Penske Automotive
PAG
194.22
-4.79
-2.41%
Penske Automotive
US · PAG
#1233 by market cap
Listed 1970
194.22
-4.79
-2.41%
Live - 5344 symbols - heartbeat 125s ago
· 2026-10-08 05:06
Pre-market
194.00
-0.11%
After-hours
194.22
0.00%
- Market cap
- 12.75B
- P/E (TTM)i
- 14.11
- P/Bi
- 2.19
- EPSi
- 14.13
- Div yieldi
- 2.84%
- 52W posi
- 64%
Reader sentiment
Are you bullish or bearish on PAG?
Anonymous reader poll. Unscientific, not investment advice.
✦ Quant Financial Health how this is computed
Good
- Altman Z-Score is 3.14, above the 3.0 "safe zone" threshold.
- Most reliable for industrial/manufacturing companies; less meaningful for banks, insurers and other financials.
Revenue annual, last 8 years
Latest year -0.18% YoY
Margins
- Gross margin
- 16.40%
- Operating margin
- 4.03%
- Net margin
- 2.94%
Key ratios & quality
- Enterprise valuei
- 18.95B
- Altman Z-Scorei
- 3.14
Altman Z-Score below ~1.8 suggests financial distress risk, above ~3.0 suggests low risk; the model is most reliable for industrial/manufacturing companies and less meaningful for banks and other financial firms.
Income statement
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 22.79B | 23.18B | 20.44B | 25.55B | 27.81B | 30.92B | 31.86B | 31.81B |
| Gross profit | 3.41B | 3.46B | 3.18B | 4.44B | 4.84B | 5.15B | 5.22B | 5.22B |
| Selling & admin expenses | 2.65B | 2.69B | 2.36B | 2.96B | 3.22B | 3.55B | 3.69B | 3.76B |
| Research & development | -- | -- | -- | -- | -- | -- | -- | -- |
| Operating profit | 664.90M | 652.70M | 704.50M | 1.36B | 1.49B | 1.45B | 1.37B | 1.28B |
| Pretax profit | 604.10M | 591.50M | 707.60M | 1.61B | 1.86B | 1.48B | 1.29B | 1.26B |
| Tax | 134.30M | 156.70M | 162.70M | 416.30M | 473.00M | 360.90M | 316.50M | 325.80M |
| Net profit | 470.30M | 435.10M | 545.30M | 1.19B | 1.39B | 1.11B | 973.40M | 937.90M |
| Basic EPS | 6 | 5 | 7 | 15 | 19 | 16 | 14 | 14 |
| Diluted EPS | 5.53 | 5.28 | 6.74 | 14.89 | 18.55 | 16.31 | 14.49 | 14.13 |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Revenue | 7.95B | 8.03B | 7.70B | 8.85B | 7.86B | 8.51B |
| Gross profit | 1.32B | 1.35B | 1.25B | 1.40B | 1.30B | 1.36B |
| Selling & admin expenses | 951.40M | 943.80M | 907.50M | 1.04B | 965.60M | 974.00M |
| Research & development | -- | -- | -- | -- | -- | -- |
| Operating profit | 329.40M | 365.30M | 298.70M | 318.30M | 289.00M | 337.60M |
| Pretax profit | 350.50M | 353.50M | 292.20M | 297.50M | 323.70M | 353.80M |
| Tax | 92.10M | 86.00M | 78.70M | 69.00M | 88.80M | 92.60M |
| Net profit | 258.40M | 267.50M | 213.50M | 228.50M | 234.90M | 261.20M |
| Basic EPS | 4 | 4 | 3 | 3 | 4 | 4 |
| Diluted EPS | 3.86 | 4.03 | 3.23 | 2.83 | 3.56 | 3.96 |
Balance sheet
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Total current assets | 5.10B | 5.33B | 4.41B | 4.08B | 4.66B | 5.68B | 6.05B | 6.19B |
| Cash & ST investments | 39.40M | 28.10M | 49.50M | 100.70M | 106.50M | 96.40M | 83.60M | 64.70M |
| Inventory | 4.04B | 4.26B | 3.43B | 3.13B | 3.51B | 4.29B | 4.71B | 4.81B |
| Total assets | 10.90B | 13.94B | 13.25B | 13.46B | 14.11B | 15.67B | 17.12B | 17.60B |
| Total current liabilities | 5.05B | 5.45B | 4.67B | 4.27B | 4.71B | 5.66B | 6.58B | 6.28B |
| Short-term debt | 3.88B | 4.11B | 3.23B | 2.64B | 3.07B | 3.98B | 4.80B | 4.45B |
| Long-term debt | 2.12B | 2.26B | 1.60B | 1.39B | 1.55B | 1.42B | 1.13B | 1.81B |
| Total liabilities | 8,269,800,000.00 | 11,131,100,000.00 | 9,921,100,000.00 | 9,369,600,000.00 | 9,939,800,000.00 | 10,915,900,000.00 | 11,702,400,000.00 | 12,016,800,000.00 |
| Total equity | 2.63B | 2.81B | 3.33B | 4.10B | 4.17B | 4.76B | 5.42B | 5.58B |
| Retained earnings | 2.37B | 2.68B | 3.15B | 4.20B | 4.48B | 4.99B | 5.76B | 5.75B |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Total current assets | 6.05B | 6.29B | 6.01B | 6.19B | 6.32B | 6.51B |
| Cash & ST investments | 118.40M | 155.30M | 80.30M | 64.70M | 83.70M | 69.50M |
| Inventory | 4.50B | 4.85B | 4.71B | 4.81B | 4.89B | 5.11B |
| Total assets | 16.93B | 17.39B | 17.12B | 17.60B | 18.32B | 18.49B |
| Total current liabilities | 6.70B | 6.99B | 6.20B | 6.28B | 6.55B | 6.67B |
| Short-term debt | 4.74B | 5.11B | 4.27B | 4.45B | 4.57B | 4.74B |
| Long-term debt | 993.00M | 906.70M | 1.27B | 1.81B | 2.21B | 2.12B |
| Total liabilities | 11,519,200,000.00 | 11,762,000,000.00 | 11,393,500,000.00 | 12,016,800,000.00 | 12,636,000,000.00 | 12,651,900,000.00 |
| Total equity | 5.41B | 5.63B | 5.73B | 5.58B | 5.68B | 5.83B |
| Retained earnings | 5.70B | 5.79B | 5.91B | 5.75B | 5.87B | 6.03B |
Cash flow
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | 614.70M | 518.60M | 1.20B | 1.29B | 1.46B | 1.15B | 1.23B | 975.10M |
| Depreciation & amortization | 103.70M | 109.60M | 115.50M | 121.50M | 127.30M | 143.70M | 161.30M | 172.30M |
| Free cash flow | 309.10M | 273.30M | 1.02B | 1.04B | 1.18B | 759.20M | 852.80M | 650.50M |
| Dividends paid | -121.20M | -130.80M | -68.10M | -142.50M | -154.10M | -189.10M | -274.40M | -343.80M |
| Stock buybacks / issuance | -68.90M | -169.20M | -29.40M | -280.60M | -869.30M | -358.70M | -58.70M | -159.10M |
| Ending cash balance | 39.40M | 28.10M | 49.50M | 100.70M | 106.50M | 102.60M | 83.60M | 64.70M |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Operating cash flow | 291.00M | 209.20M | 351.70M | 123.20M | 215.00M | 204.10M |
| Depreciation & amortization | 40.60M | 43.10M | 41.20M | 47.40M | 44.80M | 45.40M |
| Free cash flow | 206.30M | 136.30M | 282.80M | 25.10M | 152.40M | 131.80M |
| Dividends paid | -81.80M | -83.60M | -87.30M | -91.10M | -92.60M | -93.60M |
| Stock buybacks / issuance | -39.90M | -71.30M | -7.80M | -40.10M | -26.30M | 0 |
| Ending cash balance | 123.20M | 159.20M | 80.30M | 64.70M | 83.70M | 69.50M |
Returns & efficiency
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| ROE %i | 18.82 | 16.13 | 17.83 | 32.22 | 33.58 | 23.74 | 18.50 | 17.37 |
| ROA %i | 4.39 | 3.51 | 4.00 | 8.89 | 10.01 | 7.07 | 5.67 | 5.45 |
| ROIC %i | 7.36 | 5.87 | 6.12 | 12.00 | 13.64 | 10.37 | 8.68 | 8.14 |
| 5-year avg ROE %i | 20.98 | 20.57 | 20.35 | 22.92 | 23.72 | 24.95 | 25.55 | 25.40 |
| EBIT margin %i | 3.51 | 3.45 | 4.27 | 6.66 | 7.13 | 5.57 | 4.98 | 4.80 |
| FCF / sales %i | 1.36 | 1.18 | 4.97 | 4.09 | 4.23 | 2.43 | 2.66 | 2.05 |
| Current ratioi | 1.01 | 0.98 | 0.94 | 0.95 | 0.99 | 1.00 | 0.92 | 0.99 |
| Quick ratioi | 0.19 | 0.18 | 0.18 | 0.20 | 0.21 | 0.21 | 0.17 | 0.18 |
| Debt / assetsi | 55.09 | 62.17 | 54.23 | 47.55 | 49.27 | 49.37 | 49.29 | 49.56 |
| LT debt / equityi | 81.43 | 163.18 | 119.68 | 92.52 | 93.60 | 79.46 | 67.31 | 76.80 |
| Interest coveragei | 4.09 | 3.83 | 5.27 | 17.96 | 16.14 | 7.29 | 5.47 | 5.82 |
| Revenue CAGR (3Y) %i | 5.72 | 4.83 | -1.49 | 3.90 | 6.27 | 14.78 | 7.63 | 4.57 |
| Net income CAGR (3Y) %i | 13.04 | 8.32 | -3.94 | 36.12 | 46.85 | 26.82 | -6.56 | -12.16 |
| FCF CAGR (3Y) %i | 17.04 | 17.19 | 39.22 | 50.06 | 62.67 | -9.25 | -6.53 | -17.92 |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| ROE %i | 18.57 | 18.11 | 17.30 | 17.37 | 16.50 | 15.85 |
| ROA %i | 5.73 | 5.62 | 5.52 | 5.45 | 5.18 | 5.05 |
| ROIC %i | 8.78 | 8.50 | 8.34 | 8.14 | 7.81 | 7.59 |
| 5-year avg ROE %i | -- | -- | -- | -- | -- | -- |
| EBIT margin %i | 5.09 | 5.13 | 5.04 | 4.80 | 4.73 | 4.68 |
| FCF / sales %i | 2.17 | 2.12 | 2.47 | 2.05 | 1.88 | 1.84 |
| Current ratioi | 0.90 | 0.90 | 0.97 | 0.99 | 0.96 | 0.98 |
| Quick ratioi | 0.20 | 0.17 | 0.17 | 0.18 | 0.18 | 0.17 |
| Debt / assetsi | 47.83 | 48.37 | 46.32 | 49.56 | 50.30 | 50.04 |
| LT debt / equityi | 62.22 | 58.94 | 64.04 | 76.80 | 81.99 | 77.53 |
| Interest coveragei | 5.65 | 5.72 | 5.83 | 5.82 | 5.68 | 5.58 |
| Revenue CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
| Net income CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
| FCF CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
✦ Quant Revenue Concentration how this is computed
Single-engine
- Retail Automotive is the largest reported line at 85.77% of revenue, across 3 reported segments.
- The next-largest line, Retail Commercial Truck, is a distant second at 10.90% - a sharp slowdown here would have little to offset it.
Revenue breakdown most recent period
Business
Retail Automotive85.77%
Retail Commercial Truck10.90%
Other3.34%
Quote time 2026-10-08 05:06:54 · For reference only, not investment advice and not tailored to your situation.