PagSeguro Digital
PAGS
10.51
-0.21
-1.96%
PagSeguro Digital
US · PAGS
#2483 by market cap
Listed 2018
10.51
-0.21
-1.96%
Live - 5344 symbols - heartbeat 475s ago
· 2026-10-08 07:16
Pre-market
10.50
-0.10%
After-hours
10.52
+0.10%
Overnight
10.56
+0.48%
- Market cap
- 2.92B
- P/E (TTM)i
- 7.03
- P/Bi
- 1.00
- EPSi
- 1.42
- Div yieldi
- 2.41%
- 52W posi
- 68%
Reader sentiment
Are you bullish or bearish on PAGS?
Anonymous reader poll. Unscientific, not investment advice.
Revenue annual, last 8 years
Margins
- Gross margin
- 52.49%
- Operating margin
- 39.58%
- Net margin
- 10.38%
Key ratios & quality
- Enterprise valuei
- 41.54B
- PEG ratioi
- 0.58
PEG uses trailing P/E against the 3-year net income growth rate (12.08%/yr) since forward earnings estimates aren't available here, so this is not a "forward PEG."
Income statement
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | -- | -- | -- | -- | -- | -- | -- | -- |
| Gross profit | 2.19B | 2.95B | 3.04B | 4.67B | 7.86B | 7.82B | 9.27B | 10.71B |
| Selling & admin expenses | 933.11M | 992.54M | 1.18B | 2.40B | 2.61B | 2.05B | 2.72B | 2.45B |
| Research & development | -- | -- | -- | -- | -- | -- | -- | -- |
| Operating profit | 1.26B | 1.95B | 1.86B | 2.27B | 5.25B | 5.65B | 6.43B | 8.08B |
| Pretax profit | 1.22B | 1.91B | 1.77B | 1.49B | 1.76B | 2.02B | 2.38B | 2.55B |
| Tax | 307.22M | 545.51M | 482.39M | 321.74M | 254.55M | 363.42M | 263.56M | 431.06M |
| Net profit | 910.41M | 1.37B | 1.29B | 1.17B | 1.50B | 1.65B | 2.12B | 2.12B |
| Basic EPS | 3 | 4 | 4 | 4 | 5 | 5 | 7 | 7 |
| Diluted EPS | 2.86 | 4.15 | 3.92 | 3.51 | 4.57 | 5.10 | 6.62 | 7.11 |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Revenue | -- | -- | -- | -- | -- | -- |
| Gross profit | 2.49B | 2.65B | 2.71B | 2.87B | 2.69B | 2.71B |
| Selling & admin expenses | 644.99M | 652.00M | 633.76M | 466.67M | 617.22M | 678.00M |
| Research & development | -- | -- | -- | -- | -- | -- |
| Operating profit | 1.82B | 1.97B | 2.08B | 2.21B | 2.01B | 1.97B |
| Pretax profit | 579.91M | 616.00M | 636.43M | 716.84M | 620.82M | 627.00M |
| Tax | 54.82M | 79.00M | 81.95M | 214.81M | 75.30M | 78.00M |
| Net profit | 525.09M | 537.00M | 554.49M | 502.03M | 545.53M | 549.00M |
| Basic EPS | 2 | 2 | 2 | 2 | 2 | 2 |
| Diluted EPS | 1.72 | 1.79 | 1.88 | 1.73 | 1.93 | 1.96 |
Balance sheet
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Total current assets | 11.04B | 13.55B | 19.25B | 26.72B | 39.77B | 48.73B | 64.62B | 64.93B |
| Cash & ST investments | 2.76B | 2.75B | 2.62B | 2.58B | 2.93B | 3.68B | 2.88B | 4.49B |
| Inventory | 88.55M | 61.94M | 30.43M | 49.54M | 13.28M | 33.54M | 1.64M | 0 |
| Total assets | 11.42B | 14.58B | 22.32B | 31.08B | 45.33B | 55.11B | 72.90B | 74.41B |
| Total current liabilities | 4.71B | 5.89B | 11.57B | 19.00B | 29.74B | 34.43B | 42.74B | 47.78B |
| Short-term debt | -- | -- | 572.00M | 4.06B | 10.10B | 22.94B | 29.23B | 33.63B |
| Long-term debt | -- | -- | 194.09M | 77.55M | 1.89B | 4.82B | 11.41B | 9.48B |
| Total liabilities | 4,842,902,000.00 | 6,567,300,000.00 | 12,996,863,000.00 | 20,573,606,000.00 | 33,487,196,000.00 | 41,867,408,000.00 | 58,232,245,000.00 | 59,769,953,000.00 |
| Total equity | 6.57B | 8.01B | 9.33B | 10.50B | 11.84B | 13.24B | 14.67B | 14.64B |
| Retained earnings | 909.27M | 2.27B | 3.57B | 4.73B | 6.24B | 7.89B | 10.01B | 11.32B |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Total current assets | 60.43B | 62.21B | 63.19B | 64.93B | 65.47B | 65.89B |
| Cash & ST investments | 1.61B | 1.58B | 1.89B | 4.49B | 4.42B | 3.71B |
| Inventory | 869.00K | 957.00K | 1.00M | 0 | -- | 0 |
| Total assets | 69.14B | 71.19B | 72.29B | 74.41B | 75.18B | 75.70B |
| Total current liabilities | 39.65B | 43.72B | 44.50B | 47.78B | 45.93B | 42.50B |
| Short-term debt | 27.64B | 31.66B | 32.65B | 33.63B | 32.72B | 29.61B |
| Long-term debt | 10.61B | 8.96B | 9.20B | 9.48B | 11.24B | 14.68B |
| Total liabilities | 54,194,999,000.00 | 56,609,506,000.00 | 57,397,264,000.00 | 59,769,953,000.00 | 60,660,749,000.00 | 60,681,000,000.00 |
| Total equity | 14.94B | 14.58B | 14.89B | 14.64B | 14.52B | 15.02B |
| Retained earnings | 10.53B | 10.64B | 11.01B | 11.32B | 11.48B | 12.03B |
Cash flow
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | -1.76B | 488.78M | 2.15B | 898.01M | 3.55B | 4.00B | -3.42B | 7.56B |
| Depreciation & amortization | 95.36M | 128.35M | 376.34M | 768.59M | 1.13B | 1.36B | 1.60B | 1.81B |
| Free cash flow | -2.02B | -214.01M | 106.11M | -853.82M | 1.41B | 2.01B | -5.74B | 5.29B |
| Dividends paid | -- | -- | 0 | 0 | 0 | 0 | 0 | -617.06M |
| Stock buybacks / issuance | 4.68B | -1.74M | -44.77M | -257.99M | -291.44M | -399.41M | -784.46M | -1.33B |
| Ending cash balance | 2.76B | 1.40B | 1.64B | 1.79B | 1.83B | 2.90B | 927.67M | 1.86B |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Operating cash flow | 1.22B | 2.24B | 2.18B | 1.93B | 929.99M | 1.01B |
| Depreciation & amortization | 439.01M | 452.00M | 457.76M | 458.75M | 461.88M | 478.00M |
| Free cash flow | 567.65M | 1.71B | 1.67B | 1.34B | 364.12M | 491.00M |
| Dividends paid | 0 | -236.00M | -195.21M | -185.85M | -171.99M | -363.00M |
| Stock buybacks / issuance | -228.27M | -468.00M | -48.12M | -586.07M | -282.84M | -94.00M |
| Ending cash balance | 954.12M | 1.13B | 1.43B | 1.86B | 1.59B | 624.00M |
Returns & efficiency
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| ROE %i | 24.52 | 18.78 | 14.93 | 11.77 | 13.47 | 13.19 | 15.17 | 14.46 |
| ROA %i | 11.62 | 10.50 | 7.00 | 4.37 | 3.94 | 3.29 | 3.31 | 2.88 |
| ROIC %i | 25.15 | 19.16 | 14.56 | 14.45 | 21.83 | 16.22 | 12.83 | 10.20 |
| 5-year avg ROE %i | 25.22 | 27.75 | 29.15 | 26.82 | 16.69 | 14.43 | 13.70 | 13.61 |
| EBIT margin %i | 28.81 | 34.18 | 27.65 | 21.81 | 32.02 | 33.15 | 32.57 | 33.98 |
| FCF / sales %i | -- | -- | 1.56 | -- | 9.21 | 12.61 | -- | 25.90 |
| Current ratioi | 2.34 | 2.30 | 1.66 | 1.41 | 1.34 | 1.42 | 1.51 | 1.36 |
| Quick ratioi | 2.33 | 2.29 | 1.66 | 1.40 | 1.34 | 1.34 | 1.40 | 1.27 |
| Debt / assetsi | -- | -- | 3.43 | 13.32 | 26.46 | 50.38 | 55.75 | 57.93 |
| LT debt / equityi | -- | -- | 2.08 | 0.74 | 16.00 | 36.43 | 77.80 | 64.76 |
| Interest coveragei | 40.02 | 51.15 | 17.25 | 2.88 | 1.56 | 1.62 | 1.64 | 1.58 |
| Revenue CAGR (3Y) %i | 85.88 | 71.15 | 39.26 | 34.08 | 39.02 | 32.77 | 21.65 | 10.00 |
| Net income CAGR (3Y) %i | 195.93 | 120.61 | 39.21 | 8.65 | 3.29 | 8.58 | 21.98 | 12.08 |
| FCF CAGR (3Y) %i | -- | -- | -32.57 | -- | -- | 166.63 | -- | 55.25 |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| ROE %i | 15.04 | 15.17 | 15.11 | 14.46 | 14.52 | 14.54 |
| ROA %i | 3.37 | 3.18 | 3.18 | 2.88 | 2.96 | 2.93 |
| ROIC %i | 11.92 | 11.41 | 12.28 | 10.20 | 10.56 | 10.32 |
| 5-year avg ROE %i | -- | -- | -- | -- | -- | -- |
| EBIT margin %i | 33.51 | 33.79 | 36.83 | 33.98 | 34.71 | 34.71 |
| FCF / sales %i | -- | -- | 13.93 | 25.90 | 24.71 | 18.78 |
| Current ratioi | 1.52 | 1.42 | 1.42 | 1.36 | 1.43 | 1.55 |
| Quick ratioi | 1.42 | 1.32 | 1.33 | 1.27 | 1.33 | 1.44 |
| Debt / assetsi | 55.33 | 57.06 | 57.89 | 57.93 | 58.47 | 58.51 |
| LT debt / equityi | 71.02 | 61.46 | 61.81 | 64.76 | 77.42 | 97.76 |
| Interest coveragei | 1.58 | 1.57 | 1.50 | 1.58 | 1.57 | 1.57 |
| Revenue CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
| Net income CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
| FCF CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
Revenue breakdown most recent period
Business
Financial service agents100.00%
Quote time 2026-10-08 07:16:05 · For reference only, not investment advice and not tailored to your situation.