TransUnion
TRU
62.82
-0.60
-0.95%
TransUnion
US · TRU
#1312 by market cap
Listed 2015
62.82
-0.60
-0.95%
Live - 5344 symbols - heartbeat 468s ago
· 2026-10-07 19:54
After-hours
62.82
0.00%
- Market cap
- 12.04B
- P/E (TTM)i
- 16.58
- P/Bi
- 2.49
- EPSi
- 2.32
- Div yieldi
- 0.76%
- 52W posi
- 7%
Reader sentiment
Are you bullish or bearish on TRU?
Anonymous reader poll. Unscientific, not investment advice.
✦ Quant Financial Health how this is computed
Fair
- Altman Z-Score is 2.20, in the 1.8-3.0 "grey zone".
- Most reliable for industrial/manufacturing companies; less meaningful for banks, insurers and other financials.
Revenue annual, last 8 years
Latest year +9.38% YoY
Margins
- Gross margin
- 59.09%
- Operating margin
- 18.89%
- Net margin
- 9.95%
Key ratios & quality
- Enterprise valuei
- 16.30B
- PEG ratioi
- 0.85
- Altman Z-Scorei
- 2.20
PEG uses trailing P/E against the 3-year net income growth rate (19.58%/yr) since forward earnings estimates aren't available here, so this is not a "forward PEG." Altman Z-Score below ~1.8 suggests financial distress risk, above ~3.0 suggests low risk; the model is most reliable for industrial/manufacturing companies and less meaningful for banks and other financial firms.
Income statement
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 2.32B | 2.46B | 2.53B | 2.96B | 3.71B | 3.83B | 4.18B | 4.58B |
| Gross profit | 1.53B | 1.66B | 1.68B | 1.94B | 2.32B | 2.31B | 2.51B | 2.70B |
| Selling & admin expenses | 707.70M | 777.40M | 829.70M | 909.00M | 1.18B | 1.17B | 1.24B | 1.26B |
| Research & development | -- | -- | -- | -- | -- | -- | -- | -- |
| Operating profit | 512.50M | 541.70M | 500.20M | 651.90M | 626.40M | 617.90M | 733.40M | 864.60M |
| Pretax profit | 343.50M | 374.50M | 389.50M | 505.60M | 383.00M | -145.30M | 401.10M | 643.00M |
| Tax | 54.50M | 70.50M | 83.70M | 131.90M | 118.90M | 44.70M | 98.80M | 173.10M |
| Net profit | 287.50M | 352.00M | 355.60M | 1.41B | 281.50M | -190.80M | 302.30M | 469.90M |
| Basic EPS | 2 | 2 | 2 | 7 | 1 | -1 | 1 | 2 |
| Diluted EPS | 1.45 | 1.81 | 1.79 | 7.20 | 1.38 | -1.07 | 1.45 | 2.32 |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Revenue | 1.10B | 1.14B | 1.17B | 1.17B | 1.25B | 1.31B |
| Gross profit | 650.10M | 669.80M | 689.20M | 695.20M | 726.20M | 765.00M |
| Selling & admin expenses | 256.80M | 335.00M | 330.80M | 342.30M | 329.10M | 346.50M |
| Research & development | -- | -- | -- | -- | -- | -- |
| Operating profit | 254.40M | 192.10M | 212.80M | 205.30M | 244.80M | 258.00M |
| Pretax profit | 193.80M | 156.80M | 150.10M | 142.30M | 428.10M | 201.50M |
| Tax | 41.00M | 44.40M | 50.00M | 37.70M | 27.60M | 54.80M |
| Net profit | 152.70M | 112.40M | 100.20M | 104.60M | 400.40M | 146.70M |
| Basic EPS | 1 | 1 | 1 | 1 | 2 | 1 |
| Diluted EPS | 0.75 | 0.56 | 0.49 | 0.52 | 2.04 | 0.74 |
Balance sheet
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Total current assets | 841.50M | 888.20M | 1.47B | 2.63B | 1.45B | 1.48B | 1.80B | 2.02B |
| Cash & ST investments | 213.90M | 277.00M | 495.90M | 1.85B | 587.90M | 478.90M | 682.00M | 856.30M |
| Inventory | -- | -- | -- | -- | -- | -- | -- | -- |
| Total assets | 7.04B | 7.11B | 7.31B | 12.64B | 11.67B | 11.11B | 10.98B | 11.11B |
| Total current liabilities | 548.50M | 571.40M | 669.80M | 1.36B | 905.50M | 1.00B | 1.06B | 1.15B |
| Short-term debt | 71.70M | 78.60M | 72.40M | 153.00M | 148.30M | 115.80M | 92.60M | 216.70M |
| Long-term debt | 3.98B | 3.60B | 3.40B | 6.25B | 5.56B | 5.25B | 5.08B | 4.91B |
| Total liabilities | 5,057,600,000.00 | 4,773,800,000.00 | 4,675,500,000.00 | 8,628,800,000.00 | 7,396,900,000.00 | 6,999,600,000.00 | 6,666,000,000.00 | 6,567,600,000.00 |
| Total equity | 1.98B | 2.34B | 2.64B | 4.01B | 4.27B | 4.11B | 4.32B | 4.55B |
| Retained earnings | 363.10M | 652.00M | 937.40M | 2.25B | 2.45B | 2.16B | 2.36B | 2.72B |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Total current assets | 1.82B | 1.91B | 1.98B | 2.02B | 2.02B | 2.18B |
| Cash & ST investments | 612.50M | 690.00M | 752.50M | 856.30M | 733.10M | 839.50M |
| Inventory | -- | -- | -- | -- | -- | -- |
| Total assets | 10.95B | 11.12B | 11.11B | 11.11B | 12.05B | 12.19B |
| Total current liabilities | 888.50M | 941.10M | 984.90M | 1.15B | 1.05B | 1.15B |
| Short-term debt | 93.50M | 98.80M | 104.90M | 216.70M | 224.10M | 233.30M |
| Long-term debt | 5.06B | 5.06B | 5.04B | 4.91B | 5.40B | 5.37B |
| Total liabilities | 6,456,600,000.00 | 6,491,500,000.00 | 6,534,300,000.00 | 6,567,600,000.00 | 7,132,600,000.00 | 7,191,300,000.00 |
| Total equity | 4.49B | 4.63B | 4.58B | 4.55B | 4.91B | 5.00B |
| Retained earnings | 2.48B | 2.57B | 2.64B | 2.72B | 3.10B | 3.21B |
Cash flow
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | 555.70M | 776.90M | 787.60M | 808.30M | 297.20M | 645.40M | 832.50M | 987.60M |
| Depreciation & amortization | 306.90M | 338.60M | 346.80M | 377.00M | 519.00M | 524.40M | 537.80M | 574.80M |
| Free cash flow | 375.60M | 588.50M | 582.00M | 584.10M | -1.00M | 334.70M | 516.70M | 661.60M |
| Dividends paid | -41.60M | -56.80M | -57.60M | -69.80M | -77.80M | -81.80M | -82.70M | -90.50M |
| Stock buybacks / issuance | 26.20M | 24.40M | 22.90M | 21.90M | 18.70M | 23.10M | 24.90M | -279.50M |
| Ending cash balance | 187.40M | 273.60M | 492.70M | 1.84B | 585.30M | 476.20M | 679.50M | 853.60M |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Operating cash flow | 52.50M | 291.30M | 324.30M | 319.50M | 84.20M | 374.90M |
| Depreciation & amortization | 138.90M | 142.70M | 145.60M | 147.60M | 152.30M | 160.60M |
| Free cash flow | -15.90M | 214.30M | 240.40M | 222.80M | 19.00M | 305.70M |
| Dividends paid | -22.60M | -22.50M | -23.20M | -22.20M | -25.00M | -24.50M |
| Stock buybacks / issuance | 5.20M | -33.50M | -101.80M | -149.40M | -2.30M | -103.70M |
| Ending cash balance | 609.90M | 687.50M | 749.90M | 853.60M | 732.50M | 839.10M |
Returns & efficiency
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| ROE %i | 15.29 | 16.78 | 14.34 | 43.02 | 6.67 | -5.04 | 6.92 | 10.52 |
| ROA %i | 4.55 | 4.90 | 4.76 | 13.91 | 2.22 | -1.81 | 2.57 | 4.12 |
| ROIC %i | 7.65 | 8.08 | 7.26 | 17.79 | 4.17 | 0.05 | 4.90 | 6.34 |
| 5-year avg ROE %i | 10.34 | 14.11 | 16.85 | 23.61 | 19.22 | 15.16 | 13.19 | 12.42 |
| EBIT margin %i | 20.76 | 23.12 | 21.43 | 20.74 | 16.66 | 3.73 | 15.93 | 19.20 |
| FCF / sales %i | 16.21 | 21.77 | 21.10 | 19.73 | -- | 8.74 | 12.35 | 14.46 |
| Current ratioi | 1.53 | 1.55 | 2.19 | 1.94 | 1.60 | 1.47 | 1.70 | 1.75 |
| Quick ratioi | 1.26 | 1.30 | 1.33 | 1.78 | 1.31 | 1.20 | 1.48 | 1.53 |
| Debt / assetsi | 57.50 | 52.50 | 48.14 | 51.63 | 49.77 | 49.06 | 47.44 | 46.42 |
| LT debt / equityi | 210.42 | 162.80 | 135.73 | 163.01 | 135.67 | 133.04 | 121.37 | 111.32 |
| Interest coveragei | 3.50 | 3.54 | 4.61 | 5.45 | 2.68 | 0.50 | 2.51 | 3.73 |
| Revenue CAGR (3Y) %i | 15.43 | 13.05 | 9.38 | 8.51 | 14.63 | 14.83 | 12.22 | 7.25 |
| Net income CAGR (3Y) %i | 260.58 | 42.22 | -8.03 | 71.30 | -8.44 | -- | -41.08 | 19.58 |
| FCF CAGR (3Y) %i | 28.53 | 30.32 | 20.76 | 15.86 | -- | -16.84 | -4.00 | -- |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| ROE %i | 8.68 | 9.06 | 9.68 | 10.52 | 15.41 | 15.77 |
| ROA %i | 3.34 | 3.54 | 3.79 | 4.12 | 6.13 | 6.33 |
| ROIC %i | 5.59 | 5.69 | 5.92 | 6.34 | 8.75 | 9.09 |
| 5-year avg ROE %i | -- | -- | -- | -- | -- | -- |
| EBIT margin %i | 17.95 | 18.09 | 18.86 | 19.20 | 23.68 | 23.98 |
| FCF / sales %i | 11.96 | 11.40 | 12.96 | 14.46 | 14.74 | 16.09 |
| Current ratioi | 2.05 | 2.02 | 2.01 | 1.75 | 1.93 | 1.90 |
| Quick ratioi | 1.79 | 1.79 | 1.77 | 1.53 | 1.70 | 1.65 |
| Debt / assetsi | 47.46 | 46.75 | 46.60 | 46.42 | 47.19 | 46.42 |
| LT debt / equityi | 116.36 | 112.79 | 113.42 | 111.32 | 114.87 | 112.03 |
| Interest coveragei | 3.03 | 3.28 | 3.54 | 3.73 | 4.63 | 4.66 |
| Revenue CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
| Net income CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
| FCF CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
Revenue breakdown most recent period
Business
Single segment100.00%
Quote time 2026-10-07 19:54:59 · For reference only, not investment advice and not tailored to your situation.