Dream Finders Homes
DFH
9.50
-0.24
-2.46%
Dream Finders Homes
US · DFH
#3353 by market cap
Listed 2021
9.50
-0.24
-2.46%
Live - 5344 symbols - heartbeat 517s ago
· 2026-10-08 08:10
Pre-market
9.25
-2.63%
After-hours
9.50
0.00%
- Market cap
- 860.08M
- P/E (TTM)i
- 6.74
- P/Bi
- 0.60
- EPSi
- 2.14
- Div yieldi
- 0.00%
- 52W posi
- 2%
Reader sentiment
Are you bullish or bearish on DFH?
Anonymous reader poll. Unscientific, not investment advice.
✦ Quant Financial Health how this is computed
Fair
- Altman Z-Score is 2.41, in the 1.8-3.0 "grey zone".
- Most reliable for industrial/manufacturing companies; less meaningful for banks, insurers and other financials.
Revenue annual, last 8 years
Latest year -2.85% YoY
Margins
- Gross margin
- 17.46%
- Operating margin
- 6.24%
- Net margin
- 4.71%
Key ratios & quality
- Enterprise valuei
- 2.23B
- Altman Z-Scorei
- 2.41
Altman Z-Score below ~1.8 suggests financial distress risk, above ~3.0 suggests low risk; the model is most reliable for industrial/manufacturing companies and less meaningful for banks and other financial firms.
Income statement
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 522.26M | 744.29M | 1.13B | 1.92B | 3.34B | 3.75B | 4.45B | 4.32B |
| Gross profit | 67.86M | 102.95M | 170.88M | 313.58M | 615.22M | 730.77M | 827.93M | 754.77M |
| Selling & admin expenses | 43.55M | 63.57M | 90.36M | 154.41M | 266.07M | 302.79M | 395.10M | 485.21M |
| Research & development | -- | -- | -- | -- | -- | -- | -- | -- |
| Operating profit | 24.31M | 39.38M | 80.52M | 159.17M | 349.16M | 427.98M | 432.83M | 269.55M |
| Pretax profit | 23.26M | 44.90M | 84.51M | 162.05M | 356.16M | 404.43M | 437.85M | 284.10M |
| Tax | -- | 0 | 0 | 27.46M | 81.86M | 96.48M | 97.27M | 66.70M |
| Net profit | 23.26M | 44.90M | 84.51M | 134.59M | 274.30M | 307.94M | 340.58M | 217.40M |
| Basic EPS | 169 | 396 | 1 | 1 | 3 | 3 | 3 | 2 |
| Diluted EPS | 167.48 | 392.54 | 0.87 | 1.27 | 2.45 | 2.79 | 3.34 | 2.14 |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Revenue | 989.87M | 1.15B | 969.80M | 1.21B | 887.84M | 1.06B |
| Gross profit | 193.47M | 192.58M | 168.79M | 199.93M | 129.49M | 154.40M |
| Selling & admin expenses | 116.69M | 134.70M | 109.51M | 124.31M | 110.90M | 128.44M |
| Research & development | -- | -- | -- | -- | -- | -- |
| Operating profit | 76.78M | 57.88M | 59.28M | 75.62M | 18.58M | 25.96M |
| Pretax profit | 71.17M | 74.06M | 60.75M | 78.12M | 18.81M | 36.85M |
| Tax | 16.16M | 17.53M | 13.69M | 19.32M | 5.25M | 9.00M |
| Net profit | 55.01M | 56.54M | 47.06M | 58.80M | 13.56M | 27.84M |
| Basic EPS | 1 | 1 | 0 | 1 | 0 | 0 |
| Diluted EPS | 0.54 | 0.56 | 0.47 | 0.58 | 0.11 | 0.27 |
Balance sheet
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Total current assets | 330.36M | 432.80M | 594.51M | 1.38B | 1.82B | 2.02B | 2.39B | 2.55B |
| Cash & ST investments | 19.81M | 44.01M | 43.66M | 227.23M | 364.53M | 494.15M | 274.38M | 234.77M |
| Inventory | 293.72M | 364.07M | 484.37M | 1.07B | 1.38B | 1.44B | 1.72B | 2.03B |
| Total assets | 375.45M | 514.92M | 733.68M | 1.89B | 2.37B | 2.56B | 3.33B | 3.73B |
| Total current liabilities | 255.16M | 318.03M | 454.09M | 1.19B | 1.43B | 1.04B | 1.55B | 1.53B |
| Short-term debt | 163.21M | 217.67M | 289.88M | 763.29M | 966.25M | 530.38M | 991.00M | 1.02B |
| Long-term debt | 12.66M | 14.35M | 29.65M | -- | -- | 293.92M | 295.05M | 591.06M |
| Total liabilities | 297,546,625.00 | 369,676,449.00 | 521,657,027.00 | 1,337,865,000.00 | 1,570,444,000.00 | 1,476,289,000.00 | 1,908,291,000.00 | 2,123,373,000.00 |
| Total equity | 77.90M | 145.24M | 212.02M | 556.38M | 800.69M | 1.09B | 1.42B | 1.60B |
| Retained earnings | -- | -- | 0 | 118.19M | 365.99M | 648.41M | 970.25M | 1.17B |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Total current assets | 2.42B | 2.45B | 2.60B | 2.55B | 2.80B | 2.81B |
| Cash & ST investments | 297.47M | 210.32M | 251.04M | 234.77M | 435.38M | 203.49M |
| Inventory | 1.85B | 1.99B | 2.15B | 2.03B | 2.14B | 2.33B |
| Total assets | 3.49B | 3.65B | 3.84B | 3.73B | 3.97B | 3.96B |
| Total current liabilities | 1.63B | 1.83B | 1.68B | 1.53B | 1.79B | 1.76B |
| Short-term debt | 1.18B | 1.28B | 1.18B | 1.02B | 1.30B | 1.22B |
| Long-term debt | 295.39M | 295.71M | 590.52M | 591.06M | 591.69M | 592.34M |
| Total liabilities | 2,016,624,000.00 | 2,136,329,000.00 | 2,282,516,000.00 | 2,123,373,000.00 | 2,378,051,000.00 | 2,347,804,000.00 |
| Total equity | 1.47B | 1.51B | 1.55B | 1.60B | 1.59B | 1.61B |
| Retained earnings | 1.02B | 1.07B | 1.12B | 1.17B | 1.18B | 1.21B |
Cash flow
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | -2.51M | 30.43M | 96.91M | 64.97M | -27.62M | 374.23M | -256.65M | -100.57M |
| Depreciation & amortization | 3.95M | 6.02M | 7.85M | 9.85M | 17.09M | 17.90M | 17.22M | 29.16M |
| Free cash flow | -12.67M | 27.54M | 93.99M | 62.20M | -33.17M | 369.45M | -281.99M | -126.37M |
| Dividends paid | -11.71M | -8.30M | -17.26M | -46.61M | -13.69M | -13.24M | -13.50M | -13.50M |
| Stock buybacks / issuance | -- | 0 | 0 | 143.63M | 0 | -322.00K | -20.29M | -49.58M |
| Ending cash balance | 36.63M | 75.32M | 93.37M | 281.32M | 395.13M | 548.46M | 339.83M | 284.39M |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Operating cash flow | -44.71M | -68.49M | -130.98M | 143.61M | -49.55M | -101.52M |
| Depreciation & amortization | 7.29M | 7.63M | 6.52M | 7.72M | 8.32M | 8.99M |
| Free cash flow | -47.88M | -78.79M | -135.73M | 136.03M | -54.81M | -107.24M |
| Dividends paid | -3.38M | -3.38M | -3.38M | -3.38M | -3.38M | -3.38M |
| Stock buybacks / issuance | -13.81M | -17.09M | -9.67M | -9.01M | -23.62M | -14.88M |
| Ending cash balance | 348.10M | 258.40M | 290.18M | 284.39M | 479.01M | 253.77M |
Returns & efficiency
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| ROE %i | 50.53 | 55.30 | 98.65 | 48.88 | 49.13 | 36.29 | 29.67 | 15.26 |
| ROA %i | 4.45 | 5.57 | 12.67 | 8.94 | 11.62 | 11.45 | 10.93 | 5.77 |
| ROIC %i | 7.65 | 9.42 | 21.48 | 14.77 | 17.81 | 16.65 | 14.90 | 7.30 |
| 5-year avg ROE %i | -- | -- | -- | -- | 64.29 | 61.44 | 49.88 | 35.44 |
| EBIT margin %i | 4.58 | 6.06 | 7.53 | 8.46 | 10.66 | 11.42 | 9.72 | 6.24 |
| FCF / sales %i | -- | 2.81 | 8.15 | 3.24 | -- | 9.86 | -- | -- |
| Current ratioi | 1.36 | 1.36 | 1.31 | 1.16 | 1.27 | 1.93 | 1.55 | 1.67 |
| Quick ratioi | 0.08 | 0.14 | 0.13 | 0.22 | 0.29 | 0.50 | 0.20 | 0.18 |
| Debt / assetsi | 51.16 | 48.08 | 45.56 | 41.34 | 41.79 | 32.99 | 38.64 | 43.09 |
| LT debt / equityi | 87.17 | 52.97 | 35.69 | 5.26 | 3.90 | 34.07 | 23.70 | 41.49 |
| Interest coveragei | 35.10 | 203.75 | 98.05 | 242.08 | 11,130.88 | -- | -- | -- |
| Revenue CAGR (3Y) %i | -- | -- | -- | 54.44 | 64.98 | 48.97 | 32.25 | 8.95 |
| Net income CAGR (3Y) %i | -- | -- | -- | 91.88 | 88.46 | 55.24 | 39.94 | -6.10 |
| FCF CAGR (3Y) %i | -- | -- | -- | -- | -- | 57.82 | -- | -- |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| ROE %i | 28.51 | 25.02 | 22.04 | 15.26 | 11.97 | 9.63 |
| ROA %i | 10.39 | 8.98 | 7.66 | 5.77 | 4.34 | 3.50 |
| ROIC %i | 13.47 | 11.53 | 9.57 | 7.30 | 5.32 | 4.32 |
| 5-year avg ROE %i | -- | -- | -- | -- | -- | -- |
| EBIT margin %i | 9.59 | 8.41 | 7.70 | 6.24 | 5.01 | 4.34 |
| FCF / sales %i | -- | -- | 0.86 | -- | -- | -- |
| Current ratioi | 1.49 | 1.34 | 1.55 | 1.67 | 1.57 | 1.60 |
| Quick ratioi | 0.20 | 0.14 | 0.18 | 0.18 | 0.26 | 0.13 |
| Debt / assetsi | 42.96 | 43.30 | 46.05 | 43.09 | 47.55 | 45.89 |
| LT debt / equityi | 24.57 | 22.17 | 43.00 | 41.49 | 41.82 | 41.37 |
| Interest coveragei | -- | -- | -- | -- | -- | -- |
| Revenue CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
| Net income CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
| FCF CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
✦ Quant Revenue Concentration how this is computed
Diversified
- Southeast is the largest reported line at 36.52% of revenue, across 4 reported segments.
- No single line clears half of revenue; Midwest is next at 33.39%, spreading the business across more than one real driver.
Revenue breakdown most recent period
Business
Southeast36.52%
Midwest33.39%
Mid-Atlantic24.79%
Financial services5.29%
Quote time 2026-10-08 08:10:16 · For reference only, not investment advice and not tailored to your situation.