DLocal
DLO
14.77
+0.24
+1.65%
DLocal
US · DLO
#2237 by market cap
Listed 2021
14.77
+0.24
+1.65%
Live - 5344 symbols - heartbeat 268s ago
· 2026-10-08 05:31
Pre-market
14.60
-1.15%
After-hours
14.77
0.00%
- Market cap
- 4.35B
- P/E (TTM)i
- 21.72
- P/Bi
- 8.04
- EPSi
- 0.65
- Div yieldi
- 1.31%
- 52W posi
- 71%
Reader sentiment
Are you bullish or bearish on DLO?
Anonymous reader poll. Unscientific, not investment advice.
✦ Quant Financial Health how this is computed
Good
- Altman Z-Score is 4.71, above the 3.0 "safe zone" threshold.
- Most reliable for industrial/manufacturing companies; less meaningful for banks, insurers and other financials.
Revenue annual, last 7 years
Latest year +46.60% YoY
Margins
- Gross margin
- 36.83%
- Operating margin
- 20.31%
- Net margin
- 18.00%
Key ratios & quality
- PEG ratioi
- 0.99
- Altman Z-Scorei
- 4.71
PEG uses trailing P/E against the 3-year net income growth rate (21.89%/yr) since forward earnings estimates aren't available here, so this is not a "forward PEG." Altman Z-Score below ~1.8 suggests financial distress risk, above ~3.0 suggests low risk; the model is most reliable for industrial/manufacturing companies and less meaningful for banks and other financial firms.
Income statement
| Line item | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Revenue | 55.29M | 104.14M | 244.12M | 418.93M | 650.35M | 745.97M | 1.09B |
| Gross profit | 35.88M | 60.08M | 130.44M | 202.17M | 276.86M | 294.67M | 402.76M |
| Selling & admin expenses | 15.92M | 24.70M | 44.15M | 50.46M | 72.35M | 99.16M | 114.96M |
| Research & development | 1.35M | 2.01M | 3.39M | 6.35M | 12.65M | 25.63M | 30.71M |
| Operating profit | 18.37M | 30.14M | 83.87M | 133.44M | 176.52M | 140.94M | 222.10M |
| Pretax profit | 17.82M | 31.42M | 85.50M | 120.28M | 178.51M | 151.02M | 228.65M |
| Tax | 2.22M | 3.23M | 7.65M | 11.59M | 29.43M | 30.55M | 31.75M |
| Net profit | 15.60M | 28.19M | 77.85M | 108.70M | 149.09M | 120.47M | 196.90M |
| Basic EPS | 0 | 0 | 0 | 0 | 1 | 0 | 1 |
| Diluted EPS | 0.05 | 0.10 | 0.25 | 0.35 | 0.49 | 0.39 | 0.65 |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Revenue | 216.76M | 256.46M | 282.48M | 337.89M | 335.86M | 399.66M |
| Gross profit | 84.88M | 98.89M | 103.19M | 115.80M | 118.68M | 127.15M |
| Selling & admin expenses | 31.46M | 31.85M | 36.36M | 15.29M | 52.58M | 46.35M |
| Research & development | 6.77M | 7.38M | 8.84M | 7.72M | 12.12M | 13.30M |
| Operating profit | 46.23M | 57.18M | 55.58M | 63.11M | 53.55M | 65.59M |
| Pretax profit | 51.93M | 51.00M | 61.18M | 64.55M | 56.55M | 64.99M |
| Tax | 5.26M | 8.19M | 9.39M | 8.91M | 14.61M | 10.21M |
| Net profit | 46.67M | 42.81M | 51.79M | 55.64M | 41.94M | 54.78M |
| Basic EPS | 0 | 0 | 0 | 0 | 0 | 0 |
| Diluted EPS | 0.15 | 0.14 | 0.17 | 0.18 | 0.14 | 0.18 |
Balance sheet
| Line item | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Total current assets | 77.22M | 194.85M | 529.51M | 767.83M | 1.02B | 1.07B | 1.42B |
| Cash & ST investments | 22.28M | 52.00M | 228.92M | 249.13M | 325.49M | 329.97M | 548.10M |
| Inventory | -- | -- | -- | -- | -- | -- | -- |
| Total assets | 79.60M | 200.47M | 583.01M | 826.30M | 1.08B | 1.17B | 1.54B |
| Total current liabilities | 54.85M | 155.14M | 298.40M | 422.27M | 625.23M | 677.62M | 965.91M |
| Short-term debt | 180.00K | 201.00K | 5.52M | 686.00K | 626.00K | 51.59M | 87.97M |
| Long-term debt | -- | -- | -- | -- | -- | -- | -- |
| Total liabilities | 55,067,000.00 | 155,419,000.00 | 302,707,000.00 | 426,681,000.00 | 629,313,000.00 | 682,342,000.00 | 971,535,000.00 |
| Total equity | 24.53M | 45.05M | 280.30M | 399.62M | 455.14M | 488.99M | 569.43M |
| Retained earnings | 18.46M | 31.75M | 109.87M | 219.99M | 369.61M | 490.02M | 534.82M |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Total current assets | 1.14B | 1.12B | 1.31B | 1.42B | 1.68B | 2.05B |
| Cash & ST investments | 636.99M | 602.47M | 699.49M | 548.10M | 913.60M | 874.16M |
| Inventory | -- | -- | -- | -- | -- | -- |
| Total assets | 1.24B | 1.22B | 1.41B | 1.54B | 1.83B | 2.19B |
| Total current liabilities | 691.76M | 766.52M | 897.76M | 965.91M | 1.27B | 1.64B |
| Short-term debt | 1.11M | 1.20M | 1.15M | 87.97M | 1.00M | 1.11M |
| Long-term debt | -- | -- | -- | -- | -- | -- |
| Total liabilities | 696,447,000.00 | 773,132,000.00 | 904,089,000.00 | 971,535,000.00 | 1,272,431,000.00 | 1,651,028,000.00 |
| Total equity | 545.20M | 448.18M | 504.67M | 569.43M | 553.34M | 540.52M |
| Retained earnings | 536.65M | 429.48M | 479.28M | 534.82M | 519.58M | 495.25M |
Cash flow
| Line item | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Operating cash flow | 30.72M | 88.49M | 108.49M | 154.45M | 293.45M | -32.78M | 415.46M |
| Depreciation & amortization | 409.00K | 992.00K | 4.75M | 8.15M | 12.23M | 17.40M | 26.26M |
| Free cash flow | 29.02M | 84.60M | 60.47M | 142.10M | 275.23M | -55.43M | 378.67M |
| Dividends paid | -10.00M | -15.00M | 0 | 0 | 0 | 0 | -149.98M |
| Stock buybacks / issuance | 14.00K | 0 | 150.27M | -2.02M | -97.93M | -101.07M | 0 |
| Ending cash balance | 34.77M | 111.73M | 336.20M | 468.09M | 536.16M | 425.17M | 719.90M |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Operating cash flow | 95.41M | 124.46M | 95.17M | 100.41M | 92.78M | 140.52M |
| Depreciation & amortization | 5.29M | 5.54M | 6.78M | 8.65M | 7.72M | 7.94M |
| Free cash flow | 87.90M | 116.03M | 85.83M | 88.92M | 83.04M | 130.61M |
| Dividends paid | 0 | -149.98M | 0 | 0 | 0 | -57.21M |
| Stock buybacks / issuance | 0 | 0 | 0 | 0 | -10.12M | -75.94M |
| Ending cash balance | 511.51M | 476.94M | 604.47M | 719.90M | 815.61M | 794.94M |
Returns & efficiency
| Line item | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| ROE %i | 64.04 | 81.20 | 47.87 | 31.97 | 34.86 | 25.51 | 37.20 |
| ROA %i | 19.60 | 20.13 | 19.88 | 15.42 | 15.59 | 10.68 | 14.51 |
| ROIC %i | 62.35 | 79.41 | 45.24 | 26.69 | 25.05 | 19.61 | 29.00 |
| 5-year avg ROE %i | -- | -- | -- | -- | 51.99 | 44.28 | 35.48 |
| EBIT margin %i | 32.29 | 30.19 | 35.08 | 28.75 | 27.54 | 20.31 | 20.93 |
| FCF / sales %i | 52.48 | 81.24 | 24.77 | 33.92 | 42.32 | -- | 34.63 |
| Current ratioi | 1.41 | 1.26 | 1.77 | 1.82 | 1.63 | 1.58 | 1.47 |
| Quick ratioi | 0.85 | 0.77 | 1.37 | 1.11 | 1.03 | 1.16 | 1.11 |
| Debt / assetsi | 0.50 | 0.11 | 1.53 | 0.49 | 0.36 | 4.65 | 5.86 |
| LT debt / equityi | 0.90 | 0.04 | 1.22 | 0.85 | 0.73 | 0.59 | 0.41 |
| Interest coveragei | 595.10 | 1,571.90 | 603.11 | 680.56 | 309.85 | 302.44 | 901.21 |
| Revenue CAGR (3Y) %i | -- | -- | -- | 96.41 | 84.15 | 45.11 | 37.69 |
| Net income CAGR (3Y) %i | -- | -- | -- | 90.98 | 74.19 | 15.64 | 21.89 |
| FCF CAGR (3Y) %i | -- | -- | -- | 69.82 | 48.17 | -- | 38.64 |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| ROE %i | 29.23 | 32.78 | 35.56 | 37.20 | 34.99 | 41.28 |
| ROA %i | 12.46 | 12.07 | 13.25 | 14.51 | 12.53 | 11.95 |
| ROIC %i | 23.40 | 32.00 | 31.99 | 29.00 | 31.17 | 35.98 |
| 5-year avg ROE %i | -- | -- | -- | -- | -- | -- |
| EBIT margin %i | 21.32 | 20.19 | 20.10 | 20.93 | 19.28 | 17.38 |
| FCF / sales %i | -- | 10.52 | 14.84 | 34.63 | 30.83 | 28.65 |
| Current ratioi | 1.65 | 1.46 | 1.46 | 1.47 | 1.33 | 1.25 |
| Quick ratioi | 1.61 | 1.42 | 1.42 | 1.11 | 1.31 | 1.23 |
| Debt / assetsi | 0.32 | 0.32 | 0.26 | 5.86 | 0.15 | 0.13 |
| LT debt / equityi | 0.52 | 0.60 | 0.51 | 0.41 | 0.32 | 0.30 |
| Interest coveragei | -13.60 | 116.59 | -16.23 | 901.21 | 394.37 | -20.42 |
| Revenue CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
| Net income CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
| FCF CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
✦ Quant Revenue Concentration how this is computed
Single-engine
- Transaction revenues is the largest reported line at 94.56% of revenue, across 3 reported segments.
- The next-largest line, Other revenues, is a distant second at 3.73% - a sharp slowdown here would have little to offset it.
Revenue breakdown most recent period
Business
Transaction revenues94.56%
Other revenues3.73%
Finance income1.71%
Quote time 2026-10-08 05:31:05 · For reference only, not investment advice and not tailored to your situation.