Paycom Software
PAYC
223.58
+1.14
+0.51%
Paycom Software
US · PAYC
#1489 by market cap
Listed 1970
223.58
+1.14
+0.51%
Live - 5344 symbols - heartbeat 339s ago
· 2026-10-08 07:35
Pre-market
223.58
0.00%
After-hours
223.58
0.00%
Overnight
222.01
-0.70%
- Market cap
- 9.90B
- P/E (TTM)i
- 23.66
- P/Bi
- 17.33
- EPSi
- 8.08
- Div yieldi
- 0.67%
- 52W posi
- 85%
Reader sentiment
Are you bullish or bearish on PAYC?
Anonymous reader poll. Unscientific, not investment advice.
✦ Quant Financial Health how this is computed
Fair
- Altman Z-Score is 2.02, in the 1.8-3.0 "grey zone".
- Most reliable for industrial/manufacturing companies; less meaningful for banks, insurers and other financials.
Revenue annual, last 8 years
Latest year +8.95% YoY
Margins
- Gross margin
- 83.17%
- Operating margin
- 27.65%
- Net margin
- 22.10%
Key ratios & quality
- PEG ratioi
- 1.37
- Altman Z-Scorei
- 2.02
PEG uses trailing P/E against the 3-year net income growth rate (17.23%/yr) since forward earnings estimates aren't available here, so this is not a "forward PEG." Altman Z-Score below ~1.8 suggests financial distress risk, above ~3.0 suggests low risk; the model is most reliable for industrial/manufacturing companies and less meaningful for banks and other financial firms.
Income statement
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 566.34M | 737.67M | 841.43M | 1.06B | 1.38B | 1.69B | 1.88B | 2.05B |
| Gross profit | 475.57M | 627.92M | 717.89M | 893.64M | 1.16B | 1.42B | 1.55B | 1.71B |
| Selling & admin expenses | 240.49M | 306.82M | 413.92M | 485.83M | 585.70M | 705.70M | 593.00M | 761.80M |
| Research & development | 46.25M | 73.08M | 90.24M | 118.43M | 148.30M | 199.00M | 242.60M | 283.40M |
| Operating profit | 173.72M | 226.22M | 186.12M | 253.57M | 378.70M | 451.30M | 634.30M | 567.20M |
| Pretax profit | 174.71M | 226.09M | 185.94M | 255.96M | 389.60M | 472.40M | 649.00M | 619.40M |
| Tax | 37.65M | 45.51M | 42.48M | 60.00M | 108.20M | 131.60M | 147.00M | 166.00M |
| Net profit | 137.07M | 180.58M | 143.45M | 195.96M | 281.40M | 340.80M | 502.00M | 453.40M |
| Basic EPS | 2 | 3 | 2 | 3 | 5 | 6 | 9 | 8 |
| Diluted EPS | 2.34 | 3.09 | 2.46 | 3.37 | 4.84 | 5.88 | 8.92 | 8.08 |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Revenue | 530.50M | 483.60M | 493.30M | 544.30M | 571.90M | 531.20M |
| Gross profit | 445.90M | 396.10M | 407.90M | 456.50M | 484.50M | 442.10M |
| Selling & admin expenses | 176.90M | 186.20M | 197.60M | 201.40M | 187.00M | 196.10M |
| Research & development | 62.30M | 74.80M | 74.10M | 72.20M | 60.70M | 51.90M |
| Operating profit | 185.10M | 112.30M | 112.60M | 157.10M | 210.10M | 168.50M |
| Pretax profit | 190.30M | 117.20M | 152.80M | 159.10M | 215.30M | 156.90M |
| Tax | 50.90M | 27.70M | 42.10M | 45.30M | 59.50M | 49.50M |
| Net profit | 139.40M | 89.50M | 110.70M | 113.80M | 155.80M | 107.40M |
| Basic EPS | 2 | 2 | 2 | 2 | 3 | 2 |
| Diluted EPS | 2.48 | 1.58 | 1.96 | 2.07 | 3.04 | 2.34 |
Balance sheet
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Total current assets | 1.06B | 1.87B | 1.86B | 2.25B | 2.76B | 2.81B | 4.30B | 5.84B |
| Cash & ST investments | 45.72M | 133.67M | 151.71M | 277.98M | 400.73M | 294.00M | 402.00M | 370.00M |
| Inventory | 797.00K | 1.16M | 1.15M | 1.13M | 1.61M | 1.40M | 1.40M | 1.70M |
| Total assets | 1.52B | 2.49B | 2.61B | 3.22B | 3.90B | 4.20B | 5.86B | 7.60B |
| Total current liabilities | 1.03B | 1.75B | 1.72B | 1.99B | 2.38B | 2.53B | 3.91B | 5.37B |
| Short-term debt | 1.78M | 1.78M | 1.78M | 1.78M | -- | 19.20M | 20.40M | 28.40M |
| Long-term debt | 32.61M | 30.86M | 29.12M | 27.38M | 29.00M | -- | -- | -- |
| Total liabilities | 1,187,173,000.00 | 1,960,289,000.00 | 1,952,269,000.00 | 2,321,431,000.00 | 2,719,906,000.00 | 2,894,500,000.00 | 4,284,000,000.00 | 5,867,200,000.00 |
| Total equity | 334.75M | 526.63M | 655.64M | 893.71M | 1.18B | 1.30B | 1.58B | 1.73B |
| Retained earnings | 395.59M | 576.17M | 719.62M | 915.58M | 1.20B | 1.47B | 1.89B | 2.26B |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Total current assets | 2.99B | 2.40B | 2.54B | 5.84B | 3.07B | 3.48B |
| Cash & ST investments | 520.80M | 532.20M | 375.00M | 370.00M | 153.90M | 198.00M |
| Inventory | 1.40M | 1.60M | 1.80M | 1.70M | 1.50M | 1.70M |
| Total assets | 4.57B | 4.03B | 4.25B | 7.60B | 4.82B | 5.20B |
| Total current liabilities | 2.48B | 1.85B | 2.08B | 5.37B | 2.84B | 3.24B |
| Short-term debt | 21.00M | 21.90M | 23.40M | 28.40M | 28.60M | 28.80M |
| Long-term debt | -- | -- | -- | -- | 675.00M | 900.00M |
| Total liabilities | 2,855,400,000.00 | 2,229,300,000.00 | 2,535,800,000.00 | 5,867,200,000.00 | 4,010,100,000.00 | 4,630,900,000.00 |
| Total equity | 1.72B | 1.80B | 1.71B | 1.73B | 811.70M | 571.50M |
| Retained earnings | 2.01B | 2.07B | 2.16B | 2.26B | 2.39B | 2.48B |
Cash flow
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | 184.82M | 224.26M | 227.21M | 319.36M | 365.10M | 485.00M | 533.90M | 678.90M |
| Depreciation & amortization | 29.66M | 42.21M | 53.37M | 67.22M | 92.70M | 113.90M | 145.90M | 176.30M |
| Free cash flow | 124.91M | 131.33M | 133.11M | 193.17M | 228.30M | 288.20M | 336.60M | 403.50M |
| Dividends paid | -- | -- | -- | 0 | 0 | -64.80M | -84.80M | -84.80M |
| Stock buybacks / issuance | -105.19M | 0 | -52.04M | 0 | -94.70M | -286.60M | -122.80M | -325.50M |
| Ending cash balance | 986.46M | 1.64B | 1.59B | 1.81B | 2.41B | 2.42B | 4.04B | 5.13B |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Operating cash flow | 182.50M | 122.50M | 177.80M | 196.10M | 213.80M | 213.80M |
| Depreciation & amortization | 40.00M | 41.90M | 45.00M | 49.40M | 51.10M | 50.10M |
| Free cash flow | 144.80M | 60.80M | 79.80M | 118.10M | 182.60M | 190.10M |
| Dividends paid | -21.10M | -21.80M | -21.20M | -20.70M | -17.70M | -17.80M |
| Stock buybacks / issuance | 0 | 0 | -218.90M | -106.60M | -1.05B | -335.40M |
| Ending cash balance | 2.39B | 1.65B | 1.70B | 5.13B | 2.40B | 2.83B |
Returns & efficiency
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| ROE %i | 58.24 | 41.91 | 24.27 | 25.30 | 27.10 | 27.42 | 34.87 | 27.42 |
| ROA %i | 9.52 | 9.00 | 5.63 | 6.73 | 7.91 | 8.41 | 9.98 | 6.74 |
| ROIC %i | 50.94 | 39.04 | 23.03 | 24.35 | 26.56 | 27.53 | 33.14 | 26.19 |
| 5-year avg ROE %i | 41.94 | 47.46 | 47.52 | 39.57 | 32.61 | 29.20 | 27.79 | 28.42 |
| EBIT margin %i | 30.98 | 30.78 | 22.10 | 24.25 | 28.51 | 28.01 | 34.64 | 30.36 |
| FCF / sales %i | 22.06 | 17.80 | 15.82 | 18.30 | 16.60 | 17.02 | 17.87 | 19.67 |
| Current ratioi | 1.03 | 1.07 | 1.09 | 1.13 | 1.16 | 1.11 | 1.10 | 1.09 |
| Quick ratioi | 0.05 | 0.08 | 0.10 | 0.15 | 0.18 | 0.13 | 0.12 | 0.09 |
| Debt / assetsi | 2.26 | 1.31 | 1.18 | 0.91 | 0.74 | 1.81 | 1.42 | 1.19 |
| LT debt / equityi | 9.74 | 5.86 | 4.44 | 3.06 | 2.45 | 4.35 | 4.00 | 3.57 |
| Interest coveragei | 229.08 | 241.52 | 9,787.11 | -- | 154.62 | 246.15 | 191.88 | 183.18 |
| Revenue CAGR (3Y) %i | 36.10 | 30.87 | 24.78 | 23.06 | 23.07 | 26.26 | 21.29 | 14.27 |
| Net income CAGR (3Y) %i | 87.05 | 36.87 | 5.12 | 12.65 | 15.94 | 33.43 | 36.83 | 17.23 |
| FCF CAGR (3Y) %i | 67.83 | 33.65 | 23.44 | 15.64 | 20.24 | 29.37 | 20.33 | 20.91 |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| ROE %i | 24.99 | 25.75 | 28.56 | 27.42 | 37.15 | 41.09 |
| ROA %i | 8.47 | 9.96 | 11.71 | 6.74 | 10.00 | 10.56 |
| ROIC %i | 23.91 | 24.67 | 27.31 | 26.19 | 28.13 | 29.05 |
| 5-year avg ROE %i | -- | -- | -- | -- | -- | -- |
| EBIT margin %i | 28.88 | 29.12 | 30.76 | 30.36 | 31.10 | 32.71 |
| FCF / sales %i | 19.88 | 18.10 | 19.49 | 19.67 | 21.08 | 26.65 |
| Current ratioi | 1.20 | 1.30 | 1.22 | 1.09 | 1.08 | 1.07 |
| Quick ratioi | 0.22 | 0.31 | 0.24 | 0.09 | 0.08 | 0.08 |
| Debt / assetsi | 1.78 | 2.01 | 1.99 | 1.19 | 15.84 | 18.89 |
| LT debt / equityi | 3.52 | 3.29 | 3.57 | 3.57 | 90.55 | 166.93 |
| Interest coveragei | 162.56 | 167.85 | 166.35 | 183.18 | 98.64 | 42.96 |
| Revenue CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
| Net income CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
| FCF CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
Revenue breakdown most recent period
Business
Single segment100.00%
Quote time 2026-10-08 07:35:19 · For reference only, not investment advice and not tailored to your situation.