U-Haul
UHAL.B
52.08
-1.14
-2.14%
U-Haul
US · UHAL.B
#1423 by market cap
Listed 1970
52.08
-1.14
-2.14%
Live - 5344 symbols - heartbeat 108s ago
· 2026-10-07 19:54
After-hours
52.08
0.00%
- Market cap
- 10.12B
- P/E (TTM)i
- 372.00
- P/Bi
- 1.32
- EPSi
- 0.24
- Div yieldi
- 0.38%
- 52W posi
- 46%
Reader sentiment
Are you bullish or bearish on UHAL.B?
Anonymous reader poll. Unscientific, not investment advice.
✦ Quant Financial Health how this is computed
Weak
- Altman Z-Score is 1.34, below the 1.8 "distress zone" threshold.
- Most reliable for industrial/manufacturing companies; less meaningful for banks, insurers and other financials.
Revenue annual, last 8 years
Latest year +3.59% YoY
Margins
- Gross margin
- 85.83%
- Operating margin
- 7.63%
- Net margin
- 0.79%
Key ratios & quality
- Altman Z-Scorei
- 1.34
Altman Z-Score below ~1.8 suggests financial distress risk, above ~3.0 suggests low risk; the model is most reliable for industrial/manufacturing companies and less meaningful for banks and other financial firms.
Income statement
| Line item | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 3.77B | 3.98B | 4.54B | 5.74B | 5.86B | 5.63B | 5.83B | 6.04B |
| Gross profit | 3.22B | 3.35B | 3.82B | 4.87B | 5.02B | 4.83B | 5.00B | 5.18B |
| Selling & admin expenses | 33.16M | 26.88M | 28.47M | 29.91M | 30.83M | 32.65M | 20.50M | 19.26M |
| Research & development | -- | -- | -- | -- | -- | -- | -- | -- |
| Operating profit | 649.50M | 570.59M | 992.72M | 1.68B | 1.48B | 1.01B | 750.25M | 460.88M |
| Pretax profit | 477.53M | 378.12M | 796.66M | 1.48B | 1.22B | 840.18M | 477.51M | 112.63M |
| Tax | 106.67M | -63.92M | 185.80M | 352.21M | 294.93M | 211.47M | 110.42M | 29.51M |
| Net profit | 370.86M | 442.05M | 610.86M | 1.12B | 924.47M | 628.71M | 367.09M | 83.13M |
| Basic EPS | 2 | 2 | 5 | 7 | 6 | 3 | 2 | 0 |
| Diluted EPS | 1.89 | 2.26 | 5.37 | 7.08 | 5.54 | 3.04 | 1.69 | 0.24 |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Revenue | 1.23B | 1.63B | 1.72B | 1.42B | 1.27B | 1.68B |
| Gross profit | 1.05B | 1.40B | 1.48B | 1.22B | 1.08B | 1.45B |
| Selling & admin expenses | 5.12M | 4.87M | 5.07M | 4.28M | 5.04M | 3.50M |
| Research & development | -- | -- | -- | -- | -- | -- |
| Operating profit | -2.87M | 282.65M | 265.59M | 67.59M | -154.94M | 256.74M |
| Pretax profit | -114.51M | 185.38M | 136.96M | -51.58M | -158.13M | 161.69M |
| Tax | -32.22M | 43.05M | 31.41M | -14.61M | -30.34M | 38.76M |
| Net profit | -82.29M | 142.33M | 105.55M | -36.97M | -127.79M | 122.93M |
| Basic EPS | 0 | 1 | 0 | 0 | -1 | 1 |
| Diluted EPS | -0.46 | 0.68 | 0.49 | -0.23 | -0.70 | 0.58 |
Balance sheet
| Line item | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Total current assets | 1.26B | 1.43B | 2.08B | 3.47B | 3.43B | 2.78B | 2.51B | 2.46B |
| Cash & ST investments | 679.25M | 501.35M | 1.20B | 2.74B | 2.75B | 2.06B | 1.70B | 1.79B |
| Inventory | 103.50M | 101.08M | 105.58M | 158.89M | 151.47M | 150.94M | 163.13M | 178.16M |
| Total assets | 11.89B | 13.44B | 14.65B | 17.30B | 18.10B | 19.06B | 20.48B | 21.50B |
| Total current liabilities | 1.60B | 1.58B | 1.69B | 1.62B | 1.69B | 1.68B | 1.73B | 1.85B |
| Short-term debt | -- | -- | -- | -- | -- | -- | -- | -- |
| Long-term debt | 3.12B | 3.49B | 3.51B | 4.73B | 4.63B | 4.45B | 5.19B | 5.71B |
| Total liabilities | 8,199,324,000.00 | 9,217,304,000.00 | 9,799,724,000.00 | 11,347,089,000.00 | 11,596,543,000.00 | 11,886,313,000.00 | 12,981,027,000.00 | 13,891,138,000.00 |
| Total equity | 3.69B | 4.22B | 4.85B | 5.95B | 6.50B | 7.17B | 7.50B | 7.61B |
| Retained earnings | 3.98B | 4.40B | 4.96B | 6.12B | 7.00B | 7.60B | 7.93B | 7.98B |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Total current assets | 2.51B | 2.40B | 2.58B | 2.53B | 2.46B | 2.25B |
| Cash & ST investments | 1.70B | 1.67B | 1.87B | 1.77B | 1.79B | 1.69B |
| Inventory | 163.13M | 173.30M | 176.14M | 175.02M | 178.16M | 180.33M |
| Total assets | 20.48B | 20.85B | 21.43B | 21.62B | 21.50B | 21.66B |
| Total current liabilities | 1.73B | 1.84B | 1.83B | 1.75B | 1.85B | 1.93B |
| Short-term debt | -- | -- | -- | -- | -- | -- |
| Long-term debt | 5.19B | 5.21B | 5.47B | 5.61B | 5.71B | 5.73B |
| Total liabilities | 12,981,027,000.00 | 13,187,600,000.00 | 13,660,532,000.00 | 13,873,835,000.00 | 13,891,138,000.00 | 14,001,685,000.00 |
| Total equity | 7.50B | 7.66B | 7.77B | 7.74B | 7.61B | 7.66B |
| Retained earnings | 7.93B | 8.07B | 8.16B | 8.12B | 7.98B | 8.09B |
Cash flow
| Line item | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | 975.58M | 1.08B | 1.54B | 1.95B | 1.73B | 1.45B | 1.45B | 1.79B |
| Depreciation & amortization | 581.03M | 664.12M | 664.00M | 696.96M | 756.31M | 841.82M | 982.49M | 1.19B |
| Free cash flow | -894.39M | -1.23B | 93.92M | -190.30M | -994.29M | -1.54B | -2.00B | -1.36B |
| Dividends paid | -39.18M | -29.40M | -49.02M | -29.41M | -33.73M | -31.77M | -35.29M | -35.29M |
| Stock buybacks / issuance | -- | -- | -- | -- | -- | -- | -- | -- |
| Ending cash balance | 673.70M | 494.35M | 1.19B | 2.70B | 2.06B | 1.53B | 988.83M | 1.12B |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Operating cash flow | 198.53M | 598.38M | 551.62M | 240.60M | 403.99M | 630.28M |
| Depreciation & amortization | 255.72M | 284.34M | 304.40M | 301.18M | 302.06M | 302.70M |
| Free cash flow | -390.45M | -318.20M | -446.31M | -447.57M | -147.67M | -192.09M |
| Dividends paid | -8.82M | -8.82M | -8.82M | -8.82M | -8.82M | -8.81M |
| Stock buybacks / issuance | -- | 0 | -- | -- | -- | -48.02M |
| Ending cash balance | 988.83M | 877.19M | 1.08B | 1.03B | 1.12B | 1.10B |
Returns & efficiency
| Line item | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| ROE %i | 10.45 | 11.17 | 13.47 | 20.92 | 14.33 | 8.71 | 4.52 | 0.63 |
| ROA %i | 3.28 | 3.49 | 4.35 | 7.03 | 5.02 | 3.21 | 1.68 | 0.23 |
| ROIC %i | 6.50 | 6.62 | 7.88 | 11.54 | 8.54 | 5.30 | 3.61 | 1.82 |
| 5-year avg ROE %i | 19.52 | 17.57 | 15.32 | 16.10 | 13.71 | 13.37 | 12.04 | 9.69 |
| EBIT margin %i | 16.35 | 13.45 | 21.01 | 28.53 | 24.48 | 19.48 | 13.25 | 7.82 |
| FCF / sales %i | -- | -- | 2.07 | -- | -- | -- | -- | -- |
| Current ratioi | 0.79 | 0.90 | 1.24 | 2.14 | 2.03 | 1.65 | 1.45 | 1.33 |
| Quick ratioi | 0.58 | 0.46 | 0.87 | 1.86 | 1.76 | 1.39 | 1.14 | 1.08 |
| Debt / assetsi | 35.01 | 35.18 | 32.50 | 35.24 | 34.07 | 33.19 | 35.36 | 37.78 |
| LT debt / equityi | 112.75 | 112.01 | 98.14 | 102.42 | 94.81 | 88.20 | 96.57 | 106.74 |
| Interest coveragei | 4.44 | 3.41 | 6.06 | 10.12 | 6.59 | 4.29 | 2.62 | 1.31 |
| Revenue CAGR (3Y) %i | 4.79 | 5.16 | 8.04 | 15.05 | 13.81 | 7.39 | 0.51 | 0.97 |
| Net income CAGR (3Y) %i | -8.81 | 3.52 | -8.24 | 44.73 | 27.88 | 0.96 | -31.14 | -55.20 |
| FCF CAGR (3Y) %i | -- | -- | -- | -- | -- | -- | -- | -- |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| ROE %i | 4.52 | 3.71 | 2.58 | 1.21 | 0.63 | 0.37 |
| ROA %i | 1.68 | 1.39 | 0.95 | 0.45 | 0.23 | 0.13 |
| ROIC %i | 3.61 | 3.32 | 2.79 | 2.25 | 1.82 | 1.71 |
| 5-year avg ROE %i | -- | -- | -- | -- | -- | -- |
| EBIT margin %i | 13.25 | 12.10 | 10.44 | 8.34 | 7.82 | 7.61 |
| FCF / sales %i | -- | -- | -- | -- | -- | -- |
| Current ratioi | 1.45 | 1.31 | 1.41 | 1.45 | 1.33 | 1.17 |
| Quick ratioi | 1.14 | 1.06 | 1.14 | 1.15 | 1.08 | 1.00 |
| Debt / assetsi | 35.36 | 34.99 | 36.11 | 37.28 | 37.78 | 37.60 |
| LT debt / equityi | 96.57 | 95.22 | 99.61 | 104.07 | 106.74 | 106.33 |
| Interest coveragei | 2.62 | 2.32 | 1.91 | 1.45 | 1.31 | 1.24 |
| Revenue CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
| Net income CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
| FCF CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
✦ Quant Revenue Concentration how this is computed
Single-engine
- Moving & Storage Consolidated is the largest reported line at 95.24% of revenue, across 4 reported segments.
- The next-largest line, Life Insurance, is a distant second at 3.06% - a sharp slowdown here would have little to offset it.
Revenue breakdown most recent period
Business
Moving & Storage Consolidated95.24%
Life Insurance3.06%
Property & Casualty insurance1.86%
Quote time 2026-10-07 19:54:59 · For reference only, not investment advice and not tailored to your situation.