WISE GROUP PLC
WSE
11.81
+0.05
+0.43%
WISE GROUP PLC
US · WSE
#1368 by market cap
Listed 1970
11.81
+0.05
+0.43%
Live - 5344 symbols - heartbeat 375s ago
· 2026-10-08 08:14
Pre-market
11.58
-1.95%
After-hours
11.81
0.00%
- Market cap
- 11.62B
- P/E (TTM)i
- 18.48
- P/Bi
- 6.03
- EPSi
- 0.64
- Div yieldi
- 0.00%
- 52W posi
- 20%
Reader sentiment
Are you bullish or bearish on WSE?
Anonymous reader poll. Unscientific, not investment advice.
Revenue annual, last 8 years
Margins
- Gross margin
- 73.17%
- Operating margin
- 21.88%
- Net margin
- 18.47%
Key ratios & quality
- Enterprise valuei
- -5.59B
- PEG ratioi
- 0.35
PEG uses trailing P/E against the 3-year net income growth rate (52.29%/yr) since forward earnings estimates aren't available here, so this is not a "forward PEG."
Income statement
| Line item | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 232.03M | 374.32M | 578.67M | -- | -- | -- | -- | -- |
| Gross profit | 143.99M | 232.68M | 358.06M | 484.85M | 790.42M | 1.43B | 1.71B | 1.98B |
| Selling & admin expenses | 121.56M | 183.32M | 269.13M | 392.11M | 583.71M | 274.30M | 379.50M | 553.70M |
| Research & development | -- | -- | -- | -- | -- | 287.60M | 314.10M | 434.30M |
| Operating profit | 14.74M | 24.12M | 64.33M | 63.97M | 191.23M | 650.10M | 728.20M | 590.70M |
| Pretax profit | 13.17M | 25.23M | 56.49M | 57.67M | 181.44M | 656.70M | 717.50M | 660.40M |
| Tax | -260.86K | 6.68M | 14.02M | 14.45M | 40.25M | 155.20M | 167.20M | 161.70M |
| Net profit | 13.43M | 18.55M | 42.47M | 43.22M | 141.19M | 501.50M | 550.30M | 498.70M |
| Basic EPS | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 |
| Diluted EPS | 0.01 | 0.02 | 0.04 | 0.04 | 0.14 | 0.48 | 0.53 | 0.48 |
| Line item | 2023-09 | 2024-03 | 2024-09 | 2025-03 | 2025-09 | 2026-03 |
|---|---|---|---|---|---|---|
| Revenue | -- | -- | -- | -- | -- | -- |
| Gross profit | -- | -- | -- | -- | -- | -- |
| Selling & admin expenses | -- | -- | -- | -- | -- | -- |
| Research & development | -- | -- | -- | -- | -- | -- |
| Operating profit | -- | -- | -- | -- | -- | -- |
| Pretax profit | -- | -- | -- | -- | -- | -- |
| Tax | -- | -- | -- | -- | -- | -- |
| Net profit | -- | -- | -- | -- | -- | -- |
| Basic EPS | -- | -- | -- | -- | -- | -- |
| Diluted EPS | -- | -- | -- | -- | -- | -- |
Balance sheet
| Line item | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Total current assets | 1.40B | 2.84B | 5.74B | 9.71B | 14.54B | 18.89B | 24.55B | 32.98B |
| Cash & ST investments | 1.26B | 2.71B | 2.23B | 3.05B | 9.48B | 11.64B | 16.58B | 17.56B |
| Inventory | -- | -- | -- | -- | -- | -- | -- | -- |
| Total assets | 1.45B | 2.94B | 5.91B | 9.94B | 14.74B | 19.11B | 24.78B | 33.26B |
| Total current liabilities | 1.26B | 2.61B | 5.36B | 9.26B | 13.98B | 17.54B | 22.90B | 30.81B |
| Short-term debt | 0 | 5.20M | 4.81M | 7.22M | 317.80M | 13.89M | 141.80M | 22.40M |
| Long-term debt | 18.13M | 60.61M | 108.04M | 103.12M | -- | 250.48M | -- | 328.70M |
| Total liabilities | 1,286,422,329.46 | 2,696,156,653.18 | 5,520,734,540.16 | 9,399,030,567.34 | 14,029,005,969.63 | 17,873,825,876.17 | 23,043,700,000.00 | 31,334,600,000.00 |
| Total equity | 164.86M | 243.44M | 392.15M | 537.52M | 714.50M | 1.24B | 1.74B | 1.93B |
| Retained earnings | -9.91M | 11.01M | 223.50M | 294.90M | 443.14M | 937.91M | 1.66B | 2.11B |
| Line item | 2023-09 | 2024-03 | 2024-09 | 2025-03 | 2025-09 | 2026-03 |
|---|---|---|---|---|---|---|
| Total current assets | 16.73B | 18.89B | 21.86B | 24.55B | 29.36B | 32.98B |
| Cash & ST investments | 16.26B | 11.64B | 21.30B | 16.58B | 19.99B | 17.56B |
| Inventory | -- | -- | -- | -- | -- | -- |
| Total assets | 16.93B | 19.11B | 22.09B | 24.78B | 29.71B | 33.26B |
| Total current liabilities | 15.96B | 17.54B | 20.40B | 22.90B | 27.30B | 30.81B |
| Short-term debt | 364.56M | 13.89M | 13.52M | 141.80M | 18.95M | 22.40M |
| Long-term debt | -- | 250.48M | -- | -- | 266.73M | 328.70M |
| Total liabilities | 16,022,010,468.39 | 17,873,825,876.17 | 20,521,899,714.96 | 23,043,700,000.00 | 27,786,914,983.67 | 31,334,600,000.00 |
| Total equity | 903.60M | 1.24B | 1.57B | 1.74B | 1.92B | 1.93B |
| Retained earnings | 627.62M | 937.91M | 1.30B | 1.66B | 1.80B | 2.11B |
Cash flow
| Line item | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | 891.87M | 1.47B | 2.85B | 4.12B | 4.85B | 4.08B | 5.72B | 7.55B |
| Depreciation & amortization | 8.22M | 25.48M | 29.83M | 30.08M | 28.73M | 14.30M | 9.70M | 14.40M |
| Free cash flow | 874.14M | 1.45B | 2.82B | 4.11B | 4.84B | 4.06B | 5.67B | 7.53B |
| Dividends paid | -- | -- | 0 | 0 | 0 | -- | -- | -- |
| Stock buybacks / issuance | 0 | 371.10K | 1.24M | 4.47M | -11.77M | -84.90M | -91.20M | -472.90M |
| Ending cash balance | 1.12B | 2.57B | 4.62B | 7.96B | 9.51B | 13.25B | 18.07B | 27.80B |
| Line item | 2023-09 | 2024-03 | 2024-09 | 2025-03 | 2025-09 | 2026-03 |
|---|---|---|---|---|---|---|
| Operating cash flow | -- | -- | -- | -- | -- | -- |
| Depreciation & amortization | -- | -- | -- | -- | -- | -- |
| Free cash flow | -- | -- | -- | -- | -- | -- |
| Dividends paid | -- | -- | -- | -- | -- | -- |
| Stock buybacks / issuance | -- | -- | -- | -- | -- | -- |
| Ending cash balance | -- | -- | -- | -- | -- | -- |
Returns & efficiency
| Line item | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| ROE %i | 8.15 | 9.09 | 13.36 | 9.30 | 22.55 | 45.88 | 35.58 | 26.82 |
| ROA %i | 0.93 | 0.85 | 0.96 | 0.55 | 1.14 | 2.64 | 2.45 | 1.72 |
| ROIC %i | 8.03 | 7.02 | 11.38 | 8.51 | 17.32 | 34.99 | 29.44 | 20.97 |
| 5-year avg ROE %i | -- | -- | -- | -- | 12.49 | 21.14 | 26.72 | 29.50 |
| EBIT margin %i | 6.86 | 8.23 | 11.57 | 9.89 | 15.87 | 32.64 | 32.12 | 25.18 |
| FCF / sales %i | 376.73 | 386.75 | 487.10 | 558.33 | 396.54 | 210.51 | 246.87 | 279.01 |
| Current ratioi | 1.11 | 1.09 | 1.07 | 1.05 | 1.04 | 1.08 | 1.07 | 1.07 |
| Quick ratioi | 1.18 | 1.09 | 0.44 | 0.36 | 0.71 | 0.69 | 0.74 | 0.58 |
| Debt / assetsi | 1.25 | 2.68 | 2.29 | 1.27 | 2.22 | 1.48 | 0.96 | 1.45 |
| LT debt / equityi | 11.00 | 30.28 | 33.37 | 22.04 | 1.35 | 21.76 | 5.59 | 23.96 |
| Interest coveragei | 5.81 | 5.53 | 6.41 | 4.82 | 15.65 | 24.71 | 37.68 | 34.87 |
| Revenue CAGR (3Y) %i | -- | -- | -- | 47.24 | 48.33 | 49.49 | 45.99 | 30.26 |
| Net income CAGR (3Y) %i | -- | -- | -- | 47.62 | 96.69 | 127.71 | 133.51 | 52.29 |
| FCF CAGR (3Y) %i | -- | -- | -- | 67.48 | 49.57 | 12.92 | 11.38 | 15.85 |
| Line item | 2023-09 | 2024-03 | 2024-09 | 2025-03 | 2025-09 | 2026-03 |
|---|---|---|---|---|---|---|
| ROE %i | 38.33 | 45.88 | 45.83 | 35.58 | 28.60 | 26.82 |
| ROA %i | 1.91 | 2.64 | 2.91 | 2.45 | 1.93 | 1.72 |
| ROIC %i | 27.85 | 34.99 | 38.26 | 29.44 | 23.97 | 20.97 |
| 5-year avg ROE %i | -- | -- | -- | -- | -- | -- |
| EBIT margin %i | 23.53 | 32.64 | 34.76 | 32.12 | 28.99 | 25.18 |
| FCF / sales %i | 292.52 | 210.51 | 204.01 | 246.87 | 284.46 | 279.01 |
| Current ratioi | 1.05 | 1.08 | 1.07 | 1.07 | 1.08 | 1.07 |
| Quick ratioi | 1.08 | 0.69 | 1.10 | 0.74 | 0.75 | 0.58 |
| Debt / assetsi | 2.24 | 1.48 | 0.32 | 0.96 | 1.36 | 1.45 |
| LT debt / equityi | 1.61 | 21.76 | 3.60 | 5.59 | 20.05 | 23.96 |
| Interest coveragei | 19.43 | 24.71 | 29.37 | 37.68 | 32.18 | 34.87 |
| Revenue CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
| Net income CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
| FCF CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
✦ Quant Revenue Concentration how this is computed
Lead segment, long tail
- Cross-border is the largest reported line at 46.53% of revenue, across 4 reported segments.
- Interest income on customer balances follows at 32.90%, so the top line still matters most but isn’t the whole story.
Revenue breakdown most recent period
Business
Cross-border46.53%
Interest income on customer balances32.90%
Card12.17%
Region
Interest income on customer balances32.90%
Europe (Excluding UK)20.46%
Asia-Pacific14.61%
North America13.13%
United Kingdom12.52%
Rest of the World6.37%
Quote time 2026-10-08 08:14:11 · For reference only, not investment advice and not tailored to your situation.