Toast
TOST
30.55
+0.30
+0.99%
Toast
US · TOST
#1048 by market cap
Listed 2021
30.55
+0.30
+0.99%
Live - 5344 symbols - heartbeat 329s ago
· 2026-10-08 04:01
Pre-market
30.56
+0.03%
After-hours
30.74
+0.62%
Overnight
30.56
+0.03%
- Market cap
- 17.66B
- P/E (TTM)i
- 38.67
- P/Bi
- 8.63
- EPSi
- 0.56
- Div yieldi
- 0.00%
- 52W posi
- 47%
Reader sentiment
Are you bullish or bearish on TOST?
Anonymous reader poll. Unscientific, not investment advice.
✦ Quant Financial Health how this is computed
Good
- Altman Z-Score is 12.74, above the 3.0 "safe zone" threshold.
- Most reliable for industrial/manufacturing companies; less meaningful for banks, insurers and other financials.
Revenue annual, last 7 years
Latest year +24.05% YoY
Margins
- Gross margin
- 25.89%
- Operating margin
- 4.94%
- Net margin
- 5.56%
Key ratios & quality
- Altman Z-Scorei
- 12.74
Altman Z-Score below ~1.8 suggests financial distress risk, above ~3.0 suggests low risk; the model is most reliable for industrial/manufacturing companies and less meaningful for banks and other financial firms.
Income statement
| Line item | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Revenue | 665.00M | 823.00M | 1.71B | 2.73B | 3.87B | 4.96B | 6.15B |
| Gross profit | 62.00M | 140.00M | 314.00M | 511.00M | 834.00M | 1.19B | 1.59B |
| Selling & admin expenses | 211.00M | 251.00M | 379.00M | 613.00M | 763.00M | 777.00M | 915.00M |
| Research & development | 64.00M | 109.00M | 163.00M | 282.00M | 358.00M | 351.00M | 374.00M |
| Operating profit | -213.00M | -220.00M | -228.00M | -384.00M | -287.00M | 62.00M | 304.00M |
| Pretax profit | -212.00M | -248.00M | -490.00M | -277.00M | -244.00M | 22.00M | 346.00M |
| Tax | -3.00M | 0 | -3.00M | -2.00M | 2.00M | 3.00M | 4.00M |
| Net profit | -209.00M | -248.00M | -487.00M | -275.00M | -246.00M | 19.00M | 342.00M |
| Basic EPS | 0 | -1 | -2 | -1 | 0 | 0 | 1 |
| Diluted EPS | -0.45 | -0.54 | -1.68 | -0.72 | -0.47 | 0.03 | 0.56 |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Revenue | 1.34B | 1.55B | 1.63B | 1.63B | 1.63B | 1.91B |
| Gross profit | 346.00M | 392.00M | 432.00M | 423.00M | 447.00M | 516.00M |
| Selling & admin expenses | 212.00M | 220.00M | 246.00M | 237.00M | 240.00M | 255.00M |
| Research & development | 84.00M | 91.00M | 102.00M | 97.00M | 97.00M | 109.00M |
| Operating profit | 50.00M | 81.00M | 84.00M | 89.00M | 110.00M | 152.00M |
| Pretax profit | 58.00M | 83.00M | 104.00M | 101.00M | 131.00M | 162.00M |
| Tax | 2.00M | 3.00M | -1.00M | 0 | 5.00M | 8.00M |
| Net profit | 56.00M | 80.00M | 105.00M | 101.00M | 126.00M | 154.00M |
| Basic EPS | 0 | 0 | 0 | 0 | 0 | 0 |
| Diluted EPS | 0.09 | 0.13 | 0.16 | 0.16 | 0.20 | 0.26 |
Balance sheet
| Line item | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Total current assets | 228.47M | 673.00M | 1.49B | 1.41B | 1.57B | 1.98B | 2.67B |
| Cash & ST investments | 150.37M | 582.00M | 1.27B | 1.02B | 1.12B | 1.42B | 1.99B |
| Inventory | 15.39M | 19.00M | 42.00M | 110.00M | 118.00M | 118.00M | 114.00M |
| Total assets | 305.74M | 776.00M | 1.74B | 1.76B | 1.96B | 2.41B | 3.15B |
| Total current liabilities | 139.70M | 136.00M | 352.00M | 496.00M | 663.00M | 811.00M | 969.00M |
| Short-term debt | 9.22M | -- | 22.00M | 14.00M | -- | -- | -- |
| Long-term debt | -- | 172.00M | -- | -- | -- | -- | -- |
| Total liabilities | 636,168,000.00 | 1,247,000,000.00 | 644,000,000.00 | 663,000,000.00 | 764,000,000.00 | 863,000,000.00 | 1,021,000,000.00 |
| Total equity | -330.43M | -471.00M | 1.09B | 1.10B | 1.19B | 1.55B | 2.12B |
| Retained earnings | -385.92M | -616.00M | -1.10B | -1.38B | -1.62B | -1.60B | -1.26B |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Total current assets | 2.12B | 2.32B | 2.50B | 2.67B | 2.59B | 2.65B |
| Cash & ST investments | 1.49B | 1.70B | 1.86B | 1.99B | 1.77B | 1.71B |
| Inventory | 111.00M | 103.00M | 104.00M | 114.00M | 136.00M | 217.00M |
| Total assets | 2.56B | 2.77B | 2.97B | 3.15B | 3.09B | 3.18B |
| Total current liabilities | 844.00M | 894.00M | 911.00M | 969.00M | 1.06B | 1.10B |
| Short-term debt | -- | -- | -- | -- | -- | -- |
| Long-term debt | -- | -- | -- | -- | -- | -- |
| Total liabilities | 891,000,000.00 | 949,000,000.00 | 957,000,000.00 | 1,021,000,000.00 | 1,104,000,000.00 | 1,136,000,000.00 |
| Total equity | 1.67B | 1.82B | 2.01B | 2.12B | 1.99B | 2.05B |
| Retained earnings | -1.55B | -1.47B | -1.36B | -1.26B | -1.14B | -982.00M |
Cash flow
| Line item | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Operating cash flow | -126.00M | -125.00M | 2.00M | -156.00M | 135.00M | 360.00M | 661.00M |
| Depreciation & amortization | 7.00M | 27.00M | 21.00M | 24.00M | 32.00M | 46.00M | 64.00M |
| Free cash flow | -141.00M | -161.00M | -17.00M | -189.00M | 93.00M | 306.00M | 608.00M |
| Dividends paid | -- | -- | -- | -- | -- | -- | -- |
| Stock buybacks / issuance | 1.00M | 0 | 984.00M | 15.00M | 36.00M | 43.00M | -26.00M |
| Ending cash balance | 159.00M | 594.00M | 851.00M | 635.00M | 747.00M | 1.09B | 1.58B |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| Operating cash flow | 79.00M | 223.00M | 165.00M | 194.00M | 132.00M | 144.00M |
| Depreciation & amortization | 19.00M | 16.00M | 13.00M | 16.00M | 10.00M | 12.00M |
| Free cash flow | 69.00M | 208.00M | 153.00M | 178.00M | 115.00M | 130.00M |
| Dividends paid | -- | -- | -- | -- | -- | -- |
| Stock buybacks / issuance | 9.00M | 0 | 15.00M | -50.00M | -309.00M | -160.00M |
| Ending cash balance | 1.26B | 1.43B | 1.61B | 1.58B | 1.41B | 1.30B |
Returns & efficiency
| Line item | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| ROE %i | -- | -- | -157.09 | -25.13 | -21.47 | 1.39 | 18.64 |
| ROA %i | -68.36 | -45.65 | -38.79 | -15.73 | -13.23 | 0.87 | 12.32 |
| ROIC %i | -- | -- | -104.10 | -24.01 | -20.25 | -1.30 | 15.71 |
| 5-year avg ROE %i | -- | -- | -- | -- | -- | -- | -36.73 |
| EBIT margin %i | -31.88 | -28.58 | -28.04 | -14.06 | -7.43 | 1.25 | 4.94 |
| FCF / sales %i | -- | -- | -- | -- | 2.41 | 6.17 | 9.88 |
| Current ratioi | 1.64 | 4.95 | 4.22 | 2.84 | 2.37 | 2.44 | 2.75 |
| Quick ratioi | 1.40 | 4.52 | 3.75 | 2.28 | 1.80 | 1.89 | 2.19 |
| Debt / assetsi | 3.02 | 22.16 | 5.71 | 5.34 | 1.69 | 1.00 | 0.64 |
| LT debt / equityi | -- | -- | 7.06 | 7.29 | 2.76 | 1.55 | 0.94 |
| Interest coveragei | -- | -18.60 | -39.83 | -- | -- | -- | -- |
| Revenue CAGR (3Y) %i | -- | -- | -- | 60.14 | 67.46 | 42.75 | 31.10 |
| Net income CAGR (3Y) %i | -- | -- | -- | -- | -- | -- | -- |
| FCF CAGR (3Y) %i | -- | -- | -- | -- | -- | -- | -- |
| Line item | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|
| ROE %i | 10.99 | 14.45 | 15.90 | 18.64 | 22.50 | 25.16 |
| ROA %i | 6.85 | 9.10 | 10.50 | 12.32 | 14.56 | 16.34 |
| ROIC %i | 10.79 | 11.44 | 12.97 | 15.71 | 22.26 | 22.53 |
| 5-year avg ROE %i | -- | -- | -- | -- | -- | -- |
| EBIT margin %i | 2.43 | 3.54 | 4.22 | 4.94 | 5.65 | 6.39 |
| FCF / sales %i | 7.81 | 9.19 | 9.63 | 9.88 | 10.15 | 8.47 |
| Current ratioi | 2.51 | 2.59 | 2.74 | 2.75 | 2.44 | 2.40 |
| Quick ratioi | 1.90 | 2.04 | 2.17 | 2.19 | 1.79 | 1.68 |
| Debt / assetsi | 0.86 | 0.69 | 0.61 | 0.64 | 0.55 | -- |
| LT debt / equityi | 1.32 | 1.05 | 0.89 | 0.94 | 0.85 | -- |
| Interest coveragei | -- | -- | -- | -- | -- | -- |
| Revenue CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
| Net income CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
| FCF CAGR (3Y) %i | -- | -- | -- | -- | -- | -- |
Revenue breakdown most recent period
Business
Single segment100.00%
Quote time 2026-10-08 04:01:49 · For reference only, not investment advice and not tailored to your situation.