Willis Lease Finance
WLFC
41.21
-1.64
-3.83%
Willis Lease Finance
US · WLFC
#3347 by market cap
41.21
-1.64
-3.83%
Live - 5344 symbols - heartbeat 282s ago
· 2026-10-08 07:00
Pre-market
41.28
+0.17%
After-hours
41.21
0.00%
- Market cap
- 871.35M
- P/E (TTM)i
- 10.38
- P/Bi
- 1.23
- EPSi
- 5.13
- Div yieldi
- 1.17%
- 52W posi
- 8%
Reader sentiment
Are you bullish or bearish on WLFC?
Anonymous reader poll. Unscientific, not investment advice.
✦ Quant Financial Health how this is computed
Weak
- Altman Z-Score is 0.98, below the 1.8 "distress zone" threshold.
- Most reliable for industrial/manufacturing companies; less meaningful for banks, insurers and other financials.
Revenue annual, last 8 years
Latest year +28.29% YoY
Margins
- Gross margin
- 68.27%
- Operating margin
- 37.30%
- Net margin
- 14.80%
Key ratios & quality
- PEG ratioi
- 0.06
- Altman Z-Scorei
- 0.98
PEG uses trailing P/E against the 3-year net income growth rate (175.52%/yr) since forward earnings estimates aren't available here, so this is not a "forward PEG." Altman Z-Score below ~1.8 suggests financial distress risk, above ~3.0 suggests low risk; the model is most reliable for industrial/manufacturing companies and less meaningful for banks and other financial firms.
Income statement
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 348.35M | 409.16M | 288.69M | 274.20M | 311.93M | 418.56M | 569.22M | 730.24M |
| Gross profit | 210.51M | 260.28M | 177.39M | 168.77M | 202.83M | 291.26M | 429.44M | 498.50M |
| Selling & admin expenses | 72.02M | 86.52M | 67.91M | 75.35M | 92.53M | 115.74M | 146.76M | 194.74M |
| Research & development | -- | -- | -- | -- | -- | -- | -- | -- |
| Operating profit | 127.35M | 165.63M | 102.95M | 84.04M | 95.89M | 147.42M | 260.39M | 272.38M |
| Pretax profit | 56.27M | 88.88M | 17.34M | 9.14M | 9.79M | 67.13M | 152.65M | 160.61M |
| Tax | 13.04M | 21.96M | 7.59M | 5.79M | 4.35M | 23.35M | 44.03M | 46.85M |
| Net profit | 43.23M | 66.92M | 9.75M | 3.35M | 5.44M | 43.78M | 108.61M | 113.76M |
| Basic EPS | 2 | 4 | 0 | 0 | 0 | 2 | 5 | 5 |
| Diluted EPS | 2.20 | 3.50 | 0.35 | 0.00 | 0.11 | 2.08 | 5.11 | 5.13 |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Revenue | 157.73M | 195.50M | 183.39M | 193.62M | 194.35M | 194.02M |
| Gross profit | 112.06M | 131.23M | 142.91M | 112.31M | 140.89M | 139.50M |
| Selling & admin expenses | 47.72M | 50.43M | 49.19M | 47.40M | 56.60M | 55.56M |
| Research & development | -- | -- | -- | -- | -- | -- |
| Operating profit | 58.11M | 73.29M | 85.37M | 55.62M | 74.60M | 74.00M |
| Pretax profit | 25.25M | 74.30M | 43.22M | 17.84M | 36.84M | 38.15M |
| Tax | 8.39M | 13.92M | 18.89M | 5.65M | 11.76M | 7.83M |
| Net profit | 16.87M | 60.38M | 24.32M | 12.19M | 25.08M | 30.32M |
| Basic EPS | 1 | 3 | 1 | 1 | 1 | 1 |
| Diluted EPS | 0.78 | 2.81 | 1.08 | 0.51 | 1.16 | 1.31 |
Balance sheet
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Total current assets | 155.12M | 167.75M | 328.19M | 308.63M | 259.26M | 360.89M | 438.84M | 799.69M |
| Cash & ST investments | 11.69M | 6.72M | 42.54M | 14.33M | 12.15M | 7.07M | 9.11M | 16.44M |
| Inventory | 48.87M | 41.76M | 59.43M | 50.96M | 38.58M | 40.95M | 72.15M | 56.58M |
| Total assets | 1.93B | 1.94B | 2.36B | 2.46B | 2.58B | 2.65B | 3.30B | 3.94B |
| Total current liabilities | 48.40M | 51.77M | 38.61M | 37.32M | 60.90M | 96.47M | 113.89M | 141.06M |
| Short-term debt | -- | -- | -- | -- | -- | -- | -- | -- |
| Long-term debt | 1.34B | 1.25B | 1.69B | 1.79B | 1.85B | 1.80B | 2.26B | 2.70B |
| Total liabilities | 1,648,156,000.00 | 1,590,270,000.00 | 2,000,933,000.00 | 2,087,042,000.00 | 2,170,529,000.00 | 2,213,381,000.00 | 2,747,858,000.00 | 3,274,178,000.00 |
| Total equity | 286.79M | 350.34M | 364.02M | 375.89M | 404.69M | 438.96M | 549.34M | 662.14M |
| Retained earnings | 286.62M | 348.97M | 355.37M | 355.39M | 357.49M | 397.78M | 491.44M | 590.79M |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Total current assets | 456.32M | 1.07B | 435.14M | 799.69M | 396.33M | 434.46M |
| Cash & ST investments | 32.36M | 37.27M | 12.89M | 16.44M | 24.55M | 10.73M |
| Inventory | 67.32M | 63.61M | 53.71M | 56.58M | 56.32M | 51.40M |
| Total assets | 3.27B | 3.95B | 3.42B | 3.94B | 3.51B | 3.65B |
| Total current liabilities | 94.52M | 123.55M | 116.03M | 141.06M | 105.56M | 139.83M |
| Short-term debt | -- | -- | -- | -- | -- | -- |
| Long-term debt | 2.23B | 2.80B | 2.24B | 2.70B | 2.25B | 2.32B |
| Total liabilities | 2,709,145,000.00 | 3,328,508,000.00 | 2,771,143,000.00 | 3,274,178,000.00 | 2,811,811,000.00 | 2,942,840,000.00 |
| Total equity | 565.49M | 617.94M | 650.20M | 662.14M | 694.37M | 710.34M |
| Retained earnings | 505.08M | 562.12M | 583.09M | 590.79M | 611.33M | 637.03M |
Cash flow
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | 188.69M | 230.32M | 93.44M | 90.66M | 144.42M | 229.74M | 284.41M | 283.24M |
| Depreciation & amortization | 76.81M | 86.24M | 94.54M | 90.50M | 88.26M | 90.93M | 95.21M | 113.05M |
| Free cash flow | -256.22M | -65.40M | -318.78M | -117.29M | -148.60M | 60.96M | -561.70M | -272.43M |
| Dividends paid | -3.35M | -3.25M | -3.26M | -3.25M | -3.27M | -3.24M | -14.18M | -14.43M |
| Stock buybacks / issuance | -17.42M | -5.04M | -2.67M | -15.06M | -8.90M | -5.79M | -8.24M | -23.08M |
| Ending cash balance | 81.95M | 63.67M | 78.93M | 95.64M | 89.02M | 168.03M | 132.50M | 546.94M |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Operating cash flow | 41.01M | 104.18M | 63.88M | 74.16M | 56.68M | 77.52M |
| Depreciation & amortization | 25.94M | 28.13M | 28.66M | 30.32M | 30.18M | 29.07M |
| Free cash flow | 4.21M | -31.08M | -97.86M | -147.70M | -4.02M | -270.01M |
| Dividends paid | -3.47M | -3.26M | -3.28M | -4.43M | -4.48M | -4.38M |
| Stock buybacks / issuance | 0 | -18.71M | -20.00K | -4.34M | -2.88M | -25.03M |
| Ending cash balance | 149.09M | 782.54M | 170.97M | 546.94M | 220.58M | 172.22M |
Returns & efficiency
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| ROE %i | 14.62 | 19.96 | 1.79 | 0.00 | 0.54 | 9.57 | 21.12 | 17.84 |
| ROA %i | 2.26 | 3.28 | 0.30 | 0.00 | 0.08 | 1.54 | 3.51 | 2.99 |
| ROIC %i | 6.01 | 7.07 | 2.86 | 2.35 | 2.34 | 4.08 | 7.08 | 6.53 |
| 5-year avg ROE %i | 10.86 | 14.18 | 13.93 | 12.58 | 7.38 | 6.37 | 6.61 | 9.82 |
| EBIT margin %i | 34.59 | 38.07 | 27.84 | 28.13 | 24.54 | 34.86 | 45.22 | 40.08 |
| FCF / sales %i | -- | -- | -- | -- | -- | 14.56 | -- | -- |
| Current ratioi | 3.21 | 3.24 | 8.50 | 8.27 | 4.26 | 3.74 | 3.85 | 5.67 |
| Quick ratioi | 0.73 | 1.33 | 5.94 | 4.54 | 2.31 | 1.64 | 2.03 | 1.36 |
| Debt / assetsi | 69.12 | 64.46 | 71.62 | 72.69 | 71.73 | 67.97 | 68.68 | 68.60 |
| LT debt / equityi | 466.32 | 357.09 | 465.30 | 476.28 | 456.47 | 410.71 | 412.23 | 407.82 |
| Interest coveragei | 1.88 | 2.33 | 1.28 | 1.13 | 1.15 | 1.85 | 2.46 | 2.22 |
| Revenue CAGR (3Y) %i | 20.71 | 25.44 | 1.65 | -7.67 | -8.65 | 13.18 | 27.57 | 32.78 |
| Net income CAGR (3Y) %i | 88.45 | 68.18 | -46.07 | -57.36 | -56.68 | 64.99 | 218.80 | 175.52 |
| FCF CAGR (3Y) %i | -- | -- | -- | -- | -- | -- | -- | -- |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| ROE %i | 19.45 | 21.11 | 20.02 | 17.84 | 18.45 | 12.97 |
| ROA %i | 3.36 | 3.41 | 3.62 | 2.99 | 3.43 | 2.26 |
| ROIC %i | 7.22 | 7.12 | 7.72 | 6.53 | 7.32 | 5.37 |
| 5-year avg ROE %i | -- | -- | -- | -- | -- | -- |
| EBIT margin %i | 43.08 | 44.04 | 43.86 | 40.08 | 39.75 | 34.59 |
| FCF / sales %i | -- | -- | -- | -- | -- | -- |
| Current ratioi | 4.83 | 8.65 | 3.75 | 5.67 | 3.75 | 3.11 |
| Quick ratioi | 2.68 | 2.00 | 1.72 | 1.36 | 1.22 | 1.03 |
| Debt / assetsi | 68.15 | 70.97 | 65.46 | 68.60 | 64.28 | 63.53 |
| LT debt / equityi | 394.63 | 453.22 | 344.42 | 407.82 | 324.57 | 327.54 |
| Interest coveragei | 2.30 | 2.34 | 2.34 | 2.22 | 2.30 | 2.06 |
| Revenue CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
| Net income CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
| FCF CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
✦ Quant Revenue Concentration how this is computed
Single-engine
- Leasing and Related Operations is the largest reported line at 94.53% of revenue, across 3 reported segments.
- The next-largest line, Spare Parts Sales, is a distant second at 9.67% - a sharp slowdown here would have little to offset it.
Revenue breakdown most recent period
Business
Leasing and Related Operations94.53%
Spare Parts Sales9.67%
Quote time 2026-10-08 07:00:15 · For reference only, not investment advice and not tailored to your situation.