Navan
NAVN
22.28
+0.94
+4.40%
Navan
US · NAVN
#2006 by market cap
Listed 2025
22.28
+0.94
+4.40%
Live - 5344 symbols - heartbeat 276s ago
· 2026-10-08 08:36
Pre-market
21.95
-1.50%
After-hours
22.41
+0.59%
Overnight
22.17
-0.49%
- Market cap
- 5.80B
- P/E (TTM)i
- -16.65
- P/Bi
- 4.41
- EPSi
- -1.60
- Div yieldi
- 0.00%
- 52W posi
- 62%
Reader sentiment
Are you bullish or bearish on NAVN?
Anonymous reader poll. Unscientific, not investment advice.
✦ Quant Financial Health how this is computed
Good
- Altman Z-Score is 6.02, above the 3.0 "safe zone" threshold.
- Most reliable for industrial/manufacturing companies; less meaningful for banks, insurers and other financials.
Revenue annual, last 3 years
Latest year +30.82% YoY
Margins
- Gross margin
- 71.27%
- Operating margin
- -28.03%
- Net margin
- -56.68%
Key ratios & quality
- Enterprise valuei
- 5.20B
- Altman Z-Scorei
- 6.02
Altman Z-Score below ~1.8 suggests financial distress risk, above ~3.0 suggests low risk; the model is most reliable for industrial/manufacturing companies and less meaningful for banks and other financial firms.
Income statement
| Line item | 2024 | 2025 | 2026 |
|---|---|---|---|
| Revenue | 402.26M | 536.84M | 702.27M |
| Gross profit | 239.63M | 367.02M | 500.47M |
| Selling & admin expenses | 353.53M | 352.27M | 546.11M |
| Research & development | 132.44M | 122.39M | 151.24M |
| Operating profit | -246.34M | -107.64M | -196.88M |
| Pretax profit | -326.12M | -171.51M | -395.92M |
| Tax | 5.43M | 9.57M | 2.11M |
| Net profit | -331.55M | -181.08M | -398.03M |
| Basic EPS | -1 | -1 | -4 |
| Diluted EPS | -1.34 | -0.73 | -4.07 |
| Line item | 2025-04 | 2025-07 | 2025-10 | 2026-01 | 2026-04 | 2026-07 |
|---|---|---|---|---|---|---|
| Revenue | 157.46M | 171.95M | 194.93M | 177.92M | 220.23M | 232.79M |
| Gross profit | 111.79M | 125.04M | 137.85M | 125.79M | 163.06M | 172.47M |
| Selling & admin expenses | 96.29M | 103.94M | 165.90M | 180.00M | 141.77M | 153.00M |
| Research & development | 31.40M | 33.36M | 51.20M | 35.28M | 39.40M | 47.21M |
| Operating profit | -15.89M | -12.26M | -79.24M | -89.49M | -18.11M | -27.74M |
| Pretax profit | -56.78M | -35.06M | -221.92M | -82.16M | -19.70M | -26.28M |
| Tax | 4.48M | 3.56M | 3.47M | -9.40M | 802.00K | 2.83M |
| Net profit | -61.26M | -38.62M | -225.39M | -72.76M | -20.51M | -29.12M |
| Basic EPS | 0 | 0 | -5 | 0 | 0 | 0 |
| Diluted EPS | -0.25 | -0.16 | -4.58 | -0.29 | -0.08 | -0.11 |
Balance sheet
| Line item | 2024 | 2025 | 2026 |
|---|---|---|---|
| Total current assets | 682.56M | 688.85M | 1.31B |
| Cash & ST investments | 166.42M | 157.67M | 740.51M |
| Inventory | -- | -- | -- |
| Total assets | 1.07B | 1.08B | 1.71B |
| Total current liabilities | 187.68M | 446.03M | 320.94M |
| Short-term debt | 8.33M | 232.30M | 12.56M |
| Long-term debt | 520.26M | 397.03M | 124.21M |
| Total liabilities | 2,147,988,000.00 | 2,270,853,000.00 | 500,700,000.00 |
| Total equity | -1.08B | -1.19B | 1.21B |
| Retained earnings | -1.44B | -1.62B | -2.02B |
| Line item | 2025-04 | 2025-07 | 2025-10 | 2026-01 | 2026-04 | 2026-07 |
|---|---|---|---|---|---|---|
| Total current assets | -- | 718.89M | 1.38B | 1.31B | 1.31B | 1.40B |
| Cash & ST investments | -- | 223.23M | 809.08M | 740.51M | 680.58M | 820.04M |
| Inventory | -- | -- | -- | -- | -- | -- |
| Total assets | -- | 1.13B | 1.79B | 1.71B | 1.71B | 1.81B |
| Total current liabilities | -- | 249.24M | 307.10M | 320.94M | 305.05M | 321.03M |
| Short-term debt | -- | 12.66M | 11.50M | 12.56M | 13.76M | 14.29M |
| Long-term debt | -- | 658.16M | 205.30M | 124.21M | 124.17M | 124.17M |
| Total liabilities | -- | 2,342,842,000.00 | 573,836,000.00 | 500,700,000.00 | 477,561,000.00 | 495,407,000.00 |
| Total equity | -- | -1.21B | 1.22B | 1.21B | 1.24B | 1.32B |
| Retained earnings | -- | -1.72B | -1.94B | -2.02B | -2.04B | -2.06B |
Cash flow
| Line item | 2024 | 2025 | 2026 |
|---|---|---|---|
| Operating cash flow | -166.36M | -50.41M | 33.67M |
| Depreciation & amortization | 26.86M | 24.89M | 60.25M |
| Free cash flow | -183.67M | -66.71M | 14.76M |
| Dividends paid | -- | -- | -- |
| Stock buybacks / issuance | 0 | 0 | 713.30M |
| Ending cash balance | 267.38M | 310.60M | 668.07M |
| Line item | 2025-04 | 2025-07 | 2025-10 | 2026-01 | 2026-04 | 2026-07 |
|---|---|---|---|---|---|---|
| Operating cash flow | 4.55M | 233.00K | -6.10M | 34.98M | -6.80M | 25.19M |
| Depreciation & amortization | 5.93M | 6.28M | 5.92M | 42.12M | 5.72M | 5.90M |
| Free cash flow | 534.00K | -4.15M | -11.36M | 29.74M | -11.55M | 18.85M |
| Dividends paid | -- | -- | -- | -- | -- | -- |
| Stock buybacks / issuance | -- | -- | 707.15M | 0 | -- | -- |
| Ending cash balance | 379.09M | 315.54M | 895.25M | 668.07M | 645.01M | 748.46M |
Returns & efficiency
| Line item | 2024 | 2025 | 2026 |
|---|---|---|---|
| ROE %i | -- | -- | -3,761.74 |
| ROA %i | -31.10 | -16.84 | -28.50 |
| ROIC %i | -- | -- | -85.90 |
| 5-year avg ROE %i | -- | -- | -- |
| EBIT margin %i | -65.34 | -17.79 | -49.07 |
| FCF / sales %i | -- | -- | 2.10 |
| Current ratioi | 3.64 | 1.54 | 4.07 |
| Quick ratioi | 2.95 | 1.13 | 3.64 |
| Debt / assetsi | 53.83 | 62.03 | 10.20 |
| LT debt / equityi | -- | -- | 13.39 |
| Interest coveragei | -4.15 | -1.26 | -6.72 |
| Revenue CAGR (3Y) %i | -- | -- | -- |
| Net income CAGR (3Y) %i | -- | -- | -- |
| FCF CAGR (3Y) %i | -- | -- | -- |
| Line item | 2025-04 | 2025-07 | 2025-10 | 2026-01 | 2026-04 | 2026-07 |
|---|---|---|---|---|---|---|
| ROE %i | -- | -- | -30.51 | -3,761.74 | -28.89 | -648.77 |
| ROA %i | -- | -16.61 | -20.75 | -28.50 | -20.84 | -23.61 |
| ROIC %i | -- | -- | -21.91 | -85.90 | -23.59 | -68.70 |
| 5-year avg ROE %i | -- | -- | -- | -- | -- | -- |
| EBIT margin %i | -- | -17.14 | -44.84 | -49.07 | -41.97 | -39.35 |
| FCF / sales %i | -- | -- | -- | 2.10 | 0.35 | 3.11 |
| Current ratioi | -- | 2.88 | 4.49 | 4.07 | 4.31 | 4.38 |
| Quick ratioi | -- | 2.31 | 4.01 | 3.64 | 3.70 | 3.88 |
| Debt / assetsi | -- | 62.64 | 14.18 | 10.20 | 10.06 | 9.40 |
| LT debt / equityi | -- | -- | 19.92 | 13.39 | 12.83 | 11.85 |
| Interest coveragei | -- | -1.50 | -4.46 | -6.72 | -8.50 | -12.97 |
| Revenue CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
| Net income CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
| FCF CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
Revenue breakdown most recent period
Business
Single segment100.00%
Quote time 2026-10-08 08:36:23 · For reference only, not investment advice and not tailored to your situation.