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US · XYZ #494 by market cap Listed 2015
76.07 -0.47 -0.61%
Live - 5344 symbols - heartbeat 137s ago · 2026-10-08 06:46
Pre-market 74.68 -1.82%
After-hours 75.85 -0.29%
Overnight 75.37 -0.92%
Market cap
45.70B
P/B
2.07
EPS
2.10
Reader sentiment Are you bullish or bearish on XYZ?

Anonymous reader poll. Unscientific, not investment advice.

✦ Quant Financial Health how this is computed

Fair
  • Altman Z-Score is 2.95, in the 1.8-3.0 "grey zone".
  • Most reliable for industrial/manufacturing companies; less meaningful for banks, insurers and other financials.

Revenue annual, last 8 years

Latest year +0.30% YoY

Margins

Gross margin
42.82%
Operating margin
12.59%
Net margin
5.40%

Key ratios & quality

Altman Z-Score below ~1.8 suggests financial distress risk, above ~3.0 suggests low risk; the model is most reliable for industrial/manufacturing companies and less meaningful for banks and other financial firms.

Income statement

Line item 2018 2019 2020 2021 2022 2023 2024 2025
Revenue 3.30B4.71B9.50B17.66B17.53B21.92B24.12B24.19B
Gross profit 1.30B1.89B2.73B4.42B5.99B7.50B8.89B10.36B
Selling & admin expenses 750.40M1.06B1.69B2.60B3.74B4.23B4.13B4.27B
Research & development 497.48M674.17M885.68M1.38B2.14B2.72B2.91B2.91B
Operating profit 51.46M153.52M158.86M420.23M-27.28M381.82M1.69B3.05B
Pretax profit -36.13M378.21M215.97M157.46M-565.32M-29.14M1.36B1.69B
Tax 2.33M2.77M2.86M-1.36M-12.31M-8.02M-1.51B385.70M
Net profit -38.45M375.45M213.11M158.83M-553.01M-21.12M2.87B1.30B
Basic EPS 0100-1052
Diluted EPS -0.090.810.440.33-0.930.024.562.10

Balance sheet

Line item 2018 2019 2020 2021 2022 2023 2024 2025
Total current assets 2.11B3.22B7.76B11.62B15.62B17.82B19.88B22.86B
Cash & ST investments 1.46B2.22B5.89B8.14B8.81B9.42B12.75B11.96B
Inventory 28.63M47.68M61.13M77.06M97.70M110.10M104.99M158.32M
Total assets 3.28B4.55B9.87B15.03B31.36B33.03B36.78B39.55B
Total current liabilities 1.02B1.69B4.13B6.54B8.43B8.88B8.55B10.38B
Short-term debt --27.28M516.84M562.02M988.45M806.76M1.24B2.10B
Long-term debt 899.70M938.83M2.59B4.56B4.99B4.97B6.40B6.61B
Total liabilities 2,160,522,000.002,836,208,000.007,187,981,000.0011,712,771,000.0014,112,985,000.0014,338,472,000.0015,542,633,000.0017,380,005,000.00
Total equity 1.12B1.72B2.68B3.31B17.25B18.69B21.23B22.17B
Retained earnings -885.77M-510.33M-297.22M-27.97M-568.71M-528.43M2.37B3.67B

Cash flow

Line item 2018 2019 2020 2021 2022 2023 2024 2025
Operating cash flow 295.08M327.63M173.11M847.83M175.90M100.96M1.71B2.58B
Depreciation & amortization 60.96M75.60M84.21M134.76M340.52M408.56M376.13M369.53M
Free cash flow 232.29M265.13M-15.29M543.51M5.09M-50.19M1.55B2.42B
Dividends paid ----------------
Stock buybacks / issuance ------00-156.81M-1.17B-2.33B
Ending cash balance 632.85M1.54B4.79B6.98B8.44B9.01B13.23B12.48B

Returns & efficiency

Line item 2018 2019 2020 2021 2022 2023 2024 2025
ROE % -4.0326.489.695.59-5.280.0514.506.01
ROA % -1.419.592.961.40-2.390.038.183.42
ROIC % -2.3215.066.012.55-3.120.0410.744.33
5-year avg ROE % ---35.47-1.755.706.497.314.914.17
EBIT margin % 1.563.262.871.08-3.021.746.9912.59
FCF / sales % 7.048.552.563.080.03--6.4410.02
Current ratio 2.071.901.881.781.852.012.332.20
Quick ratio 1.951.811.831.571.681.872.162.01
Debt / assets 31.9623.6235.4036.7120.1918.3821.5322.67
LT debt / equity 93.5961.09111.00151.3731.0328.1631.4130.94
Interest coverage ----4.795.75-14.60------
Revenue CAGR (3Y) % 37.5640.2562.4874.9554.9432.1410.9511.33
Net income CAGR (3Y) % -----------64.21159.24--
FCF CAGR (3Y) % ------32.76-73.23--41.91681.09

✦ Quant Revenue Concentration how this is computed

Lead segment, long tail
  • Cash App is the largest reported line at 60.76% of revenue, across 3 reported segments.
  • Square follows at 37.83%, so the top line still matters most but isn’t the whole story.

Revenue breakdown most recent period

Business

Cash App60.76%
Square37.83%
Corporate and Other1.41%

Quote time 2026-10-08 06:46:16 · For reference only, not investment advice and not tailored to your situation.