Shift4 Payments
FOUR
38.99
+0.49
+1.27%
Shift4 Payments
US · FOUR
#2503 by market cap
Listed 2020
38.99
+0.49
+1.27%
Live - 5344 symbols - heartbeat 76s ago
· 2026-10-08 07:56
Pre-market
38.46
-1.36%
After-hours
38.62
-0.95%
Overnight
38.82
-0.44%
- Market cap
- 3.08B
- P/E (TTM)i
- 60.92
- P/Bi
- 1.90
- EPSi
- 1.08
- Div yieldi
- 0.00%
- 52W posi
- 10%
Reader sentiment
Are you bullish or bearish on FOUR?
Anonymous reader poll. Unscientific, not investment advice.
✦ Quant Financial Health how this is computed
Weak
- Altman Z-Score is 0.93, below the 1.8 "distress zone" threshold.
- Most reliable for industrial/manufacturing companies; less meaningful for banks, insurers and other financials.
Revenue annual, last 8 years
Latest year +25.49% YoY
Margins
- Gross margin
- 34.16%
- Operating margin
- 8.06%
- Net margin
- 1.89%
Key ratios & quality
- Enterprise valuei
- 6.68B
- PEG ratioi
- 3.67
- Altman Z-Scorei
- 0.93
PEG uses trailing P/E against the 3-year net income growth rate (16.58%/yr) since forward earnings estimates aren't available here, so this is not a "forward PEG." Altman Z-Score below ~1.8 suggests financial distress risk, above ~3.0 suggests low risk; the model is most reliable for industrial/manufacturing companies and less meaningful for banks and other financial firms.
Income statement
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 560.60M | 731.40M | 766.90M | 1.37B | 1.99B | 2.57B | 3.33B | 4.18B |
| Gross profit | 140.70M | 173.40M | 177.80M | 278.40M | 470.20M | 688.00M | 973.00M | 1.43B |
| Selling & admin expenses | 93.30M | 133.80M | 202.00M | 265.20M | 315.60M | 377.00M | 522.00M | 801.00M |
| Research & development | -- | -- | -- | -- | -- | -- | -- | -- |
| Operating profit | 7.00M | -600.00K | -63.70M | -49.00M | 58.10M | 157.00M | 251.00M | 337.00M |
| Pretax profit | -59.50M | -54.90M | -113.80M | -77.10M | 86.90M | 120.00M | -1.00M | 195.00M |
| Tax | -4.10M | 1.70M | -2.40M | -3.10M | 200.00K | -3.00M | -296.00M | 48.00M |
| Net profit | -55.40M | -56.60M | -111.40M | -74.00M | 86.70M | 123.00M | 295.00M | 147.00M |
| Basic EPS | -1 | -1 | 0 | -1 | 1 | 1 | 3 | 1 |
| Diluted EPS | -1.42 | -1.45 | -0.43 | -0.89 | 1.05 | 1.43 | 3.03 | 1.08 |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Revenue | 848.00M | 966.00M | 1.18B | 1.19B | 1.12B | 1.30B |
| Gross profit | 257.00M | 292.00M | 429.00M | 449.50M | 392.00M | 446.00M |
| Selling & admin expenses | 179.00M | 153.00M | 231.40M | 237.60M | 248.00M | 257.00M |
| Research & development | -- | -- | -- | -- | -- | -- |
| Operating profit | 22.00M | 82.00M | 111.80M | 121.30M | 50.00M | 95.00M |
| Pretax profit | 11.00M | 56.00M | 60.50M | 67.40M | -12.00M | 37.00M |
| Tax | -9.00M | 15.00M | 27.10M | 14.40M | -24.00M | 13.00M |
| Net profit | 20.00M | 41.00M | 33.40M | 53.00M | 12.00M | 24.00M |
| Basic EPS | 0 | 0 | 0 | 0 | 0 | 0 |
| Diluted EPS | 0.20 | 0.32 | 0.17 | 0.37 | -0.01 | 0.08 |
Balance sheet
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Total current assets | 70.20M | 106.40M | 1.03B | 1.45B | 991.70M | 1.15B | 1.91B | 2.18B |
| Cash & ST investments | 4.80M | 3.70M | 927.80M | 1.23B | 702.50M | 455.00M | 1.21B | 964.00M |
| Inventory | 5.10M | 8.50M | 1.50M | 3.50M | 4.80M | 3.40M | -- | -- |
| Total assets | 738.70M | 784.00M | 1.78B | 2.34B | 2.55B | 3.39B | 5.04B | 8.71B |
| Total current liabilities | 97.80M | 129.90M | 99.40M | 183.80M | 268.30M | 704.40M | 1.38B | 1.31B |
| Short-term debt | 4.80M | 5.30M | 900.00K | 4.80M | 5.30M | 7.80M | 698.00M | 27.00M |
| Long-term debt | 548.70M | 635.10M | 1.01B | 1.74B | 1.74B | 1.75B | 2.15B | 4.54B |
| Total liabilities | 697,300,000.00 | 816,900,000.00 | 1,109,300,000.00 | 1,942,900,000.00 | 2,073,400,000.00 | 2,519,400,000.00 | 4,023,000,000.00 | 6,756,000,000.00 |
| Total equity | 41.40M | -32.90M | 670.00M | 399.70M | 480.60M | 868.40M | 1.02B | 1.96B |
| Retained earnings | -113.30M | -182.40M | -278.70M | -325.30M | -363.60M | -346.70M | -228.00M | -467.00M |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Total current assets | 1.84B | 3.78B | 2.70B | 2.18B | 2.06B | 2.07B |
| Cash & ST investments | 1.17B | 3.03B | 1.51B | 964.00M | 473.00M | 356.00M |
| Inventory | -- | -- | -- | -- | -- | -- |
| Total assets | 5.00B | 6.99B | 8.99B | 8.71B | 8.76B | 8.70B |
| Total current liabilities | 1.36B | 1.49B | 1.96B | 1.31B | 1.69B | 1.71B |
| Short-term debt | 698.70M | 699.40M | 717.40M | 27.00M | 28.00M | 27.00M |
| Long-term debt | 2.16B | 3.04B | 4.02B | 4.54B | 4.51B | 4.50B |
| Total liabilities | 3,987,700,000.00 | 5,000,000,000.00 | 6,785,800,000.00 | 6,756,000,000.00 | 6,977,000,000.00 | 6,958,000,000.00 |
| Total equity | 1.02B | 1.99B | 2.20B | 1.96B | 1.78B | 1.74B |
| Retained earnings | -259.60M | -296.40M | -283.40M | -467.00M | -644.00M | -648.00M |
Cash flow
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | 25.50M | 8.00M | 4.00M | 3.00M | 275.40M | 346.00M | 500.00M | 634.00M |
| Depreciation & amortization | 70.80M | 62.60M | 84.20M | 104.40M | 149.10M | 215.00M | 297.00M | 432.00M |
| Free cash flow | 16.20M | -11.90M | -28.90M | -82.50M | -104.60M | 199.00M | 311.00M | 373.00M |
| Dividends paid | -200.00K | -200.00K | -500.00K | -- | -- | 0 | 0 | -30.00M |
| Stock buybacks / issuance | 0 | 0 | 566.30M | -19.50M | -185.90M | -105.00M | -146.00M | -365.00M |
| Ending cash balance | 4.80M | 3.70M | 927.80M | 1.23B | 776.50M | 722.00M | 1.44B | 1.19B |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Operating cash flow | 96.00M | 142.00M | 172.30M | 223.70M | 134.00M | 63.00M |
| Depreciation & amortization | 85.00M | 88.00M | 125.70M | 133.30M | 135.00M | 139.00M |
| Free cash flow | 45.00M | 93.00M | 86.70M | 148.30M | 63.00M | -9.00M |
| Dividends paid | 0 | 0 | -14.50M | -15.50M | -15.00M | -16.00M |
| Stock buybacks / issuance | -63.00M | -85.00M | 87.60M | -304.60M | -295.00M | -26.00M |
| Ending cash balance | 1.38B | 3.25B | 1.71B | 1.19B | 923.00M | 761.00M |
Returns & efficiency
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| ROE %i | -133.82 | -502.40 | -9.01 | -13.35 | 24.22 | 17.23 | 31.45 | 12.39 |
| ROA %i | -7.50 | -4.11 | -1.51 | -2.37 | 3.07 | 2.90 | 5.45 | 1.15 |
| ROIC %i | -1.96 | 1.03 | 1.92 | -1.26 | 4.67 | 3.80 | 8.19 | 4.05 |
| 5-year avg ROE %i | -- | -- | -- | -- | -292.72 | -262.52 | 10.13 | 14.43 |
| EBIT margin %i | -2.23 | -0.70 | -9.60 | -3.59 | 5.99 | 5.91 | 1.81 | 9.21 |
| FCF / sales %i | 2.89 | 0.93 | -- | -- | -- | 9.40 | 9.33 | 8.92 |
| Current ratioi | 0.72 | 0.82 | 10.40 | 7.91 | 3.70 | 1.64 | 1.39 | 1.66 |
| Quick ratioi | 0.62 | 0.69 | 10.28 | 7.83 | 3.35 | 1.01 | 1.13 | 1.30 |
| Debt / assetsi | 74.93 | 81.68 | 56.56 | 75.18 | 69.12 | 52.45 | 57.15 | 52.98 |
| LT debt / equityi | 1,325.36 | -- | 218.76 | 643.84 | 506.77 | 270.78 | 270.51 | 978.46 |
| Interest coveragei | -0.27 | -0.10 | -1.83 | -1.75 | 3.67 | 4.72 | 0.97 | 2.03 |
| Revenue CAGR (3Y) %i | -- | -- | -- | 34.61 | 39.69 | 49.55 | 34.55 | 27.99 |
| Net income CAGR (3Y) %i | -- | -- | -- | -- | -- | -- | -- | 16.58 |
| FCF CAGR (3Y) %i | -- | -- | -- | -- | -- | -- | -- | -- |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| ROE %i | 30.51 | 31.98 | 22.57 | 12.39 | 4.96 | 3.93 |
| ROA %i | 5.37 | 4.02 | 2.42 | 1.15 | 0.89 | 0.56 |
| ROIC %i | 8.36 | 7.41 | 5.60 | 4.05 | 4.08 | 4.11 |
| 5-year avg ROE %i | -- | -- | -- | -- | -- | -- |
| EBIT margin %i | 1.79 | 2.67 | 10.51 | 9.21 | 8.94 | 8.47 |
| FCF / sales %i | 8.11 | 8.43 | 7.72 | 8.92 | 8.78 | 6.04 |
| Current ratioi | 1.36 | 2.53 | 1.38 | 1.66 | 1.22 | 1.21 |
| Quick ratioi | 1.10 | 2.28 | 1.17 | 1.30 | 0.69 | 0.68 |
| Debt / assetsi | 57.60 | 53.91 | 53.26 | 52.98 | 52.32 | 52.50 |
| LT debt / equityi | 271.15 | 495.91 | 584.49 | 978.46 | 275.50 | 280.59 |
| Interest coveragei | 0.76 | 0.85 | 2.61 | 2.03 | 1.76 | 1.61 |
| Revenue CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
| Net income CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
| FCF CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
Revenue breakdown most recent period
Business
Single segment100.00%
Quote time 2026-10-08 07:56:45 · For reference only, not investment advice and not tailored to your situation.