StoneCo
STNE
11.51
-0.11
-0.95%
StoneCo
US · STNE
#2577 by market cap
Listed 2018
11.51
-0.11
-0.95%
Live - 5344 symbols - heartbeat 45s ago
· 2026-10-08 06:17
Pre-market
11.36
-1.29%
After-hours
11.55
+0.34%
Overnight
11.48
-0.26%
- Market cap
- 2.65B
- P/E (TTM)i
- 4.39
- P/Bi
- 1.56
- EPSi
- 1.69
- Div yieldi
- 0.00%
- 52W posi
- 35%
Reader sentiment
Are you bullish or bearish on STNE?
Anonymous reader poll. Unscientific, not investment advice.
Revenue annual, last 8 years
Margins
- Gross margin
- 74.88%
- Operating margin
- 51.98%
- Net margin
- 17.31%
Key ratios & quality
- Enterprise valuei
- 12.30B
Income statement
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | -- | -- | -- | -- | -- | -- | -- | -- |
| Gross profit | 1.21B | 1.96B | 2.41B | 2.86B | 6.35B | 7.72B | 8.72B | 10.03B |
| Selling & admin expenses | 443.03M | 646.40M | 898.38M | 1.83B | 2.63B | 2.34B | 2.69B | 3.07B |
| Research & development | -- | -- | -- | -- | -- | -- | -- | -- |
| Operating profit | 763.54M | 1.32B | 1.51B | 1.04B | 3.71B | 5.39B | 6.03B | 6.96B |
| Pretax profit | 442.34M | 1.09B | 1.13B | -1.45B | -387.29M | 1.91B | 2.49B | 2.79B |
| Tax | 137.11M | 286.46M | 290.22M | -68.21M | 139.11M | 354.99M | 464.94M | 412.76M |
| Net profit | 305.23M | 804.20M | 837.45M | -1.38B | -526.40M | 1.60B | -1.51B | 2.34B |
| Basic EPS | 1 | 3 | 3 | -4 | -2 | 5 | -5 | 9 |
| Diluted EPS | 1.29 | 2.85 | 2.91 | -4.40 | -1.67 | 4.74 | -5.16 | 8.48 |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Revenue | -- | -- | -- | -- | -- | -- |
| Gross profit | 2.58B | 2.44B | 2.58B | 2.63B | 2.59B | 2.19B |
| Selling & admin expenses | 735.14M | 756.11M | 760.89M | 817.29M | 753.61M | 754.36M |
| Research & development | -- | -- | -- | -- | -- | -- |
| Operating profit | 1.84B | 1.68B | 1.82B | 1.81B | 1.84B | 1.44B |
| Pretax profit | 628.04M | 691.30M | 800.86M | 669.62M | 627.02M | 489.59M |
| Tax | 116.36M | 104.13M | 132.71M | 59.55M | -1.15B | 39.65M |
| Net profit | 516.75M | 587.17M | 715.25M | 504.18M | 1.71B | 449.94M |
| Basic EPS | 2 | 2 | 3 | 3 | 7 | 2 |
| Diluted EPS | 1.80 | 2.17 | 2.60 | 2.95 | 6.73 | 1.81 |
Balance sheet
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Total current assets | 12.44B | 18.40B | 29.27B | 29.94B | 30.66B | 37.15B | 45.97B | 56.45B |
| Cash & ST investments | 3.07B | 3.91B | 11.29B | 8.84B | 8.93B | 12.06B | 14.55B | 7.80B |
| Inventory | -- | -- | -- | -- | -- | -- | -- | -- |
| Total assets | 13.29B | 19.61B | 31.75B | 42.10B | 42.25B | 48.69B | 54.81B | 62.30B |
| Total current liabilities | 6.05B | 11.87B | 13.38B | 22.79B | 25.17B | 28.83B | 33.53B | 41.20B |
| Short-term debt | 777.70M | 5.04B | 3.14B | 3.87B | 2.82B | 1.88B | 4.97B | 8.64B |
| Long-term debt | 2.06B | 1.62B | 2.81B | 4.28B | 2.58B | 3.50B | 7.73B | 8.80B |
| Total liabilities | 8,200,227,000.00 | 13,632,744,000.00 | 16,756,639,000.00 | 28,469,792,000.00 | 29,295,416,000.00 | 34,017,601,000.00 | 42,986,181,000.00 | 51,262,125,000.00 |
| Total equity | 5.09B | 5.97B | 14.99B | 13.63B | 12.95B | 14.68B | 11.83B | 11.03B |
| Retained earnings | -202.28M | 600.96M | 1.46B | 96.21M | -423.20M | 1.17B | -346.36M | 1.97B |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Total current assets | 44.93B | 49.68B | 52.92B | 56.45B | 52.38B | 50.32B |
| Cash & ST investments | 7.94B | 7.05B | 7.53B | 7.80B | 11.09B | 9.76B |
| Inventory | -- | -- | -- | -- | -- | -- |
| Total assets | 53.93B | 55.16B | 58.60B | 62.30B | 59.87B | 57.87B |
| Total current liabilities | 32.32B | 33.68B | 37.12B | 41.20B | 39.24B | 39.88B |
| Short-term debt | 4.94B | 5.12B | 7.63B | 8.64B | 8.85B | 8.63B |
| Long-term debt | 8.25B | 8.84B | 8.52B | 8.80B | 7.00B | 7.63B |
| Total liabilities | 42,466,736,000.00 | 43,536,412,000.00 | 46,806,758,000.00 | 51,262,125,000.00 | 47,585,489,000.00 | 48,835,839,000.00 |
| Total equity | 11.47B | 11.62B | 11.79B | 11.03B | 12.28B | 9.04B |
| Retained earnings | 168.10M | 766.61M | 1.47B | 1.97B | 3.68B | 4.12B |
Cash flow
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | -2.42B | -2.65B | 56.48M | 3.61B | 1.68B | 1.65B | -3.62B | 676.57M |
| Depreciation & amortization | 92.33M | 163.40M | 256.29M | 507.37M | 800.33M | 878.18M | 949.39M | 1.00B |
| Free cash flow | -2.60B | -3.05B | -398.62M | 2.31B | 960.44M | 437.41M | -4.89B | -511.99M |
| Dividends paid | -- | -- | -- | -- | -- | -- | -- | -- |
| Stock buybacks / issuance | -142.44M | -90.00K | 7.76B | -988.82M | 53.41M | -292.75M | -1.59B | -2.99B |
| Ending cash balance | 297.93M | 968.34M | 2.45B | 4.50B | 1.51B | 2.18B | 5.23B | 5.05B |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Operating cash flow | 624.33M | 387.60M | -1.05B | 710.15M | 3.34B | 1.70B |
| Depreciation & amortization | 258.40M | 270.89M | 232.02M | 241.53M | 237.89M | 225.48M |
| Free cash flow | 336.82M | 68.63M | -1.32B | 401.88M | 3.06B | 1.45B |
| Dividends paid | -- | -- | -- | -- | -- | -- |
| Stock buybacks / issuance | -843.41M | -397.86M | -465.23M | -1.28B | -531.84M | -738.97M |
| Ending cash balance | 5.65B | 5.59B | 5.80B | 5.05B | 6.09B | 7.36B |
Returns & efficiency
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| ROE %i | 10.84 | 14.52 | 8.20 | -9.58 | -3.93 | 11.57 | -11.48 | 20.37 |
| ROA %i | 3.02 | 4.88 | 3.33 | -3.68 | -1.23 | 3.50 | -2.93 | 3.96 |
| ROIC %i | 9.06 | 8.98 | 5.95 | -1.81 | 7.06 | 8.27 | -5.18 | 12.44 |
| 5-year avg ROE %i | -- | -- | -2.07 | 0.43 | 4.01 | 4.16 | -1.04 | 1.39 |
| EBIT margin %i | 48.60 | 60.43 | 46.16 | -3.86 | 34.69 | 23.46 | 0.30 | 35.17 |
| FCF / sales %i | -- | -- | -- | 50.44 | 10.65 | 3.85 | -- | -- |
| Current ratioi | 2.05 | 1.55 | 2.19 | 1.31 | 1.22 | 1.29 | 1.37 | 1.37 |
| Quick ratioi | 2.05 | 1.54 | 2.17 | 1.28 | 1.20 | 1.28 | 1.35 | 1.26 |
| Debt / assetsi | 21.34 | 34.41 | 19.16 | 19.86 | 13.14 | 11.33 | 23.53 | 28.22 |
| LT debt / equityi | 40.43 | 28.59 | 19.79 | 33.16 | 21.16 | 24.89 | 67.31 | 81.29 |
| Interest coveragei | 2.47 | 4.09 | 4.32 | -0.14 | 0.89 | 3.83 | 0.04 | 2.45 |
| Revenue CAGR (3Y) %i | -- | 78.07 | 62.47 | 44.10 | 55.68 | 46.96 | 36.15 | 14.12 |
| Net income CAGR (3Y) %i | -- | -- | -- | -- | -- | 23.07 | -- | -- |
| FCF CAGR (3Y) %i | -- | -- | -- | -- | -- | -- | -- | -- |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| ROE %i | -10.42 | -9.48 | -8.17 | 20.37 | 29.69 | 32.69 |
| ROA %i | -2.60 | -2.35 | -2.00 | 3.96 | 6.17 | 5.95 |
| ROIC %i | -3.87 | -3.02 | -1.66 | 12.44 | 17.67 | 16.53 |
| 5-year avg ROE %i | -- | -- | -- | -- | -- | -- |
| EBIT margin %i | 2.86 | 4.71 | 7.23 | 35.17 | 34.73 | 35.72 |
| FCF / sales %i | -- | -- | -- | -- | 16.24 | 26.42 |
| Current ratioi | 1.39 | 1.48 | 1.43 | 1.37 | 1.33 | 1.26 |
| Quick ratioi | 1.37 | 1.33 | 1.30 | 1.26 | 1.32 | 1.25 |
| Debt / assetsi | 24.91 | 25.30 | 27.57 | 28.22 | 26.47 | 28.10 |
| LT debt / equityi | 74.43 | 76.43 | 72.56 | 81.29 | 57.15 | 84.82 |
| Interest coveragei | 0.31 | 0.45 | 0.60 | 2.45 | 2.44 | 2.14 |
| Revenue CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
| Net income CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
| FCF CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
✦ Quant Revenue Concentration how this is computed
Single-engine
- Financial services is the largest reported line at 104.09% of revenue, across 3 reported segments.
- The next-largest line, Other solutions, is a distant second at 3.40% - a sharp slowdown here would have little to offset it.
Revenue breakdown most recent period
Business
Financial services104.09%
Other solutions3.40%
Quote time 2026-10-08 06:17:21 · For reference only, not investment advice and not tailored to your situation.