The St. Joe
JOE
64.90
-1.08
-1.64%
The St. Joe
US · JOE
#2340 by market cap
Listed 1970
64.90
-1.08
-1.64%
Live - 5344 symbols - heartbeat 447s ago
· 2026-10-07 19:54
After-hours
65.38
+0.74%
- Market cap
- 3.69B
- P/E (TTM)i
- 30.47
- P/Bi
- 4.83
- EPSi
- 1.99
- Div yieldi
- 0.96%
- 52W posi
- 70%
Reader sentiment
Are you bullish or bearish on JOE?
Anonymous reader poll. Unscientific, not investment advice.
✦ Quant Financial Health how this is computed
Good
- Altman Z-Score is 4.21, above the 3.0 "safe zone" threshold.
- Most reliable for industrial/manufacturing companies; less meaningful for banks, insurers and other financials.
Revenue annual, last 8 years
Latest year +27.44% YoY
Margins
- Gross margin
- 43.05%
- Operating margin
- 28.49%
- Net margin
- 22.53%
Key ratios & quality
- PEG ratioi
- 1.72
- Altman Z-Scorei
- 4.21
PEG uses trailing P/E against the 3-year net income growth rate (17.69%/yr) since forward earnings estimates aren't available here, so this is not a "forward PEG." Altman Z-Score below ~1.8 suggests financial distress risk, above ~3.0 suggests low risk; the model is most reliable for industrial/manufacturing companies and less meaningful for banks and other financial firms.
Income statement
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 110.28M | 127.09M | 160.56M | 267.00M | 252.32M | 389.29M | 402.74M | 513.25M |
| Gross profit | 58.96M | 63.00M | 82.78M | 135.68M | 106.42M | 153.31M | 167.22M | 220.97M |
| Selling & admin expenses | -- | -- | -- | -- | -- | -- | -- | -- |
| Research & development | -- | -- | -- | -- | -- | -- | -- | -- |
| Operating profit | 29.40M | 31.32M | 47.09M | 94.46M | 61.47M | 90.73M | 95.59M | 146.23M |
| Pretax profit | 30.87M | 36.19M | 59.82M | 98.73M | 94.62M | 100.06M | 98.35M | 155.11M |
| Tax | -736.00K | 9.45M | 13.67M | 24.98M | 24.39M | 26.01M | 25.95M | 39.23M |
| Net profit | 31.60M | 26.66M | 45.48M | 73.75M | 70.23M | 74.05M | 72.40M | 115.88M |
| Basic EPS | 1 | 0 | 1 | 1 | 1 | 1 | 1 | 2 |
| Diluted EPS | 0.52 | 0.45 | 0.77 | 1.27 | 1.21 | 1.33 | 1.27 | 1.99 |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Revenue | 94.20M | 129.08M | 161.08M | 128.89M | 99.04M | 158.83M |
| Gross profit | 35.60M | 55.39M | 69.78M | 63.39M | 37.94M | 73.42M |
| Selling & admin expenses | -- | -- | 4.70M | -- | -- | -- |
| Research & development | -- | -- | -- | -- | -- | -- |
| Operating profit | 16.89M | 36.96M | 52.93M | 39.43M | 18.18M | 54.77M |
| Pretax profit | 22.48M | 39.72M | 53.94M | 38.98M | 17.80M | 55.10M |
| Tax | 5.81M | 9.95M | 13.74M | 9.74M | 4.51M | 14.12M |
| Net profit | 16.67M | 29.77M | 40.20M | 29.24M | 13.29M | 40.98M |
| Basic EPS | 0 | 1 | 1 | 1 | 0 | 1 |
| Diluted EPS | 0.30 | 0.51 | 0.67 | 0.52 | 0.24 | 0.71 |
Balance sheet
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Total current assets | 243.13M | 217.31M | 195.46M | 205.87M | 123.09M | 155.53M | 148.66M | 186.79M |
| Cash & ST investments | 204.11M | 185.77M | 154.85M | 159.12M | 78.32M | 86.07M | 88.76M | 129.61M |
| Inventory | -- | 1.38M | 2.03M | 2.80M | 3.98M | 4.25M | 4.04M | 3.31M |
| Total assets | 870.96M | 909.23M | 1.04B | 1.21B | 1.43B | 1.52B | 1.54B | 1.52B |
| Total current liabilities | 15.56M | 22.33M | 35.12M | 92.46M | 118.76M | 103.37M | 91.80M | 86.06M |
| Short-term debt | -- | -- | -- | -- | -- | -- | -- | -- |
| Long-term debt | 246.15M | 269.56M | 336.20M | 400.60M | 563.72M | 631.80M | 616.24M | 569.98M |
| Total liabilities | 337,851,000.00 | 379,563,000.00 | 469,154,000.00 | 582,051,000.00 | 779,730,000.00 | 825,040,000.00 | 801,839,000.00 | 742,801,000.00 |
| Total equity | 533.11M | 529.67M | 568.17M | 626.10M | 651.11M | 698.49M | 736.74M | 775.63M |
| Retained earnings | 187.45M | 214.23M | 255.22M | 310.93M | 358.34M | 410.37M | 454.19M | 536.19M |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Total current assets | 150.41M | 150.50M | 180.86M | 186.79M | 190.62M | 192.25M |
| Cash & ST investments | 94.54M | 88.16M | 126.05M | 129.61M | 136.28M | 117.32M |
| Inventory | 4.59M | 4.29M | 3.90M | 3.31M | 3.84M | 3.65M |
| Total assets | 1.55B | 1.55B | 1.53B | 1.52B | 1.52B | 1.51B |
| Total current liabilities | 97.69M | 99.87M | 94.82M | 86.06M | 94.84M | 103.59M |
| Short-term debt | -- | -- | -- | -- | -- | -- |
| Long-term debt | 613.39M | 605.90M | 577.74M | 569.98M | 559.33M | 549.32M |
| Total liabilities | 808,334,000.00 | 798,452,000.00 | 763,044,000.00 | 742,801,000.00 | 743,351,000.00 | 735,380,000.00 |
| Total equity | 739.05M | 749.95M | 770.87M | 775.63M | 774.40M | 772.97M |
| Retained earnings | 463.49M | 484.89M | 515.49M | 536.19M | 540.91M | 572.26M |
Cash flow
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | 41.42M | 30.39M | 37.33M | 111.80M | 48.22M | 103.85M | 107.99M | 190.70M |
| Depreciation & amortization | 9.00M | 10.29M | 12.79M | 18.20M | 22.89M | 38.78M | 46.39M | 47.47M |
| Free cash flow | 16.04M | -43.81M | -84.44M | -41.70M | -210.94M | -36.12M | 58.06M | 166.88M |
| Dividends paid | -- | 0 | -4.12M | -18.84M | -23.50M | -25.66M | -30.35M | -33.62M |
| Stock buybacks / issuance | -93.37M | -20.85M | -8.80M | 0 | -19.97M | 0 | -3.36M | -40.27M |
| Ending cash balance | 198.07M | 188.68M | 110.12M | 74.40M | 45.30M | 90.77M | 96.32M | 136.51M |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Operating cash flow | 29.02M | 31.06M | 86.21M | 44.40M | 42.24M | 43.94M |
| Depreciation & amortization | 12.13M | 11.99M | 11.66M | 11.70M | 11.39M | 11.39M |
| Free cash flow | 23.45M | 22.36M | 80.66M | 40.42M | 34.68M | 35.48M |
| Dividends paid | -8.16M | -8.14M | -8.10M | -9.23M | -9.20M | -9.14M |
| Stock buybacks / issuance | -5.69M | -10.57M | -8.81M | -15.20M | -5.20M | -32.73M |
| Ending cash balance | 101.65M | 96.82M | 133.55M | 136.51M | 143.96M | 124.62M |
Returns & efficiency
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| ROE %i | 5.91 | 5.16 | 8.45 | 12.88 | 11.46 | 11.83 | 10.54 | 15.51 |
| ROA %i | 3.61 | 3.01 | 4.64 | 6.64 | 5.38 | 5.26 | 4.85 | 7.56 |
| ROIC %i | 3.45 | 2.98 | 5.62 | 8.27 | 7.01 | 7.22 | 6.69 | 9.58 |
| 5-year avg ROE %i | 14.16 | 4.56 | 6.29 | 8.39 | 8.77 | 9.95 | 11.03 | 12.44 |
| EBIT margin %i | 38.73 | 38.15 | 45.70 | 43.24 | 44.78 | 33.57 | 32.76 | 36.16 |
| FCF / sales %i | 14.55 | -- | -- | -- | -- | -- | 14.42 | 32.52 |
| Current ratioi | 15.63 | 9.73 | 5.57 | 2.23 | 1.04 | 1.50 | 1.62 | 2.17 |
| Quick ratioi | 14.97 | 9.27 | 5.27 | 2.12 | 0.86 | 1.35 | 1.44 | 1.99 |
| Debt / assetsi | 28.26 | 29.74 | 32.52 | 33.25 | 39.47 | 41.54 | 40.36 | 37.72 |
| LT debt / equityi | 47.50 | 52.06 | 61.26 | 66.14 | 89.52 | 92.66 | 85.74 | 74.74 |
| Interest coveragei | 3.61 | 3.94 | 5.41 | 7.28 | 6.15 | 4.27 | 3.93 | 6.09 |
| Revenue CAGR (3Y) %i | 2.01 | 9.47 | 17.08 | 34.28 | 25.69 | 34.34 | 14.68 | 26.70 |
| Net income CAGR (3Y) %i | -- | 18.98 | -8.79 | 32.06 | 38.37 | 19.80 | -0.16 | 17.69 |
| FCF CAGR (3Y) %i | 6.37 | -- | -- | -- | -- | -- | -- | -- |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| ROE %i | 10.96 | 11.44 | 14.16 | 15.51 | 15.01 | 16.37 |
| ROA %i | 5.04 | 5.34 | 6.79 | 7.56 | 7.31 | 8.05 |
| ROIC %i | 6.88 | 7.19 | 8.82 | 9.58 | 10.05 | 10.12 |
| 5-year avg ROE %i | -- | -- | -- | -- | -- | -- |
| EBIT margin %i | 33.21 | 33.29 | 35.26 | 36.16 | 34.79 | 35.55 |
| FCF / sales %i | 16.66 | 19.14 | 30.35 | 32.52 | 34.38 | 34.91 |
| Current ratioi | 1.54 | 1.51 | 1.91 | 2.17 | 2.01 | 1.86 |
| Quick ratioi | 1.38 | 1.31 | 1.73 | 1.99 | 1.86 | 1.69 |
| Debt / assetsi | 39.93 | 39.38 | 37.88 | 37.72 | 37.03 | 36.56 |
| LT debt / equityi | 84.90 | 82.54 | 76.39 | 74.74 | 73.38 | 72.14 |
| Interest coveragei | 4.14 | 4.43 | 5.48 | 6.09 | 6.05 | 6.73 |
| Revenue CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
| Net income CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
| FCF CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
✦ Quant Revenue Concentration how this is computed
Lead segment, long tail
- Hospitality is the largest reported line at 49.69% of revenue, across 4 reported segments.
- Residential follows at 33.27%, so the top line still matters most but isn’t the whole story.
Revenue breakdown most recent period
Business
Hospitality49.69%
Residential33.27%
Commercial13.63%
Other3.41%
Quote time 2026-10-07 19:54:59 · For reference only, not investment advice and not tailored to your situation.