NCR Atleos
NATL
45.47
-0.20
-0.44%
NCR Atleos
US · NATL
#2414 by market cap
Listed 1970
45.47
-0.20
-0.44%
Live - 5344 symbols - heartbeat 569s ago
· 2026-10-08 06:09
Pre-market
45.47
0.00%
After-hours
45.47
0.00%
- Market cap
- 3.36B
- P/E (TTM)i
- 17.62
- P/Bi
- 7.24
- EPSi
- 2.14
- Div yieldi
- 0.00%
- 52W posi
- 80%
Reader sentiment
Are you bullish or bearish on NATL?
Anonymous reader poll. Unscientific, not investment advice.
✦ Quant Financial Health how this is computed
Weak
- Altman Z-Score is 1.49, below the 1.8 "distress zone" threshold.
- Most reliable for industrial/manufacturing companies; less meaningful for banks, insurers and other financials.
Revenue annual, last 6 years
Latest year +1.14% YoY
Margins
- Gross margin
- 24.37%
- Operating margin
- 10.98%
- Net margin
- 3.72%
Key ratios & quality
- Enterprise valuei
- 5.66B
- PEG ratioi
- 0.99
- Altman Z-Scorei
- 1.49
PEG uses trailing P/E against the 3-year net income growth rate (17.84%/yr) since forward earnings estimates aren't available here, so this is not a "forward PEG." Altman Z-Score below ~1.8 suggests financial distress risk, above ~3.0 suggests low risk; the model is most reliable for industrial/manufacturing companies and less meaningful for banks and other financial firms.
Income statement
| Line item | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Revenue | 2.99B | 3.55B | 4.12B | 4.19B | 4.31B | 4.35B |
| Gross profit | 670.00M | 892.00M | 908.00M | 928.00M | 1.02B | 1.06B |
| Selling & admin expenses | 367.00M | 537.00M | 586.00M | 585.00M | 521.00M | 513.00M |
| Research & development | 87.00M | 107.00M | 64.00M | 80.00M | 62.00M | 70.00M |
| Operating profit | 216.00M | 248.00M | 258.00M | 263.00M | 437.00M | 478.00M |
| Pretax profit | 240.00M | 251.00M | 146.00M | 89.00M | 125.00M | 189.00M |
| Tax | 48.00M | 64.00M | 48.00M | 237.00M | 44.00M | 27.00M |
| Net profit | 192.00M | 187.00M | 98.00M | -148.00M | 81.00M | 162.00M |
| Basic EPS | 3 | 3 | 1 | -2 | 1 | 2 |
| Diluted EPS | 2.71 | 2.63 | 1.40 | -2.12 | 1.08 | 2.14 |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Revenue | 979.00M | 1.10B | 1.12B | 1.15B | 1.04B | 1.10B |
| Gross profit | 232.00M | 252.00M | 271.00M | 306.00M | 234.00M | 309.00M |
| Selling & admin expenses | 122.00M | 116.00M | 143.00M | 132.00M | 130.00M | 133.00M |
| Research & development | 17.00M | 17.00M | 18.00M | 18.00M | 20.00M | 20.00M |
| Operating profit | 93.00M | 119.00M | 110.00M | 156.00M | 84.00M | 156.00M |
| Pretax profit | 22.00M | 57.00M | 33.00M | 77.00M | 33.00M | 90.00M |
| Tax | 9.00M | 19.00M | 7.00M | -8.00M | 11.00M | 25.00M |
| Net profit | 13.00M | 38.00M | 26.00M | 85.00M | 22.00M | 65.00M |
| Basic EPS | 0 | 1 | 0 | 1 | 0 | 1 |
| Diluted EPS | 0.19 | 0.52 | 0.34 | 1.09 | 0.29 | 0.86 |
Balance sheet
| Line item | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Total current assets | -- | 1.58B | 1.65B | 1.86B | 1.75B | 1.82B |
| Cash & ST investments | -- | 238.00M | 293.00M | 339.00M | 419.00M | 456.00M |
| Inventory | -- | 467.00M | 419.00M | 333.00M | 307.00M | 342.00M |
| Total assets | -- | 5.58B | 5.77B | 5.70B | 5.54B | 5.67B |
| Total current liabilities | -- | 1.63B | 1.37B | 1.77B | 1.72B | 1.90B |
| Short-term debt | -- | 208.00M | 108.00M | 76.00M | 81.00M | 86.00M |
| Long-term debt | -- | 1.18B | 717.00M | 2.94B | 2.86B | 2.67B |
| Total liabilities | -- | 3,243,000,000.00 | 2,510,000,000.00 | 5,480,000,000.00 | 5,312,000,000.00 | 5,266,000,000.00 |
| Total equity | -- | 2.34B | 3.26B | 222.00M | 223.00M | 402.00M |
| Retained earnings | -- | -- | 0 | 117.00M | 188.00M | 299.00M |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Total current assets | 1.94B | 1.98B | 1.82B | 1.82B | 1.82B | 1.85B |
| Cash & ST investments | 352.00M | 357.00M | 412.00M | 456.00M | 433.00M | 429.00M |
| Inventory | 356.00M | 400.00M | 383.00M | 342.00M | 366.00M | 351.00M |
| Total assets | 5.74B | 5.81B | 5.65B | 5.67B | 5.64B | 5.66B |
| Total current liabilities | 1.89B | 1.89B | 1.78B | 1.90B | 1.85B | 1.80B |
| Short-term debt | 81.00M | 81.00M | 80.00M | 86.00M | 80.00M | 84.00M |
| Long-term debt | 2.83B | 2.82B | 2.79B | 2.67B | 2.70B | 2.71B |
| Total liabilities | 5,461,000,000.00 | 5,462,000,000.00 | 5,319,000,000.00 | 5,266,000,000.00 | 5,245,000,000.00 | 5,200,000,000.00 |
| Total equity | 278.00M | 352.00M | 331.00M | 402.00M | 396.00M | 464.00M |
| Retained earnings | 249.00M | 276.00M | 268.00M | 299.00M | 306.00M | 371.00M |
Cash flow
| Line item | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Operating cash flow | 410.00M | 449.00M | 274.00M | 355.00M | 344.00M | 356.00M |
| Depreciation & amortization | 33.00M | 159.00M | 259.00M | 254.00M | 287.00M | 277.00M |
| Free cash flow | 380.00M | 338.00M | 177.00M | 223.00M | 205.00M | 200.00M |
| Dividends paid | -- | -- | -- | -- | -- | -- |
| Stock buybacks / issuance | -- | -- | -- | 0 | 0 | -28.00M |
| Ending cash balance | 170.00M | 470.00M | 499.00M | 586.00M | 641.00M | 644.00M |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Operating cash flow | 123.00M | -25.00M | 27.00M | 231.00M | -9.00M | 30.00M |
| Depreciation & amortization | 69.00M | 72.00M | 70.00M | 66.00M | 70.00M | 72.00M |
| Free cash flow | 82.00M | -60.00M | -16.00M | 194.00M | -46.00M | -7.00M |
| Dividends paid | -- | -- | -- | -- | -- | -- |
| Stock buybacks / issuance | 0 | 0 | -- | -- | -16.00M | 0 |
| Ending cash balance | 682.00M | 648.00M | 587.00M | 644.00M | 596.00M | 605.00M |
Returns & efficiency
| Line item | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| ROE %i | -- | 7.97 | -10.15 | -7.56 | 33.46 | 48.87 |
| ROA %i | -- | 3.33 | -5.00 | -2.33 | 1.61 | 2.89 |
| ROIC %i | -- | 5.88 | -2.12 | -1.67 | 8.65 | 11.76 |
| 5-year avg ROE %i | -- | -- | -- | -- | -- | 18.30 |
| EBIT margin %i | 8.22 | 8.45 | 5.30 | 4.70 | 10.38 | 10.54 |
| FCF / sales %i | 12.70 | 9.52 | 4.06 | 5.32 | 4.75 | 4.59 |
| Current ratioi | -- | 0.97 | 1.20 | 1.05 | 1.02 | 0.96 |
| Quick ratioi | -- | 0.42 | 0.58 | 0.59 | 0.58 | 0.53 |
| Debt / assetsi | -- | 26.12 | 15.32 | 54.77 | 55.10 | 51.11 |
| LT debt / equityi | -- | 53.54 | 23.78 | 1,391.32 | 1,355.71 | 697.52 |
| Interest coveragei | 41.00 | 6.12 | 0.91 | 2.19 | 1.45 | 1.70 |
| Revenue CAGR (3Y) %i | -- | -- | -- | 11.86 | 6.65 | 1.84 |
| Net income CAGR (3Y) %i | -- | -- | -- | -- | -24.52 | 17.84 |
| FCF CAGR (3Y) %i | -- | -- | -- | -16.28 | -15.35 | 4.16 |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| ROE %i | 41.58 | 42.67 | 44.11 | 48.87 | 50.67 | 48.16 |
| ROA %i | 2.01 | 2.21 | 2.30 | 2.89 | 2.99 | 3.42 |
| ROIC %i | 9.54 | 9.28 | 9.36 | 11.76 | 11.83 | 12.10 |
| 5-year avg ROE %i | -- | -- | -- | -- | -- | -- |
| EBIT margin %i | 10.97 | 11.31 | 10.92 | 10.54 | 10.55 | 11.13 |
| FCF / sales %i | 3.98 | 3.32 | 1.27 | 4.59 | 1.63 | 2.83 |
| Current ratioi | 1.03 | 1.05 | 1.02 | 0.96 | 0.98 | 1.03 |
| Quick ratioi | 0.53 | 0.54 | 0.55 | 0.53 | 0.54 | 0.57 |
| Debt / assetsi | 52.59 | 51.89 | 53.03 | 51.11 | 51.92 | 51.84 |
| LT debt / equityi | 1,068.00 | 838.86 | 883.64 | 697.52 | 719.44 | 614.66 |
| Interest coveragei | 1.57 | 1.68 | 1.71 | 1.70 | 1.75 | 1.90 |
| Revenue CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
| Net income CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
| FCF CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
✦ Quant Revenue Concentration how this is computed
Lead segment, long tail
- Self-Service Banking is the largest reported line at 67.18% of revenue, across 4 reported segments.
- Network follows at 28.65%, so the top line still matters most but isn’t the whole story.
Revenue breakdown most recent period
Business
Self-Service Banking67.18%
Network28.65%
Telecommunications & Technology (T&T)3.72%
Other0.45%
Quote time 2026-10-08 06:09:24 · For reference only, not investment advice and not tailored to your situation.