Dillard's

US · DDS #1449 by market cap Listed 1970

649.38 -5.87 -0.90%

Live - 5344 symbols - heartbeat 272s ago · 2026-10-07 19:54

After-hours 649.38 0.00%

Market cap: 10.14B
P/E (TTM): 14.88
P/B: 4.78
EPS: 36.42
Div yield: 0.18%
52W pos: 71%

Reader sentiment Are you bullish or bearish on DDS?

Anonymous reader poll. Unscientific, not investment advice.

✦ Quant Financial Health how this is computed

Good

Altman Z-Score is 9.08, above the 3.0 "safe zone" threshold.
Most reliable for industrial/manufacturing companies; less meaningful for banks, insurers and other financials.

Revenue annual, last 8 years

Latest year -0.41% YoY

Margins

Gross margin: 40.32%
Operating margin: 10.49%
Net margin: 8.69%

Key ratios & quality

Enterprise value: 9.60B
Altman Z-Score: 9.08

Altman Z-Score below ~1.8 suggests financial distress risk, above ~3.0 suggests low risk; the model is most reliable for industrial/manufacturing companies and less meaningful for banks and other financial firms.

Income statement

Line item	2019	2020	2021	2022	2023	2024	2025	2026
Revenue	6.50B	6.34B	4.43B	6.62B	7.00B	6.87B	6.59B	6.56B
Gross profit	2.21B	2.11B	1.36B	2.88B	3.01B	2.84B	2.67B	2.65B
Selling & admin expenses	1.72B	1.72B	1.23B	1.56B	1.70B	1.74B	1.75B	1.78B
Research & development	--	--	--	--	--	--	--	--
Operating profit	268.19M	167.49M	-82.91M	1.12B	1.13B	924.76M	740.16M	688.67M
Pretax profit	207.96M	133.89M	-153.40M	1.09B	1.11B	916.62M	729.70M	694.48M
Tax	37.73M	22.81M	-81.75M	225.89M	217.83M	177.77M	136.23M	124.70M
Net profit	170.26M	111.08M	-71.65M	862.47M	891.64M	738.85M	593.48M	570.19M
Basic EPS	6	4	-3	42	51	45	37	36
Diluted EPS	6.23	4.38	-3.16	41.88	50.81	44.73	36.82	36.42

Line item	2025-05	2025-08	2025-10	2026-01	2026-05	2026-07
Revenue	1.55B	1.54B	1.49B	1.99B	1.59B	1.53B
Gross profit	689.28M	576.70M	659.33M	721.17M	718.25M	621.09M
Selling & admin expenses	426.29M	438.72M	444.76M	468.69M	447.87M	447.46M
Research & development	--	--	--	--	--	--
Operating profit	218.51M	93.32M	170.19M	206.65M	227.11M	129.27M
Pretax profit	213.70M	94.59M	168.81M	217.39M	327.04M	127.14M
Tax	49.88M	21.75M	39.00M	14.07M	76.78M	29.76M
Net profit	163.82M	72.84M	129.81M	203.73M	250.55M	97.69M
Basic EPS	10	5	8	13	16	6
Diluted EPS	10.39	4.66	8.31	13.05	16.04	6.25

Balance sheet

Line item	2019	2020	2021	2022	2023	2024	2025	2026
Total current assets	1.77B	1.85B	1.66B	1.91B	2.07B	2.21B	2.37B	2.39B
Cash & ST investments	123.51M	277.08M	360.34M	716.76M	799.24M	956.32M	1.04B	1.07B
Inventory	1.53B	1.47B	1.09B	1.08B	1.12B	1.09B	1.17B	1.20B
Total assets	3.43B	3.43B	3.09B	3.25B	3.33B	3.45B	3.53B	3.51B
Total current liabilities	933.54M	930.82M	772.88M	966.19M	858.96M	827.76M	834.91M	902.08M
Short-term debt	1.21M	15.87M	14.51M	56.51M	9.70M	11.25M	11.41M	105.55M
Long-term debt	565.57M	565.71M	565.85M	521.25M	521.35M	521.46M	521.57M	425.67M
Total liabilities	1,752,988,000.00	1,806,998,000.00	1,651,507,000.00	1,794,339,000.00	1,730,512,000.00	1,751,838,000.00	1,734,894,000.00	1,726,053,000.00
Total equity	1.68B	1.62B	1.44B	1.45B	1.60B	1.70B	1.80B	1.78B
Retained earnings	4.46B	4.56B	4.47B	5.03B	5.65B	6.05B	6.23B	6.31B

Line item	2025-05	2025-08	2025-10	2026-01	2026-05	2026-07
Total current assets	2.77B	2.57B	3.17B	2.39B	3.05B	2.68B
Cash & ST investments	1.16B	1.21B	1.33B	1.07B	1.42B	1.26B
Inventory	1.47B	1.22B	1.72B	1.20B	1.51B	1.28B
Total assets	3.91B	3.68B	4.30B	3.51B	4.14B	3.75B
Total current liabilities	1.15B	958.71M	1.45B	902.08M	1.29B	883.79M
Short-term debt	10.81M	106.47M	106.04M	105.55M	105.36M	89.10M
Long-term debt	521.59M	425.62M	425.65M	425.67M	425.70M	345.73M
Total liabilities	2,049,139,000.00	1,765,361,000.00	2,253,019,000.00	1,726,053,000.00	2,112,202,000.00	1,629,195,000.00
Total equity	1.86B	1.92B	2.05B	1.78B	2.03B	2.12B
Retained earnings	6.39B	6.46B	6.58B	6.31B	6.56B	6.65B

Cash flow

Line item	2019	2020	2021	2022	2023	2024	2025	2026
Operating cash flow	367.29M	365.07M	252.95M	1.28B	948.39M	883.59M	714.13M	717.01M
Depreciation & amortization	225.85M	224.31M	216.32M	201.44M	190.03M	181.18M	179.52M	180.86M
Free cash flow	230.22M	261.69M	192.49M	1.18B	828.29M	750.65M	609.58M	623.63M
Dividends paid	-11.11M	-11.52M	-13.98M	-305.24M	-271.31M	-338.63M	-413.80M	-484.88M
Stock buybacks / issuance	-129.88M	-130.93M	-102.88M	-544.87M	-452.85M	-281.41M	-121.03M	-107.76M
Ending cash balance	123.51M	277.08M	360.34M	716.76M	660.33M	808.29M	717.85M	861.46M

Line item	2025-05	2025-08	2025-10	2026-01	2026-05	2026-07
Operating cash flow	232.63M	86.76M	186.46M	211.15M	363.98M	-37.18M
Depreciation & amortization	44.85M	45.04M	44.76M	46.21M	43.68M	44.76M
Free cash flow	215.78M	60.09M	156.15M	191.61M	346.77M	-59.45M
Dividends paid	-3.98M	-3.92M	-3.90M	-473.07M	-4.68M	-4.69M
Stock buybacks / issuance	-98.00M	-9.76M	0	0	0	0
Ending cash balance	900.50M	1.01B	1.15B	861.46M	1.16B	763.08M

Returns & efficiency

Line item	2019	2020	2021	2022	2023	2024	2025	2026
ROE %	10.06	6.73	-4.68	59.64	58.47	44.84	33.98	31.90
ROA %	4.79	3.24	-2.20	27.22	27.12	21.80	17.01	16.21
ROIC %	9.10	6.66	-1.67	43.58	43.48	33.30	25.25	24.11
5-year avg ROE %	12.66	10.69	6.93	16.93	26.04	33.00	38.45	45.76
EBIT margin %	4.02	2.86	-2.34	17.11	16.48	13.92	11.68	11.21
FCF / sales %	3.54	4.13	4.34	17.75	11.84	10.92	9.25	9.50
Current ratio	1.90	1.99	2.15	1.98	2.41	2.67	2.84	2.65
Quick ratio	0.19	0.35	0.67	0.78	1.00	1.23	1.32	1.23
Debt / assets	16.57	17.93	19.85	18.76	16.68	16.37	15.73	15.91
LT debt / equity	33.80	36.91	41.58	38.05	34.12	32.60	30.28	25.41
Interest coverage	4.88	3.82	-2.09	25.22	26.59	23.55	19.30	17.93
Revenue CAGR (3Y) %	-1.26	-0.39	-11.62	0.62	3.32	15.75	-0.17	-2.11
Net income CAGR (3Y) %	-14.18	-13.09	--	71.74	100.22	--	-11.72	-13.85
FCF CAGR (3Y) %	-6.81	-13.72	10.20	72.20	46.82	57.40	-19.66	-9.03

Line item	2025-05	2025-08	2025-10	2026-01	2026-05	2026-07
ROE %	30.93	29.76	28.98	31.90	33.83	33.75
ROA %	14.72	15.67	13.78	16.21	16.33	18.34
ROIC %	22.09	21.53	21.21	24.11	24.78	25.46
5-year avg ROE %	--	--	--	--	--	--
EBIT margin %	11.44	11.31	11.34	11.21	11.27	11.82
FCF / sales %	9.39	11.70	11.79	9.50	11.43	9.62
Current ratio	2.41	2.68	2.19	2.65	2.37	3.03
Quick ratio	1.06	1.32	0.95	1.23	1.14	1.49
Debt / assets	14.18	14.96	12.76	15.91	13.42	12.18
LT debt / equity	29.23	23.17	21.64	25.41	22.22	17.34
Interest coverage	--	--	--	17.93	--	--
Revenue CAGR (3Y) %	--	--	--	--	--	--
Net income CAGR (3Y) %	--	--	--	--	--	--
FCF CAGR (3Y) %	--	--	--	--	--	--

✦ Quant Revenue Concentration how this is computed

Single-engine

Retail operations is the largest reported line at 96.56% of revenue, across 3 reported segments.
The next-largest line, Construction, is a distant second at 3.67% - a sharp slowdown here would have little to offset it.

Revenue breakdown most recent period

Business

Retail operations96.56%

Construction3.67%

Quote time 2026-10-07 19:54:59 · For reference only, not investment advice and not tailored to your situation.