Bread Financial
- Market cap
- 3.75B
- P/E (TTM)i
- 7.57
- P/Bi
- 1.11
- EPSi
- 10.89
- Div yieldi
- 0.92%
- 52W posi
- 72%
Anonymous reader poll. Unscientific, not investment advice.
✦ Quant Ownership Signal how this is computed
- The number of reporting institutions decreased by 2 in the most recent period (2026/Q3).
- Total institutional ownership rose 0.6 percentage points.
Institutional ownership
- Held by institutions
- 104.95% +0.56pp
- Institutions
- 495 -2
- As of
- 2026/Q3 vs. prior period
Ownership vs. money flow
DivergingInstitutions added shares last reporting period, and the stock has seen net outflows in main-fund flow over the last 20 trading sessions - the two are pointing in different directions.
Institutional ownership changes are reported quarterly with a lag; fund-flow data is daily. Treat this as a directional cross-check, not a precise timing signal.
Holder types
Top holders as of 2026-06-30
Bar length is relative to the largest holder shown here, not to 100% of the company.
Insiders
50 filings tracked · 35 buys · 13 sells
| Name | Role | Stake |
|---|---|---|
| Ralph Andretta | Chief Executive Officer | 0.66% |
| Valerie Greer | Executive Vice President | 0.19% |
| Joseph Motes | Chief Administrative Officer | 0.16% |
| Tammy McConnaughey | Executive Vice President of Operations & Credit Risk | 0.16% |
| Perry Beberman | Chief Financial Officer | 0.14% |
| Dennis McCarthy | Executive Vice President & Chief Revenue Officer | 0.08% |
| John Gerspach | Independent Director | 0.07% |
| Jonathan Campbell | Chief Accounting Officer | 0.06% |
| Roger Ballou | Independent Chairperson | 0.03% |
| John Fawcett | Independent Director | 0.03% |
Insider transactions most recent Form 4 filings
| Date | Name | Role | Type | Shares | Price |
|---|---|---|---|---|---|
| 2026-09-13 | Dennis McCarthy | Executive Vice President & Chief Revenue Officer | Open Market Acquisition | +15 | $108.14 |
| 2026-08-31 | Dennis McCarthy | Executive Vice President & Chief Revenue Officer | Initial Statement of Beneficial | 0 | -- |
| 2026-07-27 | Praniti Lakhwara | Independent Director | Open Market Disposition | -2,802 | $106.12 |
| 2026-07-14 | John Gerspach | Independent Director | Other Acquisition | +730 | -- |
| 2026-06-14 | Joyce D. Clair | -- | Other Acquisition | +1,638 | -- |
| 2026-06-14 | Timothy Theriault | Independent Director | Other Acquisition | +1,638 | -- |
| 2026-06-14 | John Gerspach | Independent Director | Other Acquisition | +1,638 | -- |
| 2026-06-14 | Sharen Turney | Independent Director | Other Acquisition | +1,638 | -- |
| 2026-06-14 | Laurie Tucker | Independent Director | Other Acquisition | +1,638 | -- |
| 2026-06-14 | John Fawcett | Independent Director | Other Acquisition | +1,638 | -- |
| 2026-06-14 | Rajesh Natarajan | Independent Director | Other Acquisition | +1,638 | -- |
| 2026-06-14 | Praniti Lakhwara | Independent Director | Other Acquisition | +1,638 | -- |
| 2026-05-28 | Ralph Andretta | Chief Executive Officer | Automatic Disposition | -15,000 | $88.23–89.57 |
| 2026-05-20 | Roger Ballou | Independent Chairperson | Intent to Sell (Form 144) | -18,000 | $84.96 |
| 2026-05-20 | John Fawcett | Independent Director | Open Market Acquisition | +698 | $86.43 |
| 2026-04-23 | Roger Ballou | Independent Chairperson | Open Market Disposition | -9,687 | $90.32 |
| 2026-04-14 | John Gerspach | Independent Director | Other Acquisition | +483 | -- |
| 2026-02-18 | Roger Ballou | Independent Chairperson | Other Disposition | -1,351 | -- |
| 2026-02-17 | Joseph Motes | Chief Administrative Officer | Sale to Issuer | -18,388 | $73.05–73.74 |
| 2026-02-17 | Ralph Andretta | Chief Executive Officer | Sale to Issuer | -62,184 | $73.05–73.74 |
Form 4 filings, most recent per company. "Other Derivative Acquisition" rows are mostly RSU/option vesting, not open-market buying - the Type column says which.
Quote time 2026-10-08 06:34:02 · For reference only, not investment advice and not tailored to your situation.