437 | 538 | 60.94% |
| Oct 30 $25.00 | Call | $0.91 | 404 | 645 | 60.31% |
| Nov 6 $24.00 | Put | $2.18 | 318 | 130 | 85.16% |
Ranked by today’s contract volume, calls and puts together. Ties in the underlying data land in whatever order the database returns them.
Full chain, by expiration
Oct 9, 2026 (41 strikes)
| Calls | Strike | Puts | ||||
|---|---|---|---|---|---|---|
| Last | Vol | OI | Last | Vol | OI | |
| $10.60 | 9 | 59 | $13.00 | $0.01 | 5 | 3 |
| $9.79 | 114 | 25 | $14.00 | $0.00 | 0 | 2 |
| $8.86 | 111 | 5 | $15.00 | $0.00 | 0 | 0 |
| $7.73 | 2 | 12 | $16.00 | $0.00 | 0 | 174 |
| $6.77 | 2 | 18 | $17.00 | $0.00 | 0 | 24 |
| $5.89 | 1 | 2 | $18.00 | $0.01 | 0 | 6 |
| $4.88 | 0 | 8 | $19.00 | $0.01 | 0 | 15 |
| $4.38 | 0 | 9 | $19.50 | $0.02 | 0 | 23 |
| $3.89 | 0 | 58 | $20.00 | $0.03 | 0 | 1,933 |
| $3.14 | 3 | 15 | $20.50 | $0.01 | 13 | 236 |
| $2.70 | 2 | 61 | $21.00 | $0.04 | 11 | 219 |
| $2.22 | 3 | 21 | $21.50 | $0.05 | 0 | 131 |
| $1.62 | 2 | 40 | $22.00 | $0.03 | 494 | 461 |
| $1.31 | 12 | 29 | $22.50 | $0.05 | 58 | 208 |
| $1.05 | 151 | 238 | $23.00 | $0.10 | 143 | 556 |
| $0.57 | 4 | 296 | $23.50 | $0.26 | 61 | 207 |
| $0.43 | 83 | 881 | $24.00 | $0.43 | 35 | 1,141 |
| $0.20 | 511 | 1,222 | $24.50 | $0.74 | 35 | 965 |
| $0.09 | 726 | 2,328 | $25.00 | $1.13 | 27 | 540 |
| $0.06 | 191 | 1,216 | $25.50 | $1.62 | 29 | 32 |
| $0.03 | 287 | 1,899 | $26.00 | $2.02 | 13 | 125 |
| $0.04 | 5 | 784 | $26.50 | $2.56 | 10 | 59 |
| $0.05 | 3 | 1,229 | $27.00 | $3.10 | 1 | 101 |
| $0.01 | 3 | 91 | $27.50 | $3.75 | 1 | 1 |
| $0.01 | 0 | 235 | $28.00 | $4.15 | 0 | 12 |
| $0.01 | 2 | 8 | $28.50 | $4.64 | 0 | 1 |
| $0.01 | 100 | 85 | $29.00 | $5.14 | 0 | 7 |
| $0.00 | 0 | 2 | $29.50 | $5.64 | 0 | 1 |
| $0.00 | 0 | 93 | $30.00 | $6.14 | 0 | 0 |
| $0.14 | 1 | 3 | $30.50 | $6.67 | 1 | 1 |
| $0.10 | 2 | 40 | $31.00 | $7.10 | 1 | 2 |
| $0.07 | 2 | 49 | $32.00 | $8.11 | 12 | 0 |
| $0.01 | 3 | 15 | $33.00 | $9.14 | 0 | 0 |
| $0.00 | 0 | 36 | $34.00 | $10.27 | 6 | 1 |
| $0.00 | 0 | 53 | $35.00 | $11.30 | 2 | 0 |
| $0.05 | 2 | 106 | $36.00 | $12.14 | 0 | 0 |
| $0.00 | 0 | 40 | $37.00 | $13.14 | 0 | 3 |
| $0.45 | 1 | 9 | $38.00 | $14.14 | 0 | 0 |
| $0.03 | 70 | 5 | $39.00 | $15.30 | 24 | 0 |
| $0.02 | 130 | 3 | $40.00 | $16.23 | 24 | 1 |
| $0.00 | 0 | 3 | $41.00 | $17.35 | 2 | 0 |
Oct 16, 2026 (43 strikes)
| Calls | Strike | Puts | ||||
|---|---|---|---|---|---|---|
| Last | Vol | OI | Last | Vol | OI | |
| $10.86 | 0 | 0 | $13.00 | $0.00 | 0 | 0 |
| $9.86 | 0 | 0 | $14.00 | $0.00 | 0 | 2 |
| $8.86 | 0 | 32 | $15.00 | $0.00 | 0 | 618 |
| $7.86 | 0 | 2 | $16.00 | $0.00 | 0 | 0 |
| $6.87 | 0 | 1 | $17.00 | $0.00 | 0 | 102 |
| $6.37 | 0 | 4 | $17.50 | $0.01 | 0 | 6,553 |
| $5.88 | 0 | 0 | $18.00 | $0.01 | 0 | 27 |
| $4.90 | 0 | 18 | $19.00 | $0.03 | 0 | 888 |
| $4.41 | 0 | 0 | $19.50 | $0.05 | 0 | 0 |
| $3.93 | 0 | 204 | $20.00 | $0.04 | 8 | 792 |
| $3.44 | 0 | 0 | $20.50 | $0.07 | 4 | 770 |
| $2.80 | 2 | 0 | $21.00 | $0.06 | 5 | 245 |
| $2.47 | 0 | 2 | $21.50 | $0.13 | 148 | 147 |
| $2.20 | 8 | 4 | $22.00 | $0.19 | 36 | 93 |
| $1.65 | 3 | 99 | $22.50 | $0.28 | 55 | 1,273 |
| $1.30 | 51 | 88 | $23.00 | $0.45 | 66 | 323 |
| $0.93 | 30 | 65 | $23.50 | $0.60 | 55 | 498 |
| $0.82 | 67 | 162 | $24.00 | $1.02 | 9 | 342 |
| $0.56 | 111 | 2,051 | $24.50 | $1.15 | 16 | 744 |
| $0.47 | 243 | 3,037 | $25.00 | $1.48 | 47 | 2,912 |
| $0.25 | 437 | 538 | $25.50 | $1.87 | 23 | 865 |
| $0.20 | 224 | 590 | $26.00 | $2.18 | 4 | 413 |
| $0.17 | 24 | 605 | $26.50 | $2.67 | 79 | 440 |
| $0.10 | 1,038 | 1,163 | $27.00 | $3.22 | 19 | 78 |
| $0.08 | 531 | 1,462 | $27.50 | $3.40 | 6 | 1,225 |
| $0.05 | 22 | 179 | $28.00 | $4.20 | 0 | 44 |
| $0.06 | 0 | 47 | $28.50 | $4.69 | 0 | 4 |
| $0.04 | 4 | 1,141 | $29.00 | $5.18 | 0 | 2 |
| $0.04 | 0 | 108 | $29.50 | $5.67 | 0 | 0 |
| $0.02 | 78 | 6,021 | $30.00 | $6.11 | 3 | 1,679 |
| $0.02 | 0 | 23 | $30.50 | $6.65 | 0 | 0 |
| $0.03 | 41 | 75 | $31.00 | $7.15 | 0 | 17 |
| $0.01 | 0 | 8 | $32.00 | $8.14 | 0 | 1 |
| $0.00 | 0 | 1,413 | $32.50 | $8.64 | 0 | 141 |
| $0.00 | 0 | 10 | $33.00 | $9.14 | 0 | 0 |
| $0.00 | 0 | 56 | $34.00 | $10.14 | 0 | 0 |
| $0.01 | 1 | 1,267 | $35.00 | $11.12 | 8 | 1 |
| $0.02 | 3 | 431 | $37.50 | $13.64 | 0 | 0 |
| $0.13 | 1 | 1,446 | $40.00 | $16.14 | 0 | 0 |
| $0.00 | 0 | 275 | $42.50 | $18.64 | 0 | 0 |
| $0.27 | 1 | 1,448 | $45.00 | $21.14 | 0 | 0 |
| $0.00 | 0 | 572 | $47.50 | $23.64 | 0 | 0 |
| $0.00 | 0 | 2,313 | $50.00 | $26.14 | 0 | 2 |
Oct 23, 2026 (39 strikes)
| Calls | Strike | Puts | ||||
|---|---|---|---|---|---|---|
| Last | Vol | OI | Last | Vol | OI | |
| $10.86 | 0 | 0 | $13.00 | $0.03 | 0 | 0 |
| $9.86 | 0 | 0 | $14.00 | $0.03 | 0 | 0 |
| $8.86 | 0 | 0 | $15.00 | $0.04 | 0 | 0 |
| $7.86 | 0 | 0 | $16.00 | $0.05 | 0 | 0 |
| $6.86 | 0 | 0 | $17.00 | $0.06 | 0 | 0 |
| $5.87 | 0 | 0 | $18.00 | $0.06 | 0 | 1 |
| $4.87 | 0 | 0 | $19.00 | $0.07 | 0 | 943 |
| $4.37 | 0 | 0 | $19.50 | $0.08 | 0 | 0 |
| $3.87 | 0 | 0 | $20.00 | $0.10 | 18 | 355 |
| $3.40 | 0 | 0 | $20.50 | $0.15 | 9 | 7 |
| $2.93 | 0 | 0 | $21.00 | $0.24 | 6 | 83 |
| $2.53 | 0 | 0 | $21.50 | $0.26 | 3 | 1 |
| $2.13 | 0 | 13 | $22.00 | $0.44 | 1 | 116 |
| $1.73 | 0 | 0 | $22.50 | $0.55 | 2 | 22 |
| $1.55 | 1 | 108 | $23.00 | $0.74 | 2 | 314 |
| $1.24 | 3 | 2 | $23.50 | $0.90 | 10 | 8 |
| $1.13 | 2 | 24 | $24.00 | $1.11 | 20 | 211 |
| $0.93 | 1 | 881 | $24.50 | $1.41 | 4 | 16 |
| $0.53 | 1 | 402 | $25.00 | $1.93 | 0 | 444 |
| $0.48 | 0 | 22 | $25.50 | $2.09 | 7 | 1 |
| $0.38 | 24 | 237 | $26.00 | $2.65 | 0 | 120 |
| $0.31 | 0 | 194 | $26.50 | $2.84 | 60 | 32 |
| $0.23 | 5 | 147 | $27.00 | $3.33 | 17 | 235 |
| $0.22 | 0 | 7 | $27.50 | $4.00 | 0 | 2 |
| $0.15 | 1 | 187 | $28.00 | $4.36 | 10 | 33 |
| $0.17 | 0 | 10 | $28.50 | $4.95 | 0 | 0 |
| $0.15 | 0 | 153 | $29.00 | $5.29 | 8 | 9 |
| $0.08 | 2 | 59 | $30.00 | $6.37 | 0 | 34 |
| $0.02 | 23 | 55 | $31.00 | $7.33 | 0 | 5 |
| $0.03 | 24 | 113 | $32.00 | $8.30 | 0 | 1 |
| $0.02 | 0 | 11 | $33.00 | $9.29 | 0 | 0 |
| $0.01 | 0 | 28 | $34.00 | $10.28 | 0 | 0 |
| $0.01 | 0 | 52 | $35.00 | $11.35 | 4 | 0 |
| $0.00 | 0 | 84 | $36.00 | $12.26 | 0 | 0 |
| $0.00 | 0 | 37 | $37.00 | $13.26 | 0 | 0 |
| $0.00 | 0 | 45 | $38.00 | $14.26 | 0 | 0 |
| $0.00 | 0 | 5 | $39.00 | $15.26 | 0 | 0 |
| $0.00 | 0 | 1 | $40.00 | $16.25 | 0 | 0 |
| $0.00 | 0 | 7 | $41.00 | $17.25 | 0 | 0 |
Oct 30, 2026 (24 strikes)
| Calls | Strike | Puts | ||||
|---|---|---|---|---|---|---|
| Last | Vol | OI | Last | Vol | OI | |
| $10.86 | 0 | 0 | $13.00 | $0.00 | 0 | 0 |
| $9.86 | 0 | 0 | $14.00 | $0.00 | 0 | 0 |
| $8.86 | 0 | 0 | $15.00 | $0.00 | 0 | 40 |
| $7.86 | 0 | 0 | $16.00 | $0.00 | 0 | 51 |
| $6.86 | 0 | 0 | $17.00 | $0.01 | 0 | 45 |
| $5.86 | 0 | 0 | $18.00 | $0.03 | 0 | 56 |
| $4.90 | 0 | 0 | $19.00 | $0.08 | 0 | 60 |
| $4.01 | 0 | 1 | $20.00 | $0.34 | 7 | 311 |
| $3.12 | 0 | 0 | $21.00 | $0.36 | 33 | 124 |
| $2.35 | 0 | 136 | $22.00 | $0.56 | 15 | 287 |
| $1.85 | 102 | 190 | $23.00 | $0.90 | 29 | 91 |
| $1.44 | 15 | 99 | $24.00 | $1.45 | 11 | 72 |
| $0.91 | 404 | 645 | $25.00 | $1.97 | 1 | 118 |
| $0.67 | 15 | 767 | $26.00 | $2.79 | 0 | 47 |
| $0.46 | 57 | 304 | $27.00 | $3.47 | 2 | 52 |
| $0.30 | 7 | 299 | $28.00 | $4.51 | 0 | 26 |
| $0.20 | 0 | 42 | $29.00 | $5.37 | 1 | 11 |
| $0.13 | 24 | 219 | $30.00 | $6.35 | 0 | 45 |
| $0.17 | 4 | 35 | $31.00 | $7.32 | 0 | 2 |
| $0.11 | 0 | 52 | $32.00 | $8.28 | 0 | 10 |
| $0.08 | 0 | 27 | $33.00 | $9.25 | 0 | 0 |
| $0.01 | 3 | 60 | $34.00 | $10.22 | 0 | 0 |
| $0.03 | 0 | 222 | $35.00 | $11.20 | 0 | 0 |
| $0.02 | 0 | 80 | $36.00 | $12.19 | 0 | 0 |
Nov 6, 2026 (23 strikes)
| Calls | Strike | Puts | ||||
|---|---|---|---|---|---|---|
| Last | Vol | OI | Last | Vol | OI | |
| $10.98 | 0 | 0 | $13.00 | $0.01 | 0 | 0 |
| $9.99 | 0 | 0 | $14.00 | $0.02 | 0 | 0 |
| $9.01 | 0 | 0 | $15.00 | $0.03 | 0 | 0 |
| $8.05 | 0 | 0 | $16.00 | $0.07 | 0 | 35 |
| $7.11 | 0 | 0 | $17.00 | $0.12 | 0 | 0 |
| $6.19 | 0 | 0 | $18.00 | $0.21 | 0 | 43 |
| $5.32 | 0 | 0 | $19.00 | $0.35 | 2 | 38 |
| $4.53 | 0 | 0 | $20.00 | $0.59 | 10 | 384 |
| $3.74 | 0 | 0 | $21.00 | $0.74 | 0 | 84 |
| $3.20 | 1 | 14 | $22.00 | $1.20 | 1 | 257 |
| $2.50 | 4 | 24 | $23.00 | $1.62 | 519 | 175 |
| $2.07 | 760 | 22 | $24.00 | $2.18 | 318 | 130 |
| $1.59 | 96 | 279 | $25.00 | $2.76 | 133 | 218 |
| $1.33 | 4 | 261 | $26.00 | $3.41 | 9 | 75 |
| $0.98 | 9 | 149 | $27.00 | $3.95 | 0 | 51 |
| $0.76 | 0 | 78 | $28.00 | $4.77 | 0 | 21 |
| $0.62 | 13 | 60 | $29.00 | $5.58 | 0 | 4 |
| $0.50 | 17 | 142 | $30.00 | $6.45 | 0 | 29 |
| $0.37 | 0 | 10 | $31.00 | $7.39 | 0 | 2 |
| $0.30 | 0 | 228 | $32.00 | $8.33 | 0 | 0 |
| $0.24 | 0 | 45 | $33.00 | $9.27 | 0 | 0 |
| $0.20 | 13 | 88 | $34.00 | $10.21 | 0 | 0 |
| $0.13 | 0 | 3 | $35.00 | $11.18 | 0 | 6 |
Chain covers the nearest 5 expirations only — where almost all retail volume sits. Data as of 2026-10-08 17:55, refreshed a few times a day, not real-time.
For reference only, not investment advice. Options involve risk and are not suitable for every investor.
Quote time 2026-10-08 07:00:20 · For reference only, not investment advice and not tailored to your situation.