Jumia Technologies
JMIA
6.71
-0.03
-0.45%
Jumia Technologies
US · JMIA
#3314 by market cap
Listed 2019
6.71
-0.03
-0.45%
Live - 5344 symbols - heartbeat 267s ago
· 2026-10-08 10:00
Pre-market
6.67
-1.04%
After-hours
6.80
+0.82%
Overnight
6.74
0.00%
- Market cap
- 896.63M
- P/E (TTM)i
- -14.59
- P/Bi
- 958.57
- EPSi
- -0.50
- Div yieldi
- 0.00%
- 52W posi
- 11%
Reader sentiment
Are you bullish or bearish on JMIA?
Anonymous reader poll. Unscientific, not investment advice.
✦ Quant Financial Health how this is computed
Weak
- Altman Z-Score is -18.39, below the 1.8 "distress zone" threshold.
- Most reliable for industrial/manufacturing companies; less meaningful for banks, insurers and other financials.
Revenue annual, last 8 years
Latest year +12.80% YoY
Margins
- Gross margin
- 53.87%
- Operating margin
- -32.79%
- Net margin
- -32.58%
Key ratios & quality
- Altman Z-Scorei
- -18.39
Altman Z-Score below ~1.8 suggests financial distress risk, above ~3.0 suggests low risk; the model is most reliable for industrial/manufacturing companies and less meaningful for banks and other financial firms.
Income statement
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 147.63M | 179.54M | 159.37M | 167.62M | 203.30M | 186.40M | 167.49M | 188.93M |
| Gross profit | 50.57M | 84.95M | 107.85M | 101.47M | 118.17M | 107.10M | 99.53M | 101.78M |
| Selling & admin expenses | 138.77M | 279.46M | 215.61M | 259.65M | 229.93M | 132.74M | 119.65M | 119.94M |
| Research & development | 25.66M | 30.53M | 31.78M | 36.70M | 52.41M | 41.53M | 37.52M | 37.03M |
| Operating profit | -185.68M | -245.26M | -164.03M | -219.65M | -191.10M | -72.45M | -64.28M | -61.96M |
| Pretax profit | -193.88M | -253.53M | -180.73M | -207.13M | -206.16M | -98.60M | -97.56M | -60.13M |
| Tax | 1.01M | 643.00K | 2.99M | 442.00K | 6.98M | 661.00K | 1.55M | 1.41M |
| Net profit | -194.90M | -254.18M | -183.72M | -226.91M | -238.27M | -104.18M | -99.11M | -61.54M |
| Basic EPS | -3 | -4 | -2 | -2 | -2 | -1 | -1 | -1 |
| Diluted EPS | -2.54 | -3.60 | -2.28 | -2.34 | -2.38 | -1.04 | -0.90 | -0.50 |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Revenue | 36.26M | 45.64M | 45.63M | 61.39M | 50.56M | 51.99M |
| Gross profit | 19.90M | 23.94M | 23.78M | 34.16M | 29.40M | 30.73M |
| Selling & admin expenses | 20.29M | 21.11M | 22.80M | 55.73M | 23.03M | 22.34M |
| Research & development | 9.65M | 9.22M | 8.72M | 9.45M | 8.88M | 9.01M |
| Operating profit | -18.66M | -16.52M | -17.40M | -9.38M | -13.87M | -12.38M |
| Pretax profit | -16.49M | -16.27M | -17.68M | -9.69M | -17.82M | -10.85M |
| Tax | 221.00K | 321.00K | 258.00K | 615.00K | -92.00K | 886.00K |
| Net profit | -16.71M | -16.59M | -17.94M | -10.31M | -17.73M | -11.74M |
| Basic EPS | 0 | 0 | 0 | 0 | 0 | 0 |
| Diluted EPS | -0.14 | -0.14 | -0.15 | -0.08 | -0.14 | -0.09 |
Balance sheet
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Total current assets | 154.86M | 311.88M | 413.84M | 553.02M | 291.46M | 169.04M | 169.33M | 112.78M |
| Cash & ST investments | 115.12M | 260.68M | 375.15M | 512.81M | 227.43M | 120.57M | 133.95M | 77.83M |
| Inventory | 10.79M | 11.21M | 8.22M | 10.95M | 11.44M | 9.70M | 6.43M | 10.10M |
| Total assets | 162.46M | 333.29M | 436.50M | 578.11M | 330.22M | 189.94M | 192.07M | 133.55M |
| Total current liabilities | 104.99M | 120.07M | 150.33M | 154.58M | 143.17M | 117.54M | 95.72M | 99.04M |
| Short-term debt | -- | 3.43M | 3.64M | 3.91M | 5.14M | 3.72M | 3.94M | 3.79M |
| Long-term debt | -- | 6.87M | 9.75M | 8.63M | 8.71M | -- | -- | -- |
| Total liabilities | 105,435,827.04 | 128,544,000.00 | 161,601,000.00 | 165,528,000.00 | 155,972,000.00 | 121,218,000.00 | 105,786,000.00 | 107,817,000.00 |
| Total equity | 57.02M | 204.75M | 274.90M | 412.58M | 174.25M | 68.72M | 86.29M | 25.73M |
| Retained earnings | -986.10M | -1.24B | -1.57B | -1.72B | -1.96B | -2.06B | -2.17B | -2.23B |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Total current assets | 151.21M | 135.23M | 119.62M | 112.78M | 93.92M | 85.86M |
| Cash & ST investments | 110.70M | 98.28M | 82.53M | 77.83M | 62.57M | 48.28M |
| Inventory | 10.89M | 9.56M | 8.30M | 10.10M | 8.43M | 10.51M |
| Total assets | 174.76M | 160.74M | 144.26M | 133.55M | 111.98M | 108.16M |
| Total current liabilities | 96.25M | 97.86M | 99.43M | 99.04M | 91.89M | 97.45M |
| Short-term debt | 4.29M | 4.52M | 4.31M | 3.79M | 2.99M | 4.46M |
| Long-term debt | 8.05M | 8.13M | -- | -- | 6.67M | 9.47M |
| Total liabilities | 106,444,000.00 | 107,724,000.00 | 109,321,000.00 | 107,817,000.00 | 99,435,000.00 | 107,794,000.00 |
| Total equity | 68.31M | 53.01M | 34.94M | 25.73M | 12.55M | 367.00K |
| Retained earnings | -2.19B | -2.20B | -2.22B | -2.23B | -2.25B | -2.26B |
Cash flow
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | -159.02M | -204.39M | -112.39M | -171.18M | -240.18M | -72.98M | -57.20M | -47.92M |
| Depreciation & amortization | 2.48M | 8.85M | 9.28M | 9.66M | 11.65M | 9.84M | 8.27M | 7.86M |
| Free cash flow | -163.06M | -210.84M | -115.26M | -178.36M | -251.33M | -75.23M | -60.88M | -52.59M |
| Dividends paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Stock buybacks / issuance | 247.07M | 372.04M | 243.20M | 348.65M | 0 | 0 | 99.64M | 0 |
| Ending cash balance | 115.12M | 190.68M | 373.93M | 117.09M | 71.58M | 35.48M | 55.36M | 76.67M |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Operating cash flow | -21.18M | -12.68M | -12.40M | -1.66M | -12.46M | -11.84M |
| Depreciation & amortization | 1.86M | 2.01M | 1.92M | 2.07M | 2.12M | 1.98M |
| Free cash flow | -22.05M | -13.42M | -13.77M | -3.35M | -13.06M | -12.81M |
| Dividends paid | 0 | 0 | 0 | 0 | 0 | 0 |
| Stock buybacks / issuance | -- | 6.00K | -6.00K | -1.00K | -- | 0 |
| Ending cash balance | 61.64M | 95.55M | 81.48M | 76.67M | 61.46M | 47.43M |
Returns & efficiency
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| ROE %i | -638.45 | -193.67 | -82.27 | -65.84 | -81.06 | -85.39 | -127.01 | -108.88 |
| ROA %i | -156.76 | -102.53 | -51.37 | -44.66 | -52.45 | -40.05 | -51.88 | -37.81 |
| ROIC %i | -638.50 | -180.09 | -78.19 | -63.73 | -78.25 | -80.28 | -114.88 | -89.63 |
| 5-year avg ROE %i | -- | -- | -- | -1,218.45 | -211.04 | -100.43 | -87.16 | -93.65 |
| EBIT margin %i | -129.66 | -139.59 | -112.43 | -126.37 | -103.47 | -51.73 | -56.51 | -30.34 |
| FCF / sales %i | -- | -- | -- | -- | -- | -- | -- | -- |
| Current ratioi | 1.48 | 2.60 | 2.75 | 3.58 | 2.04 | 1.44 | 1.77 | 1.14 |
| Quick ratioi | 1.29 | 2.39 | 2.61 | 3.46 | 1.81 | 1.25 | 1.61 | 0.98 |
| Debt / assetsi | -- | 3.09 | 3.07 | 2.17 | 4.19 | 3.20 | 5.83 | 8.78 |
| LT debt / equityi | -- | 3.35 | 3.54 | 2.09 | 4.98 | 3.40 | 8.36 | 30.18 |
| Interest coveragei | -829.85 | -86.92 | -115.17 | -140.01 | -133.63 | -44.48 | -32.58 | -20.44 |
| Revenue CAGR (3Y) %i | -- | -- | 12.60 | 4.32 | 4.23 | 5.36 | -0.03 | -2.41 |
| Net income CAGR (3Y) %i | -- | -- | -- | -- | -- | -- | -- | -- |
| FCF CAGR (3Y) %i | -- | -- | -- | -- | -- | -- | -- | -- |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| ROE %i | -134.37 | -176.30 | -102.27 | -108.88 | -152.79 | -212.01 |
| ROA %i | -45.03 | -45.04 | -38.62 | -37.81 | -43.64 | -42.93 |
| ROIC %i | -155.28 | -194.36 | -118.73 | -89.63 | -112.44 | -134.10 |
| 5-year avg ROE %i | -- | -- | -- | -- | -- | -- |
| EBIT margin %i | -66.46 | -59.09 | -55.26 | -30.34 | -27.28 | -25.64 |
| FCF / sales %i | -- | -- | -- | -- | -- | -- |
| Current ratioi | 1.57 | 1.38 | 1.20 | 1.14 | 1.02 | 0.88 |
| Quick ratioi | 1.38 | 1.23 | 1.06 | 0.98 | 0.86 | 0.72 |
| Debt / assetsi | 7.06 | 7.87 | 8.68 | 8.78 | 8.63 | 12.88 |
| LT debt / equityi | 11.69 | 15.17 | 23.16 | 30.18 | 51.05 | 1,066.22 |
| Interest coveragei | 3.61 | 3.37 | 3.46 | -20.44 | -9.20 | -23.27 |
| Revenue CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
| Net income CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
| FCF CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
Revenue breakdown most recent period
Business
Single segment100.00%
Quote time 2026-10-08 10:00:16 · For reference only, not investment advice and not tailored to your situation.