United Parcel Service

US · UPS #263 by market cap Listed 1999

111.45 -2.87 -2.51%

Periodic snapshot; not a real-time feed. · 2026-11-05 12:40

✦ Quant Financial Health how this is computed

Good

Altman Z-Score is 3.01, above the 3.0 "safe zone" threshold.
Most reliable for industrial/manufacturing companies; less meaningful for banks, insurers and other financials.

✦ Quant Revenue Concentration how this is computed

Lead segment, long tail

United States (U.S.) Domestic Package is the largest reported line at 65.38% of revenue, across 3 reported segments.
International Package follows at 22.09%, so the top line still matters most but isn’t the whole story.

Revenue annual, last 8 years

Latest year -2.65% YoY

Margins

Gross margin: 18.08%
Operating margin: 8.87%
Net margin: 6.28%

Key ratios & quality

Enterprise value: 113.90B
Altman Z-Score: 3.01

Altman Z-Score below ~1.8 suggests financial distress risk, above ~3.0 suggests low risk; the model is most reliable for industrial/manufacturing companies and less meaningful for banks and other financial firms.

Income statement

Line item	2018	2019	2020	2021	2022	2023	2024	2025
Revenue	71.86B	74.09B	84.63B	97.29B	100.34B	90.96B	91.07B	88.66B
Gross profit	12.49B	13.72B	15.28B	20.28B	21.01B	17.24B	16.36B	16.03B
Selling & admin expenses	--	--	--	--	--	--	--	--
Research & development	--	--	--	--	--	--	--	--
Operating profit	7.02B	7.80B	7.68B	12.81B	13.09B	9.14B	8.47B	7.87B
Pretax profit	6.02B	5.65B	1.84B	16.60B	14.83B	8.57B	7.44B	7.16B
Tax	1.23B	1.21B	501.00M	3.71B	3.28B	1.87B	1.66B	1.59B
Net profit	4.79B	4.44B	1.34B	12.89B	11.55B	6.71B	5.78B	5.57B
Basic EPS	6	5	2	15	13	8	7	7
Diluted EPS	5.51	5.11	1.54	14.68	13.20	7.80	6.75	6.56

Line item	2025-03	2025-06	2025-09	2025-12	2026-03	2026-06
Revenue	21.55B	21.22B	21.42B	24.48B	21.20B	22.83B
Gross profit	3.68B	3.78B	3.49B	5.08B	3.36B	2.97B
Selling & admin expenses	--	--	--	--	--	--
Research & development	--	--	--	--	--	--
Operating profit	1.67B	1.82B	1.80B	2.58B	1.27B	930.00M
Pretax profit	1.52B	1.66B	1.61B	2.37B	1.12B	761.00M
Tax	336.00M	379.00M	296.00M	581.00M	260.00M	157.00M
Net profit	1.19B	1.28B	1.31B	1.79B	864.00M	604.00M
Basic EPS	1	2	2	2	1	1
Diluted EPS	1.40	1.51	1.55	2.10	1.02	0.71

Balance sheet

Line item	2018	2019	2020	2021	2022	2023	2024	2025
Total current assets	16.21B	17.10B	20.22B	24.93B	22.22B	19.41B	19.31B	19.05B
Cash & ST investments	5.04B	5.74B	6.32B	10.59B	7.60B	6.04B	6.11B	5.89B
Inventory	421.00M	511.00M	620.00M	717.00M	889.00M	935.00M	826.00M	739.00M
Total assets	50.02B	57.86B	62.41B	69.41B	71.12B	70.86B	70.07B	73.09B
Total current liabilities	14.09B	15.41B	17.02B	17.57B	18.14B	17.68B	16.44B	15.62B
Short-term debt	2.81B	3.96B	3.18B	2.71B	2.96B	4.06B	2.57B	1.37B
Long-term debt	19.93B	21.82B	22.03B	19.78B	17.32B	18.92B	19.45B	23.52B
Total liabilities	46,979,000,000.00	54,574,000,000.00	61,739,000,000.00	55,136,000,000.00	51,321,000,000.00	53,543,000,000.00	53,327,000,000.00	56,835,000,000.00
Total equity	3.04B	3.28B	669.00M	14.27B	19.80B	17.31B	16.74B	16.26B
Retained earnings	8.01B	9.11B	6.90B	16.18B	21.33B	21.06B	20.88B	20.15B

Line item	2025-03	2025-06	2025-09	2025-12	2026-03	2026-06
Total current assets	17.09B	18.85B	18.99B	19.05B	17.79B	17.55B
Cash & ST investments	5.07B	6.29B	6.83B	5.89B	5.80B	4.65B
Inventory	--	--	--	739.00M	--	--
Total assets	68.47B	70.92B	71.39B	73.09B	71.81B	71.27B
Total current liabilities	15.66B	14.24B	14.55B	15.62B	14.67B	14.88B
Short-term debt	2.58B	1.64B	1.67B	1.37B	1.38B	1.36B
Long-term debt	19.51B	23.82B	23.85B	23.52B	23.75B	23.85B
Total liabilities	52,782,000,000.00	55,146,000,000.00	55,544,000,000.00	56,835,000,000.00	56,018,000,000.00	56,168,000,000.00
Total equity	15.68B	15.78B	15.85B	16.26B	15.79B	15.10B
Retained earnings	19.94B	19.83B	19.75B	20.15B	19.62B	18.83B

Cash flow

Line item	2018	2019	2020	2021	2022	2023	2024	2025
Operating cash flow	12.71B	8.64B	10.46B	15.01B	14.10B	10.24B	10.12B	8.45B
Depreciation & amortization	2.21B	2.36B	2.70B	2.95B	3.19B	3.37B	3.61B	3.75B
Free cash flow	6.43B	2.26B	5.05B	10.81B	9.34B	5.08B	6.21B	4.77B
Dividends paid	-3.01B	-3.19B	-3.37B	-3.44B	-5.11B	-5.37B	-5.40B	-5.40B
Stock buybacks / issuance	-771.00M	-786.00M	61.00M	-249.00M	-3.24B	-2.00B	-268.00M	-841.00M
Ending cash balance	4.37B	5.24B	5.91B	10.26B	5.60B	3.21B	6.11B	5.89B

Line item	2025-03	2025-06	2025-09	2025-12	2026-03	2026-06
Operating cash flow	2.32B	348.00M	2.48B	3.30B	2.22B	859.00M
Depreciation & amortization	912.00M	936.00M	926.00M	972.00M	985.00M	980.00M
Free cash flow	1.44B	-775.00M	1.51B	2.59B	1.19B	166.00M
Dividends paid	-1.35B	-1.35B	-1.35B	-1.35B	-1.35B	-1.36B
Stock buybacks / issuance	-945.00M	47.00M	31.00M	26.00M	28.00M	32.00M
Ending cash balance	4.80B	6.19B	6.76B	5.89B	5.80B	4.65B

Returns & efficiency

Line item	2018	2019	2020	2021	2022	2023	2024	2025
ROE %	238.30	141.22	68.45	172.90	67.85	36.17	33.99	33.83
ROA %	10.04	8.23	2.23	19.56	16.44	9.45	8.21	7.78
ROIC %	20.66	17.32	6.19	39.39	29.12	16.77	14.94	14.60
5-year avg ROE %	291.68	305.85	277.52	264.49	137.82	97.32	75.87	68.95
EBIT margin %	9.22	8.51	3.01	17.77	15.48	10.29	9.12	9.23
FCF / sales %	8.95	3.05	5.96	11.11	9.30	5.59	6.82	5.37
Current ratio	1.15	1.11	1.19	1.42	1.22	1.10	1.17	1.22
Quick ratio	1.06	0.99	1.00	1.32	1.11	0.98	1.03	1.09
Debt / assets	45.46	48.68	44.47	36.78	33.07	37.72	36.61	39.12
LT debt / equity	659.75	741.02	3,739.88	160.09	103.91	131.01	138.06	167.74
Interest coverage	10.95	9.66	3.63	24.91	22.06	11.92	9.59	8.04
Revenue CAGR (3Y) %	7.18	6.34	8.32	10.63	10.64	2.43	-2.18	-4.04
Net income CAGR (3Y) %	-0.37	9.07	-35.07	39.08	37.52	70.94	-23.45	-21.57
FCF CAGR (3Y) %	8.37	-13.65	--	18.93	60.47	0.22	-16.86	-20.08

Line item	2025-03	2025-06	2025-09	2025-12	2026-03	2026-06
ROE %	35.96	34.96	33.67	33.83	33.41	29.66
ROA %	8.61	8.17	7.88	7.78	7.48	6.43
ROIC %	15.89	14.66	14.25	14.60	14.17	12.27
5-year avg ROE %	--	--	--	--	--	--
EBIT margin %	9.15	9.01	8.83	9.23	8.86	7.74
FCF / sales %	5.91	3.92	4.91	5.37	5.11	6.07
Current ratio	1.09	1.32	1.30	1.22	1.21	1.18
Quick ratio	0.95	1.17	1.15	1.09	1.07	1.03
Debt / assets	37.38	40.76	40.92	39.12	39.91	40.23
LT debt / equity	146.97	173.11	174.03	167.74	173.08	181.26
Interest coverage	9.32	8.86	8.06	8.04	7.38	6.36
Revenue CAGR (3Y) %	--	--	--	--	--	--
Net income CAGR (3Y) %	--	--	--	--	--	--
FCF CAGR (3Y) %	--	--	--	--	--	--

Revenue breakdown most recent period

Business

United States (U.S.) Domestic Package65.38%

International Package22.09%

Other revenues12.53%

Quote time 2026-11-05 12:40:14 · For reference only, not investment advice and not tailored to your situation.