H&R Block
HRB
43.16
+0.53
+1.24%
H&R Block
US · HRB
#2112 by market cap
Listed 1970
43.16
+0.53
+1.24%
Live - 5344 symbols - heartbeat 314s ago
· 2026-10-08 08:05
Pre-market
42.81
-0.82%
After-hours
43.16
0.00%
- Market cap
- 5.29B
- P/E (TTM)i
- 7.63
- P/Bi
- 45.01
- EPSi
- 5.66
- Div yieldi
- 3.89%
- 52W posi
- 52%
Reader sentiment
Are you bullish or bearish on HRB?
Anonymous reader poll. Unscientific, not investment advice.
✦ Quant Financial Health how this is computed
Good
- Altman Z-Score is 3.20, above the 3.0 "safe zone" threshold.
- Most reliable for industrial/manufacturing companies; less meaningful for banks, insurers and other financials.
Revenue annual, last 8 years
Latest year +4.90% YoY
Margins
- Gross margin
- 44.33%
- Operating margin
- 23.01%
- Net margin
- 18.50%
Key ratios & quality
- Enterprise valuei
- 6.05B
- PEG ratioi
- 0.78
- Altman Z-Scorei
- 3.20
PEG uses trailing P/E against the 3-year net income growth rate (9.83%/yr) since forward earnings estimates aren't available here, so this is not a "forward PEG." Altman Z-Score below ~1.8 suggests financial distress risk, above ~3.0 suggests low risk; the model is most reliable for industrial/manufacturing companies and less meaningful for banks and other financial firms.
Income statement
| Line item | 2020 | 2021 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 291.45M | -- | 466.11M | 3.46B | 3.47B | 3.61B | 3.76B | 3.95B |
| Gross profit | 94.02M | -- | 233.34M | 1.58B | 1.55B | 1.62B | 1.67B | 1.75B |
| Selling & admin expenses | 81.67M | -- | 98.99M | 837.11M | 800.04M | 813.50M | 846.91M | 841.30M |
| Research & development | -- | -- | -- | -- | -- | -- | -- | -- |
| Operating profit | 12.34M | -- | 134.36M | 744.90M | 748.70M | 805.28M | 827.97M | 907.69M |
| Pretax profit | -7.40M | -- | 121.00M | 659.07M | 711.21M | 762.32M | 781.40M | 853.89M |
| Tax | 1.73M | -- | 29.88M | 98.42M | 149.41M | 164.36M | 171.95M | 117.57M |
| Net profit | -10.55M | -- | 89.61M | 553.67M | 553.70M | 595.32M | 605.77M | 733.60M |
| Basic EPS | 0 | -- | 0 | 3 | 4 | 4 | 4 | 6 |
| Diluted EPS | -0.06 | -- | 0.48 | 3.22 | 3.51 | 4.12 | 4.39 | 5.66 |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Revenue | 2.28B | 1.11B | 203.55M | 198.87M | 2.40B | 1.14B |
| Gross profit | 1.31B | 578.08M | -70.47M | -141.05M | 1.37B | 594.35M |
| Selling & admin expenses | 329.40M | 206.80M | 136.57M | 157.83M | 329.33M | 217.58M |
| Research & development | -- | -- | -- | -- | -- | -- |
| Operating profit | 978.31M | 371.28M | -207.03M | -298.88M | 1.04B | 376.77M |
| Pretax profit | 958.18M | 367.78M | -216.33M | -319.22M | 1.02B | 372.98M |
| Tax | 235.25M | 67.37M | -50.96M | -77.66M | 167.68M | 78.51M |
| Net profit | 722.33M | 299.44M | -165.82M | -242.17M | 847.90M | 293.68M |
| Basic EPS | 5 | 2 | -1 | -2 | 7 | 2 |
| Diluted EPS | 5.31 | 2.20 | -1.26 | -1.92 | 6.60 | 2.30 |
Balance sheet
| Line item | 2020 | 2021 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Total current assets | -- | -- | 2.08B | 1.38B | 1.19B | 1.24B | 1.16B | 1.13B |
| Cash & ST investments | -- | -- | 1.43B | 885.02M | 986.98M | 1.05B | 983.28M | 958.71M |
| Inventory | -- | -- | -- | -- | -- | -- | -- | -- |
| Total assets | -- | -- | 4.01B | 3.27B | 3.07B | 3.22B | 3.26B | 3.26B |
| Total current liabilities | -- | -- | 982.49M | 998.81M | 938.78M | 977.33M | 1.30B | 993.43M |
| Short-term debt | -- | -- | 214.19M | 206.90M | 205.39M | 206.07M | 559.10M | 228.76M |
| Long-term debt | -- | -- | 1.98B | 1.49B | 1.49B | 1.49B | 1.14B | 1.49B |
| Total liabilities | -- | -- | 3,626,330,000.00 | 3,057,527,000.00 | 3,040,194,000.00 | 3,128,216,000.00 | 3,175,002,000.00 | 3,138,863,000.00 |
| Total equity | -- | -- | 388.06M | 211.63M | 32.06M | 90.59M | 88.90M | 117.49M |
| Retained earnings | -- | -- | 286.69M | 120.41M | -48.68M | 12.65M | 12.06M | 30.78M |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Total current assets | 1.25B | 1.16B | 564.24M | 841.78M | 1.29B | 1.13B |
| Cash & ST investments | 772.95M | 983.28M | 376.41M | 349.19M | 867.01M | 958.71M |
| Inventory | -- | -- | -- | -- | -- | -- |
| Total assets | 3.25B | 3.26B | 2.62B | 2.93B | 3.39B | 3.26B |
| Total current liabilities | 1.59B | 1.30B | 739.55M | 654.83M | 1.29B | 993.43M |
| Short-term debt | 523.69M | 559.10M | 205.15M | 200.65M | 209.27M | 228.76M |
| Long-term debt | 1.14B | 1.14B | 1.73B | 2.44B | 1.49B | 1.49B |
| Total liabilities | 3,437,849,000.00 | 3,175,002,000.00 | 3,172,232,000.00 | 3,753,088,000.00 | 3,416,090,000.00 | 3,138,863,000.00 |
| Total equity | -192.84M | 88.90M | -550.91M | -823.08M | -24.37M | 117.49M |
| Retained earnings | -236.91M | 12.06M | -609.30M | -904.84M | -110.47M | 30.78M |
Cash flow
| Line item | 2020 | 2021 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | -99.73M | -- | 34.83M | 808.54M | 821.84M | 720.86M | 680.88M | 838.70M |
| Depreciation & amortization | 26.62M | -- | 24.59M | 142.18M | 130.50M | 121.78M | 116.83M | 122.44M |
| Free cash flow | -105.26M | -- | 29.64M | 746.58M | 752.14M | 657.18M | 598.85M | 756.08M |
| Dividends paid | -- | -- | 0 | -186.48M | -177.93M | -179.78M | -197.33M | -211.01M |
| Stock buybacks / issuance | -2.38M | -- | -4.63M | -563.17M | -568.95M | -379.57M | -437.13M | -512.91M |
| Ending cash balance | 2.77B | -- | 1.58B | 1.05B | 1.02B | 1.08B | 1.00B | 977.90M |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Operating cash flow | 1.32B | 251.56M | -356.84M | -613.95M | 1.56B | 251.98M |
| Depreciation & amortization | 29.22M | 29.58M | 28.92M | 30.00M | 31.52M | 32.00M |
| Free cash flow | 1.30B | 241.31M | -370.03M | -649.50M | 1.54B | 236.51M |
| Dividends paid | -50.18M | -50.19M | -50.21M | -54.34M | -53.22M | -53.24M |
| Stock buybacks / issuance | -283.00K | -617.00K | -412.42M | -230.00K | -41.00K | -100.22M |
| Ending cash balance | 789.69M | 1.00B | 397.40M | 368.86M | 886.75M | 977.90M |
Returns & efficiency
| Line item | 2020 | 2021 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| ROE %i | -- | 275.74 | -- | 184.65 | 454.42 | 970.69 | 671.91 | 707.33 |
| ROA %i | -- | 13.32 | -- | 15.20 | 17.46 | 18.93 | 18.60 | 22.39 |
| ROIC %i | -- | 21.31 | -- | 25.33 | 29.81 | 32.70 | 31.86 | 36.89 |
| 5-year avg ROE %i | -- | -- | -- | -- | -- | -- | -- | 597.02 |
| EBIT margin %i | -- | 22.72 | -- | 21.58 | 22.58 | 23.31 | 22.85 | 23.69 |
| FCF / sales %i | -- | 16.79 | -- | 21.56 | 21.66 | 18.20 | 15.92 | 19.16 |
| Current ratioi | -- | 1.46 | -- | 1.39 | 1.26 | 1.27 | 0.90 | 1.13 |
| Quick ratioi | -- | 1.25 | -- | 1.14 | 1.10 | 1.13 | 0.80 | 1.01 |
| Debt / assetsi | -- | 53.07 | -- | 58.81 | 62.98 | 60.97 | 62.05 | 64.56 |
| LT debt / equityi | -- | 491.67 | -- | 810.70 | 5,393.95 | 1,938.83 | 1,649.29 | 1,594.71 |
| Interest coveragei | -- | 7.26 | -- | 8.47 | 10.75 | 10.64 | 11.00 | 11.59 |
| Revenue CAGR (3Y) %i | -- | 2.61 | -- | 3.61 | 9.04 | 1.78 | 2.79 | 4.35 |
| Net income CAGR (3Y) %i | -- | -1.62 | -- | 8.90 | -- | 0.62 | 3.04 | 9.83 |
| FCF CAGR (3Y) %i | -- | -8.63 | -- | 12.70 | 184.99 | 4.41 | -7.09 | 0.17 |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| ROE %i | -- | 671.91 | -- | -- | -- | 707.33 |
| ROA %i | 17.49 | 18.60 | 23.58 | 21.66 | 22.20 | 22.39 |
| ROIC %i | -- | 31.86 | -- | -- | -- | 36.89 |
| 5-year avg ROE %i | -- | -- | -- | -- | -- | -- |
| EBIT margin %i | 22.68 | 22.85 | 23.26 | 23.00 | 23.77 | 23.69 |
| FCF / sales %i | 17.46 | 15.92 | 15.28 | 13.83 | 19.45 | 19.16 |
| Current ratioi | 0.78 | 0.90 | 0.76 | 1.29 | 1.00 | 1.13 |
| Quick ratioi | 0.69 | 0.80 | 0.58 | 0.63 | 0.88 | 1.01 |
| Debt / assetsi | 59.14 | 62.05 | 85.69 | 100.17 | 59.73 | 64.56 |
| LT debt / equityi | -- | 1,649.29 | -- | -- | -- | 1,594.71 |
| Interest coveragei | 10.78 | 11.00 | 11.01 | 10.72 | 11.49 | 11.59 |
| Revenue CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
| Net income CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
| FCF CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
✦ Quant Revenue Concentration how this is computed
Lead segment, long tail
- United States (U.S.) assisted tax preparation is the largest reported line at 64.91% of revenue, across 9 reported segments.
- United States (U.S.) do-it-yourself (DIY) tax preparation follows at 9.75%, so the top line still matters most but isn’t the whole story.
Revenue breakdown most recent period
Business
United States (U.S.) assisted tax preparation64.91%
United States (U.S.) do-it-yourself (DIY) tax preparation9.75%
International6.73%
United States (U.S.) royalties4.70%
Refund Transfers3.68%
Wave3.11%
Peace of Mind® Extended Service Plan2.14%
Emerald Card® and Spruce SM1.74%
Other1.64%
Region
United States79.36%
International6.73%
Refund Transfers3.68%
Wave3.11%
Peace of Mind® Extended Service Plan2.14%
Emerald Card® and Spruce SM1.74%
Other1.60%
Tax Identity Shield®0.87%
Interest and fee income on Emerald Advance®0.78%
Quote time 2026-10-08 08:05:13 · For reference only, not investment advice and not tailored to your situation.